Day: June 30, 2020

Why Cornell Will Reopen in the Fall

How to Build Links Using Google Alerts

Link building is hard. But did you know that Google makes it easier for you?

Seriously… they do make it easier because they provide you with free tools.

No, I’m not talking about the ones you already use like Google Search Console and Google Analytics

They actually have tons of other tools. Some you may have heard of, but I bet you don’t use them.

And today I am going to show you how you can build links using Google Alerts.

What is Google Alerts?

As the saying goes, if it isn’t on Google, it doesn’t exist.

Google is the most popular search engine in the world. Their database contains hundreds of billions of web pages and is over 100,000,000 gigabytes in size.

Because of their massive size, they are able to crawl web pages more frequently than any SEO tool including my own, Ubersuggest. This is precisely why you want to start using Google Alerts to build links.

So, what is Google Alerts?

As I mentioned above, they have a bigger database of web pages than any other link building or SEO tool. So, you’ll want to use their database to find easy link opportunities and ideally without wasting time digging through billions or even thousands of web pages.

Google Alerts allows you to create notifications on any subject, topic, or keyword.

So, when a new web page talks about anything that could be an easy link opportunity, you’ll get notified in an email.

Just like this one…

So, let’s set it all up step by step so you can get some backlinks.

How to set up Google Alerts

First, I want you to go here.

You’ll see a screen that looks like this (make sure you sign in at the top right).

I want you to type in your domain name without the www or the https part.

In my case, I would type in: neilpatel.com

You may see an alert preview like the one above, but if you have a newer site you probably won’t see any results, which is fine.

Then I want you to click on the “Show Options” link next to the “Create Alert” button.

Your settings should match mine:

  • How often – at most once a day
  • Sources – Blogs, Web (select those 2 options, you don’t want news as an option as it tends to create more irrelevant results and we’ve found that it is harder to get news sites to link back to you)
  • Language – English (or the language you are targeting)
  • Region – any region (or you can select the country you are targeting although I recommend picking “any region”)
  • How many – all results
  • Deliver to – should be your email.

And then click “Create Alert.”

Up to once a day, you’ll get an email with a list of pages that mentions your website or domain.

I want you to repeat the process and create an alert for the following items:

  • Your domain – you should have just done this.
  • Brand name – in my case I would create an alert for “Neil Patel.”
  • Product names – if you are selling any services or products you can create an alert around that. In my case, I would create an alert for “Ubersuggest.”
  • Industry terms – create alerts for anything related to your industry. When people are talking about your space, it is an easy link opportunity. In my case, I would create alerts for the terms: digital marketing, online marketing, and SEO.
  • Your email address – create an alert anytime someone gives out your email. Again, another easy link opportunity.

Here’s what mine looks like:

You’ll also notice for all of my two-word phrases I have quotation marks around them.

For example, I would not create an alert for: Neil Patel

But, I would create an alert for: “Neil Patel”

The reason being is that alerts for two-word phrases without quotes aren’t as relevant. For example, here are some alerts from the term: online marketing.

When I use quotes, here are the results.

See the difference?

Getting links

Now that you have alerts set up, it is time to get links.

Keep in mind that when you get an alert email, someone could have already linked to you. So, not every alert will be a link building opportunity, but many will be.

Typically, more than half will be opportunities.

Depending on the alert type, some will be easier than others. So, let’s go over how to convert each opportunity into a link.

Your domain

You’ll find that a good portion of the mentions of your domain will contain a link back to your site.

For those, you don’t have to do anything as you’ve already got a link. 🙂

For the ones that aren’t linking to you, I want you to send the following email to the webmaster…

Subject: Did you make a mistake?

Hey [insert first name],

First off, I just wanted to say thanks for mentioning [insert your domain] in this article [insert a link to the URL that mentions your domain].

I know you are busy so I will just cut to the chase.

Would you mind hotlinking my domain to my website? I know it doesn’t seem like a big deal, but that extra traffic really helps small companies like mine.

Cheers,

[insert your name]

PS: Let me know if I can do anything for you.

Brand name

When it comes to brand names, it is a 50/50 shot. Roughly half the people will link to you when they mention your brand and the other half won’t.

For the ones that didn’t, send them this email:

Subject: You forgot to do this

Hey [insert first name],

I’m flattered.

Thank you for mentioning [insert your brand name] in your article on [insert the title of their article].

[insert the URL of their article]

You really made my day with that.

Again, thank you!

I feel bad doing this because you already mentioned us, but it would mean the world to me if you also linked our name to our site.

Would you mind doing that?

Sorry to bug you.

[insert your name]

PS: Let me know if I can do anything for you.

Product names

With product names, usually 70% to 80% of the websites will be linking back to you and the rest not. For the ones that don’t, send them an email similar to this:

Subject: Did you mean to do this?

Hey [insert their first name],

I just wanted to take a minute to tell you how much I appreciate that you mentioned [insert your brand name] here [insert the URL of the webpage that mentions your product].

Seriously, thank you!

Now, I feel bad doing this, but would you mind hotlinking [insert your product name] to this page on our website where people can find the product [insert the URL on your site that covers the product]?

Sorry to bug you.

And again, thank you for mentioning us. It really means a lot.

[insert your name]

PS: Let me know if I can do anything for you.

Your email address

Now this one is rare as most people won’t be publishing your email address.

And when they do, they usually aren’t linking to you.

If you try to get them to link the email address, you will find it hard. But what’s easier is to get them to remove your email address and link to your contact page instead.

Here’s the email template I use for this.

Subject: Privacy issue

Hey [insert their first name],

I noticed you mentioned our email address, [insert your email address], on this page [insert the page they mentioned your email on].

Would you mind mentioning and linking to our contact page instead [insert your contact page URL]?

For privacy reasons, I would rather have people get in touch with us through that page instead of our email.

Thanks for your time.

[insert your name]

You also notice that in this template I didn’t include the PS at the bottom. The PS typically helps boost your success ratio, but when it comes to this email, you want to be a bit more firm as it is related to your privacy.

You ideally want the link and fewer people sharing your email because then you’ll have to deal with a ton of spam messages.

Industry terms

In almost all cases, alerts that contain industry terms won’t be linking to you. And this group will also be the largest number of results you get with each alert email.

You’ll have to go through each alert and look at the context of the web page.

If they are talking about something that you have already covered on your website and did more in-depth than they have, there is a good chance you can convince them to link to you.

For example, if there is an article about SEO and they mention how you need to build links, but they don’t go into how to build links, I would email the site owner pointing to this article as it breaks down how to build links.

Here is the type of email I would send:

Subject: Some feedback for you

Hey [insert their first name],

Love your article on [insert the topic of their article] [insert the URL of their article].

I just have one piece of feedback for you (hope you don’t get offended), but you mention [insert the subject they mention that you go more in-depth on within your own site], but you didn’t go too in-depth on it.

I think if you adjusted that it would provide a lot more value to your readers.

Or if you don’t have the time to, I already have an article on it here [insert the URL on your site where you go in-depth on that topic] that you could just link to.

Let me know your thoughts.

[insert your name]

PS: Let me know if I can do anything for you.

How do I get in touch?

Now that you know what kind of emails to send depending on the alert you receive, you’ll have to, of course, get in touch with the site owner.

So how do you find their email address?

Well, the simplest way is to go to their contact page and see if their email is there or if they have a contact form.

You can also check out their terms of service or privacy policy.

Another option is to use tools like Hunter. Just type in a domain name into Hunter and you’ll see a list of people you can contact.

Their free plan allows 50 requests per month, which should be enough to get you started.

Conclusion

Google Alerts is an easy way to build links so I would start with that.

What’s beautiful about it is that you’ll get notified of opportunities. This will save you a lot of time.

And if you find yourself with a bit of extra time, I recommend one more strategy to build links.

Go here and put in your competition’s URL.

Once you hit “search” you’ll see a report that looks something like this:

These are all of the websites linking to your competition. What’s interesting about this list is that it is sorted.

The results at the top have more authority, in which they typically boost SEO rankings more than the ones at the bottom of the list.

You’ll want to go through the list, click on each site, and see if it makes sense to reach out to that website and ask them to link to you.

Typically, if you have similar content to your competition that is more thorough, it’s possible to convince someone to link to you. You’ll have to send them emails like the one below…

Hey [insert their first name],

Question for you…

How do you think it makes you look to your readers when you link to another site that doesn’t really help them?

It kind of makes you look bad and maybe even lose a little bit of trust with your readers, right?

In this article [insert the URL on their site], you link out to [insert the competition’s URL].

The article you are linking to doesn’t cover [insert the areas the competition missed].

I actually have an article [insert your article URL] that covers [insert what you cover that the competition doesn’t and why it benefits readers more].

If you aren’t interested in linking to us no worries. I just know that you care about your readers and you want to do the best for them.

Cheers,

[insert your name]

PS: Let me know if I can do anything for you.

If you follow the steps above, you’ll start building links.

It isn’t that hard and you can do it. You just have to be willing to put in the time and not get discouraged if you send out a handful of emails and no one links back to you.

Just think of your email as a sales pitch and it may not be perfect the first time… so you may have to modify and adjust it.

If you have any questions on the steps or are confused about anything, just leave a comment below.

The post How to Build Links Using Google Alerts appeared first on Neil Patel.

Top 15 Pittsburgh Steelers Podcasts You Must Follow in 2020

Top 15 Pittsburgh Steelers Podcasts Contents [show] ⋅About this list & ranking Pittsburgh Steelers Podcasts Locked On Steelers Pittsburgh Steelers Podcast Behind the Steel Curtain Steel City Blitz | Steelers Podcast Steelers Update on Pennlive The Terrible Podcast Steelers Country Weekly SNR Drive with Matt & Dale (Pittsburgh Steelers) The Immaculate Podcast The SteelerFury Pittsburgh Steelers Show […]

The post Top 15 Pittsburgh Steelers Podcasts You Must Follow in 2020 appeared first on Feedspot Blog.

Top 10 Oakland Raiders Podcasts You Must Follow in 2020

Top 10 Oakland Raiders Podcasts Contents [show] ⋅About this list & ranking Oakland Raiders Podcasts Raiders Talk Podcast The Pillaging Podcast ‘Tee’d Off’ with Kramer The Raiders Pod Keeping It 300 | A Raiders Podcast Full Press Raiders Podcast Raider Nation Podcast | Oakland Raiders NFL Football Submit Blog Do you want more traffic, leads, and sales? […]

The post Top 10 Oakland Raiders Podcasts You Must Follow in 2020 appeared first on Feedspot Blog.

Get the Best Balance Transfer Business Credit Cards

Are you looking for the best balance transfer business credit cards? Check out what we’ve found!

You Can Get the Best Balance Transfer Business Credit Cards

We looked into a lot of corporate credit cards for you. So, here are our favorites.

Per the SBA, corporate credit card limits are a whopping 10 – 100 times that of personal credit cards!

This reveals you can get a lot more funds with corporate credit cards. And it likewise shows you can have personal credit cards at shops. So, you would now have an extra card at the exact same stores for your company.

And you will not need collateral, cash flow, or financials to get corporate credit.

Best Balance Transfer Business Credit Card Benefits

Benefits can differ. So, make certain to select the benefit you would like from this selection of alternatives.

Small Business Credit Cards for Luxurious Travel Points

Your best balance transfer business credit card comes with travel points!

Flat-rate Travel Rewards

Capital One® Spark® Miles for Business

Have a look at the Capital One® Spark® Miles for Business. It has an introductory annual fee of $0 for the first year, which then rises to $95. The regular APR is 18.49%, variable due to the prime rate. There is no introductory annual percentage rate. Pay no transfer fees. Late fees go up to $39.

This card is fantastic for travel if your expenditures don’t come under common bonus categories. You can get unlimited double miles on all purchases, without limits. Earn 5x miles on rental cars and hotels if you book through Capital One Travel.

Get an introductory bonus of 50,000 miles. That’s the same as $500 in travel. Yet you only get it if you spend $4,500 in the initial 3 months from account opening. There is no foreign transaction fee. You will need a good to outstanding FICO rating to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-miles/

Best Balance Transfer Business Credit Cards Credit Suite

Establish business credit fast and beat the recession with our research-backed guide to 12 business credit cards and lines.

Bonus Travel Categories with a Sign-Up Offer

Ink Business Preferred℠ Credit Card

For a terrific sign-up offer and bonus categories, have a look at the Ink Business Preferred℠ Credit Card. 

Pay a yearly fee of $95. Regular APR is 17.49 – 22.49%, variable. There is no introductory APR offer.

Get 100,000 bonus points after spending $15,000 in the first three months after account opening. This works out to $1,250 towards travel rewards if you redeem with Chase Ultimate Rewards.

Get 3 points per dollar of the first $150,000 you spend with this card. So this is for purchases on travel, shipping, internet, cable, and phone services. Plus it includes advertising purchases made with social media sites and search engines each account anniversary year.

You can get 25% more in travel redemption when you redeem for travel using Chase Ultimate Rewards. You will need a great to excellent FICO score to qualify.

Find it here: https://creditcards.chase.com/business-credit-cards/ink/business-preferred 

No Yearly Fee

Bank of America® Business Advantage Travel Rewards World MasterCard® credit card

For no annual fee while still getting travel rewards, take a look at this card from Bank of America. It has no yearly fee and a 0% introductory APR for purchases during the first 9 billing cycles. Afterwards, its regular APR is 13.74 – 23.74% variable.

You can get 30,000 bonus points when you make a minimum of $3,000 in net purchases. So this is within 90 days of your account opening. You can redeem these points for a $300 statement credit towards travel purchases.

Earn unlimited 1.5 points for every $1 you spend on all purchases, everywhere, every time. And this is despite how much you spend.

Also earn 3 points per every dollar spent when you reserve your travel (car, hotel, airline) via the Bank of America® Travel Center. There is no limit to the number of points you can earn and points don’t expire.

You will need excellent credit to get this one (as in, 700s or better).

Find it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/travel-rewards-business-credit-card/

Hotel Credit Card

Marriott Bonvoy Business™ American Express® Card

Have a look at the Marriott Bonvoy Business™ Card from American Express. It has a yearly fee of $125. There is no introductory APR offer. The regular APR is a variable 17.24 – 26.24%. You will need great to superb credit scores to get this card.

Points

You can earn 75,000 Marriott Bonvoy points after using your card to make purchases of $3,000 in the initial three months. Get 6x the points for qualified purchases at participating Marriott Bonvoy hotels. You can get 4x the points at US restaurants and filling stations. And you can get 4x the points on wireless telephone services bought straight from US providers and on US purchases for shipping.

Get double points on all other eligible purchases.

Rewards

Also, you get a free night each year after your card anniversary. And you can earn an additional free night after you spend $60,000 on your card in a calendar year.

You get complimentary Marriott Bonvoy Silver Elite status with your Card. Also, spend $35,000 on eligible purchases in a calendar year and get an upgrade to Marriott Bonvoy Gold Elite status through the end of the next calendar year.

Plus, each calendar year you can get credit for 15 nights towards the next level of Marriott Bonvoy Elite status.

Find it here: https://creditcard.americanexpress.com/d/bonvoy-business/ 

An Alternative to the Best Balance Transfer Business Credit Card: Reliable Credit Cards for Fair to Poor Credit, Not Requiring a Personal Guarantee

Brex Card for Startups

Have a look at the Brex Card for Startups. It has no yearly fee.

You will not need to supply your Social Security number to apply. And you will not need to provide a personal guarantee. They will take your EIN. 

However, they do not accept every industry. 

Also, there are some industries they will not work with, as well as others where they want added documentation. For a list, go here: https://brex.com/legal/prohibited_activities/.

To determine creditworthiness, Brex checks a company’s cash balance, spending patterns, and investors.

You can get 7x points on rideshare. Get 4x on Brex Travel. Also, get triple points on restaurants. And get double points on recurring software payments. Get 1x points on everything else.

You can have bad credit scores (even a 300 FICO) to qualify.

Find it here: https://brex.com/lp/startups-higher-limits/ 

An Alternative to the Best Balance Transfer Business Credit Card: Secure Corporate Credit Cards for Fair Credit Scores

Capital One® Spark® Classic for Business

Have a look at the Capital One® Spark® Classic for Business. It has no annual fee. There is no introductory APR offer. The regular APR is a variable 24.49%. You can get unlimited 1% cash back on every purchase for your company, with no minimum to redeem.

While this card is within reach if you have average credit, beware of the APR. Yet if you can pay in a timely manner, and in full, then it’s a good deal.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/

An Alternative to the Best Balance Transfer Business Credit Card: Outstanding Business Credit Cards with No Annual Fee

No Yearly Fee/Flat Rate Cash Back

Ink Business Unlimited℠ Credit Card

Take a look at the Ink Business Unlimited℠ Credit Card. Beyond no yearly fee, get an introductory 0% APR for the initial one year. After that, the APR is a variable 14.74 – 20.74%. 

You can get unlimited 1.5% Cash Back rewards on every purchase made for your business. And get $500 bonus cash back after spending $3,000 in the initial three months from account opening. You can redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®. You will need exceptional credit scores to get this card.

Find it here: https://creditcards.chase.com/business-credit-cards/ink/unlimited 

Best Balance Transfer Business Credit Cards Credit Suite

Establish business credit fast and beat the recession with our research-backed guide to 12 business credit cards and lines.

An Alternative to the Best Balance Transfer Business Credit Card: Company Credit Cards with a 0% Introductory APR – Pay Zero!

Blue Business® Plus Credit Card from American Express

Check out the Blue Business® Plus Credit Card from American Express. It has no annual fee. There is a 0% introductory APR for the first year. Afterwards, the APR is a variable 14.74 – 20.74%.

Get double Membership Rewards® points on everyday company purchases like office supplies or client suppers for the first $50,000 spent annually. Get 1 point per dollar afterwards.

You will need good to outstanding credit to qualify.

Find it here: https://creditcard.americanexpress.com/d/bluebusinessplus-credit-card/

American Express® Blue Business Cash Card

Also take a look at the American Express® Blue Business Cash Card. Keep in mind: the American Express® Blue Business Cash Card is identical to the Blue Business® Plus Credit Card from American Express. Yet its rewards are in cash as opposed to points.

Get 2% cash back on all qualified purchases on up to $50,000 per calendar year. After that get 1%.

It has no annual fee. There is a 0% introductory APR for the initial twelve months. After that, the APR is a variable 14.74 – 20.74%.

You will need great to superb credit scores to qualify.

Find it here: https://creditcard.americanexpress.com/d/business-bluecash-credit-card/ 

An Alternative to the Best Balance Transfer Business Credit Card: Terrific Cards for Cash Back

Flat-Rate Rewards

Capital One ® Spark® Cash for Business 

Check out the Capital One® Spark® Cash for Business. It has an introductory $0 annual fee for the initial year. Afterwards, this card costs $95 per year. There is no introductory APR offer. The regular APR is a variable 18.49%.

You can get a $500 one-time cash bonus after spending $4,000 in the first three months from account opening. Get unlimited 2% cash back. Redeem any time without any minimums.

You will need great to excellent credit scores to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-cash/ 

Flat-Rate Rewards and No Yearly Cost

Discover it® Business Card

Take a look at the Discover it® Business Card. It has no annual fee. There is an introductory APR of 0% on purchases for 12 months. Then the regular APR is a variable 14.49 – 22.49%. 

Get unlimited 1.5% cash back on all purchases, with no category restrictions or bonuses. They double the 1.5% Cashback Match™ at the end of the first year. There is no minimal spend requirement.

You can download transactions| easily to Quicken, QuickBooks, and Excel. Keep in mind: you will need great to exceptional credit to get this card.

https://www.discover.com/credit-cards/business/

Bonus Categories

Ink Business Cash℠ Credit Card

Check out the Ink Business Cash℠ Credit Card. It has no yearly fee. There is a 0% introductory APR for the initial twelve months. After that, the APR is a variable 14.74 – 20.74%. You can get a $500 one-time cash bonus after spending $3,000 in the initial three months from account opening.

You can get 5% cash back on the initial $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each account anniversary year. 

Get 2% cash back on the initial $25,000 spent in combined purchases at filling stations and restaurants each account anniversary year. Get 1% cash back on all other purchases. There is no restriction to the amount you can earn.

You will need exceptional credit scores to get approval for this card.

Find it here: https://creditcards.chase.com/business-credit-cards/ink/cash?iCELL=61GF 

Boosted Cash Back Categories

Bank of America® Business Advantage Cash Rewards MasterCard® credit card

Check out the Bank of America® Business Advantage Cash Rewards MasterCard® credit card. Get an 0% introductory APR for the first 9 billing cycles of the account. After that, the APR is 13.74% – 23.74% variable. There is no annual fee. You can get a $300 statement credit offer.

Get 3% cash back in the category of your choice. So these are gasoline stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services. Earn 2% cash back on dining. So this is for the initial $50,000 in combined choice category/dining purchases each calendar year. Then get 1% after, with no limits.

You will need exceptional credit to qualify.

Find it here: https://promo.bankofamerica.com/smallbusinesscards2/ 

An Alternative to the Best Balance Transfer Business Credit Card: Flexible Financing Credit Cards – Have A Look at Your Alternatives!

The Plum Card® from American Express

Take a look at the Plum Card® from American Express. It has an introductory yearly fee of $0 for the first year. Afterwards, pay $250 each year.

Get a 1.5% early pay discount cash back bonus when you pay within 10 days. You can take up to 60 days to pay without interest when you pay the minimum due by the payment due date.

You will need great to exceptional credit to qualify.

Find it here: https://creditcard.americanexpress.com/d/the-plum-card-business-charge-card/ 

An Alternative to the Best Balance Transfer Business Credit Card: Unbeatable Cards for Jackpot Rewards That Never Expire

Capital One® Spark® Cash Select for Business

Check out the Capital One® Spark® Cash Select for Business. It has no annual fee. You can get 1.5% cash back on every purchase. There is no limit on the cash back you can earn. And earn a one-time $200 cash bonus when you spend $3,000 on purchases in the first three months. Rewards never expire.

Pay a 0% introductory APR for 9 months. Then pay 14.49% – 22.49% variable APR after that.

You will need great to excellent credit to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-cash-select/

Best Balance Transfer Business Credit Cards Credit Suite

Establish business credit fast and beat the recession with our research-backed guide to 12 business credit cards and lines.

The Very Best Balance Transfer Business Credit Card for You

Your straight-out ideal company credit cards hinge on your credit report and ratings.

Only you can select which features you want and need. So, to do your research. What is outstanding for you could be disastrous for another person.

And, as always, ensure to establish credit in the recommended order for the best, fastest benefits.

The post Get the Best Balance Transfer Business Credit Cards appeared first on Credit Suite.

New comment by jiamin2020 in "Ask HN: Who is hiring? (June 2020)"

Hi all – fresh off a fundraise, our start-up is ramping up recruitment. Taptap Send is a fast-growing fintech start-up that allows immigrants to send money back home to Africa and beyond instantly and at very low prices. We are VC-backed by investors including by Reid Hoffman (co-founder of Linkedin), rapidly growing and a great …

Draftbit (YC W18) Is Hiring a Technical Product Lead – Build Apps Visually

Article URL: https://draftbit.com/jobs/product-manager Comments URL: https://news.ycombinator.com/item?id=23685307 Points: 1 # Comments: 0

Get the Best Balance Transfer Business Credit Cards

Are you looking for the best balance transfer business credit cards? Check out what we’ve found!

You Can Get the Best Balance Transfer Business Credit Cards

We looked into a lot of corporate credit cards for you. So, here are our favorites.

Per the SBA, corporate credit card limits are a whopping 10 – 100 times that of personal credit cards!

This reveals you can get a lot more funds with corporate credit cards. And it likewise shows you can have personal credit cards at shops. So, you would now have an extra card at the exact same stores for your company.

And you will not need collateral, cash flow, or financials to get corporate credit.

Best Balance Transfer Business Credit Card Benefits

Benefits can differ. So, make certain to select the benefit you would like from this selection of alternatives.

Small Business Credit Cards for Luxurious Travel Points

Your best balance transfer business credit card comes with travel points!

Flat-rate Travel Rewards

Capital One® Spark® Miles for Business

Have a look at the Capital One® Spark® Miles for Business. It has an introductory annual fee of $0 for the first year, which then rises to $95. The regular APR is 18.49%, variable due to the prime rate. There is no introductory annual percentage rate. Pay no transfer fees. Late fees go up to $39.

This card is fantastic for travel if your expenditures don’t come under common bonus categories. You can get unlimited double miles on all purchases, without limits. Earn 5x miles on rental cars and hotels if you book through Capital One Travel.

Get an introductory bonus of 50,000 miles. That’s the same as $500 in travel. Yet you only get it if you spend $4,500 in the initial 3 months from account opening. There is no foreign transaction fee. You will need a good to outstanding FICO rating to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-miles/

Establish business credit fast and beat the recession with our research-backed guide to 12 business credit cards and lines.

Bonus Travel Categories with a Sign-Up Offer

Ink Business Preferred℠ Credit Card

For a terrific sign-up offer and bonus categories, have a look at the Ink Business Preferred℠ Credit Card. 

Pay a yearly fee of $95. Regular APR is 17.49 – 22.49%, variable. There is no introductory APR offer.

Get 100,000 bonus points after spending $15,000 in the first three months after account opening. This works out to $1,250 towards travel rewards if you redeem with Chase Ultimate Rewards.

Get 3 points per dollar of the first $150,000 you spend with this card. So this is for purchases on travel, shipping, internet, cable, and phone services. Plus it includes advertising purchases made with social media sites and search engines each account anniversary year.

You can get 25% more in travel redemption when you redeem for travel using Chase Ultimate Rewards. You will need a great to excellent FICO score to qualify.

Find it here: https://creditcards.chase.com/business-credit-cards/ink/business-preferred 

No Yearly Fee

Bank of America® Business Advantage Travel Rewards World MasterCard® credit card

For no annual fee while still getting travel rewards, take a look at this card from Bank of America. It has no yearly fee and a 0% introductory APR for purchases during the first 9 billing cycles. Afterwards, its regular APR is 13.74 – 23.74% variable.

You can get 30,000 bonus points when you make a minimum of $3,000 in net purchases. So this is within 90 days of your account opening. You can redeem these points for a $300 statement credit towards travel purchases.

Earn unlimited 1.5 points for every $1 you spend on all purchases, everywhere, every time. And this is despite how much you spend.

Also earn 3 points per every dollar spent when you reserve your travel (car, hotel, airline) via the Bank of America® Travel Center. There is no limit to the number of points you can earn and points don’t expire.

You will need excellent credit to get this one (as in, 700s or better).

Find it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/travel-rewards-business-credit-card/

Hotel Credit Card

Marriott Bonvoy Business™ American Express® Card

Have a look at the Marriott Bonvoy Business™ Card from American Express. It has a yearly fee of $125. There is no introductory APR offer. The regular APR is a variable 17.24 – 26.24%. You will need great to superb credit scores to get this card.

Points

You can earn 75,000 Marriott Bonvoy points after using your card to make purchases of $3,000 in the initial three months. Get 6x the points for qualified purchases at participating Marriott Bonvoy hotels. You can get 4x the points at US restaurants and filling stations. And you can get 4x the points on wireless telephone services bought straight from US providers and on US purchases for shipping.

Get double points on all other eligible purchases.

Rewards

Also, you get a free night each year after your card anniversary. And you can earn an additional free night after you spend $60,000 on your card in a calendar year.

You get complimentary Marriott Bonvoy Silver Elite status with your Card. Also, spend $35,000 on eligible purchases in a calendar year and get an upgrade to Marriott Bonvoy Gold Elite status through the end of the next calendar year.

Plus, each calendar year you can get credit for 15 nights towards the next level of Marriott Bonvoy Elite status.

Find it here: https://creditcard.americanexpress.com/d/bonvoy-business/ 

An Alternative to the Best Balance Transfer Business Credit Card: Reliable Credit Cards for Fair to Poor Credit, Not Requiring a Personal Guarantee

Brex Card for Startups

Have a look at the Brex Card for Startups. It has no yearly fee.

You will not need to supply your Social Security number to apply. And you will not need to provide a personal guarantee. They will take your EIN. 

However, they do not accept every industry. 

Also, there are some industries they will not work with, as well as others where they want added documentation. For a list, go here: https://brex.com/legal/prohibited_activities/.

To determine creditworthiness, Brex checks a company’s cash balance, spending patterns, and investors.

You can get 7x points on rideshare. Get 4x on Brex Travel. Also, get triple points on restaurants. And get double points on recurring software payments. Get 1x points on everything else.

You can have bad credit scores (even a 300 FICO) to qualify.

Find it here: https://brex.com/lp/startups-higher-limits/ 

An Alternative to the Best Balance Transfer Business Credit Card: Secure Corporate Credit Cards for Fair Credit Scores

Capital One® Spark® Classic for Business

Have a look at the Capital One® Spark® Classic for Business. It has no annual fee. There is no introductory APR offer. The regular APR is a variable 24.49%. You can get unlimited 1% cash back on every purchase for your company, with no minimum to redeem.

While this card is within reach if you have average credit, beware of the APR. Yet if you can pay in a timely manner, and in full, then it’s a good deal.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/

An Alternative to the Best Balance Transfer Business Credit Card: Outstanding Business Credit Cards with No Annual Fee

No Yearly Fee/Flat Rate Cash Back

Ink Business Unlimited℠ Credit Card

Take a look at the Ink Business Unlimited℠ Credit Card. Beyond no yearly fee, get an introductory 0% APR for the initial one year. After that, the APR is a variable 14.74 – 20.74%. 

You can get unlimited 1.5% Cash Back rewards on every purchase made for your business. And get $500 bonus cash back after spending $3,000 in the initial three months from account opening. You can redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®. You will need exceptional credit scores to get this card.

Find it here: https://creditcards.chase.com/business-credit-cards/ink/unlimited 

Establish business credit fast and beat the recession with our research-backed guide to 12 business credit cards and lines.

An Alternative to the Best Balance Transfer Business Credit Card: Company Credit Cards with a 0% Introductory APR – Pay Zero!

Blue Business® Plus Credit Card from American Express

Check out the Blue Business® Plus Credit Card from American Express. It has no annual fee. There is a 0% introductory APR for the first year. Afterwards, the APR is a variable 14.74 – 20.74%.

Get double Membership Rewards® points on everyday company purchases like office supplies or client suppers for the first $50,000 spent annually. Get 1 point per dollar afterwards.

You will need good to outstanding credit to qualify.

Find it here: https://creditcard.americanexpress.com/d/bluebusinessplus-credit-card/

American Express® Blue Business Cash Card

Also take a look at the American Express® Blue Business Cash Card. Keep in mind: the American Express® Blue Business Cash Card is identical to the Blue Business® Plus Credit Card from American Express. Yet its rewards are in cash as opposed to points.

Get 2% cash back on all qualified purchases on up to $50,000 per calendar year. After that get 1%.

It has no annual fee. There is a 0% introductory APR for the initial twelve months. After that, the APR is a variable 14.74 – 20.74%.

You will need great to superb credit scores to qualify.

Find it here: https://creditcard.americanexpress.com/d/business-bluecash-credit-card/ 

An Alternative to the Best Balance Transfer Business Credit Card: Terrific Cards for Cash Back

Flat-Rate Rewards

Capital One ® Spark® Cash for Business 

Check out the Capital One® Spark® Cash for Business. It has an introductory $0 annual fee for the initial year. Afterwards, this card costs $95 per year. There is no introductory APR offer. The regular APR is a variable 18.49%.

You can get a $500 one-time cash bonus after spending $4,000 in the first three months from account opening. Get unlimited 2% cash back. Redeem any time without any minimums.

You will need great to excellent credit scores to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-cash/ 

Flat-Rate Rewards and No Yearly Cost

Discover it® Business Card

Take a look at the Discover it® Business Card. It has no annual fee. There is an introductory APR of 0% on purchases for 12 months. Then the regular APR is a variable 14.49 – 22.49%. 

Get unlimited 1.5% cash back on all purchases, with no category restrictions or bonuses. They double the 1.5% Cashback Match™ at the end of the first year. There is no minimal spend requirement.

You can download transactions| easily to Quicken, QuickBooks, and Excel. Keep in mind: you will need great to exceptional credit to get this card.

https://www.discover.com/credit-cards/business/

Bonus Categories

Ink Business Cash℠ Credit Card

Check out the Ink Business Cash℠ Credit Card. It has no yearly fee. There is a 0% introductory APR for the initial twelve months. After that, the APR is a variable 14.74 – 20.74%. You can get a $500 one-time cash bonus after spending $3,000 in the initial three months from account opening.

You can get 5% cash back on the initial $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each account anniversary year. 

Get 2% cash back on the initial $25,000 spent in combined purchases at filling stations and restaurants each account anniversary year. Get 1% cash back on all other purchases. There is no restriction to the amount you can earn.

You will need exceptional credit scores to get approval for this card.

Find it here: https://creditcards.chase.com/business-credit-cards/ink/cash?iCELL=61GF 

Boosted Cash Back Categories

Bank of America® Business Advantage Cash Rewards MasterCard® credit card

Check out the Bank of America® Business Advantage Cash Rewards MasterCard® credit card. Get an 0% introductory APR for the first 9 billing cycles of the account. After that, the APR is 13.74% – 23.74% variable. There is no annual fee. You can get a $300 statement credit offer.

Get 3% cash back in the category of your choice. So these are gasoline stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services. Earn 2% cash back on dining. So this is for the initial $50,000 in combined choice category/dining purchases each calendar year. Then get 1% after, with no limits.

You will need exceptional credit to qualify.

Find it here: https://promo.bankofamerica.com/smallbusinesscards2/ 

An Alternative to the Best Balance Transfer Business Credit Card: Flexible Financing Credit Cards – Have A Look at Your Alternatives!

The Plum Card® from American Express

Take a look at the Plum Card® from American Express. It has an introductory yearly fee of $0 for the first year. Afterwards, pay $250 each year.

Get a 1.5% early pay discount cash back bonus when you pay within 10 days. You can take up to 60 days to pay without interest when you pay the minimum due by the payment due date.

You will need great to exceptional credit to qualify.

Find it here: https://creditcard.americanexpress.com/d/the-plum-card-business-charge-card/ 

An Alternative to the Best Balance Transfer Business Credit Card: Unbeatable Cards for Jackpot Rewards That Never Expire

Capital One® Spark® Cash Select for Business

Check out the Capital One® Spark® Cash Select for Business. It has no annual fee. You can get 1.5% cash back on every purchase. There is no limit on the cash back you can earn. And earn a one-time $200 cash bonus when you spend $3,000 on purchases in the first three months. Rewards never expire.

Pay a 0% introductory APR for 9 months. Then pay 14.49% – 22.49% variable APR after that.

You will need great to excellent credit to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-cash-select/

Establish business credit fast and beat the recession with our research-backed guide to 12 business credit cards and lines.

The Very Best Balance Transfer Business Credit Card for You

Your straight-out ideal company credit cards hinge on your credit report and ratings.

Only you can select which features you want and need. So, to do your research. What is outstanding for you could be disastrous for another person.

And, as always, ensure to establish credit in the recommended order for the best, fastest benefits.

The post Get the Best Balance Transfer Business Credit Cards appeared first on Credit Suite.

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The William D Ford Direct Student Loan Program

The William D Ford Direct Student Loan Program

The William D Ford Direct Student Loan Program
The Direct trainee financing program began around 15 years back and also was planned to remove the center male to make sure that, as opposed to entailing financial institutions, cooperative credit union as well as various other exclusive lending institutions, the Federal federal government car loans the cash straight to moms and dads and also trainees.
Straight lending programs overlap the option which is called the FFELP, or Federal Family Education Loan Program, which is a program developed to resolve a network of exclusive loan providers. Because straight lending programs replicate in lots of means the FFEL programs, it is necessary to determine which program you desire. Both programs use both Stafford as well as PLUS financings.
The standards for qualification on both programs coincides as well as they adhere to the same requirement based standards, or have the same credit history check demands as those for non demand based programs. Because both programs basically offer the exact same finance financing this elevates the all-natural concern of exactly how to pick in between them.
To some extent the choice includes selecting which of 2 suppliers you will certainly need to handle. Although both will certainly supply client solution employees to respond to any kind of concerns, in some instances you might locate that personal lending institutions will certainly be much more adaptable and also handy while the federal government will certainly be uncaring or extra administrative. This will certainly not constantly hold true naturally and also in some cases you will certainly discover that simply the reverse holds true.
Among the very best methods to obtain a feeling for the solution you are most likely to obtain from various lending institutions is to review a few of the Internet online forums managing the topic of pupil finances. With the significant development of social networks in current years it has actually ended up being a lot less complicated to discover a varied collection of point of views. Obviously you do need to take care as most of the sights shared are based a lot more on individual preference than unbiased standards, yet reviewing the messages will swiftly reveal you which side the poster prefers.
There are nevertheless some a lot more concrete distinctions in between both kinds of funding. Due to the fact that FFELP car loans are both financed as well as serviced by exclusive economic establishments the company with which you authorize a promissory note could not be the company to which you make payments. It is a typical technique nowadays for loan providers to ‘market’ lendings on various other business in similar as a lot of home loan firms do.
This is a crucial factor to consider due to the fact that you may have mosted likely to the problem of locating a lending institution you such as, selecting past just the rates of interest on the car loan and also settlement terms as well as liking their customer support, just to locate that your lending is offered on as well as you are handling a business which you had actually formerly denied. When it comes to straight fundings nevertheless, due to the fact that finances are not offered on by the Federal federal government, this trouble does not occur.
Probably one of the most crucial distinction for most of loan providers nevertheless will certainly be the distinction in prices, payment terms and also charges in between both. Below you require to bear in mind that while the rates of interest on Stafford and also PLUS fundings are formally repaired personal loan providers do take pleasure in some adaptability in various other locations.
They could or may except instance fee both source and also insurance coverage costs, which are presently examined at 3% and also 1%, according to Federal policies. These costs will certainly still be used to your funding, a personal loan provider may concur to soak up these in order to obtain your service. They may as an instance pick to change the days on which rate of interest costs are determined or to either expand a moratorium or raise your payment duration.
At the end of the day the only means to uncover simply what is offered is to search in similar means as you would certainly if you were trying to find any type of various other sort of lending.

Straight car loan programs overlap the choice which is called the FFELP, or Federal Family Education Loan Program, which is a program made to function via a network of exclusive loan providers. Because straight car loan programs replicate in lots of methods the FFEL programs, it is essential to choose which program you desire. Both programs provide both Stafford and also PLUS financings.
One of the ideal means to obtain a feeling for the solution you are most likely to obtain from various lending institutions is to check out some of the Internet discussion forums dealing with the topic of trainee financings. These fees will certainly still be used to your finance, an exclusive lending institution may concur to soak up these in order to obtain your company.

The post The William D Ford Direct Student Loan Program appeared first on ROI Credit Builders.

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5 Essential Hiring Practices

5 Essential Hiring Practices

Hiring and also hiring are typically carried out in rush, leaving the business to repent in the future. Today, there’s a factor to be worried regarding irresponsible hiring. Irresponsible hiring suggests you and also your business can be taken legal action against if among your hires harms various other staff members, specifically if you can have visualized a trouble however did refrain a comprehensive check of the brand-new worker prior to working with.
The adhering to checklist of 5 important working with methods develops the minimum you ought to comply with:
Expert screening companies can carry out legitimate mental examinations for knowledge, security, also resolutions of unethical or addicting individualities, as well as abilities examinations of vital technological capabilities in your labor force. I locate screening typically verifies an uncertainty I currently had however had not been yet prepared to come to terms with.
2. Conduct an extensive individual meeting. This consists of asking basic mindset concerns, exactly how you would certainly handle your manager inquiries, just how you would certainly handle your personnel concerns, concerns connecting to the candidate’s understanding of the economic functions of an organisation as well as your division’s duty in business’s general success, inquiries associating with the candidate’s capacity to establish objectives and also his/her assumptions regarding attaining objectives, concerns connecting to particular abilities needed for the work, and also basic interactions needed by the task.
This component of the procedure motivates candidates to talk even more openly and also aids figure out exactly how comfy they will certainly be in functioning with their peers. Adhere to up with a conference of everybody included in the working with choice to establish if there is a team agreement concerning the candidate’s viability for job at your firm.
Do not overlook this, also if it is a staff member’s relative or your rival’s finest sales representative. It’s really simple to establish up an account with an investigatory company online as well as to reasonably swiftly and also reasonably locate out if the candidate has a criminal document or a background of DMV issues, claims entailing previous companies, employees’ settlement insurance claims, and also so forth.
You can carry out these over the phone, yet they might include a demand in creating. Referral monitoring is much less reliable than it made use of to be, although you might still locate a couple of individuals that are ready to chat.
Paper that you took every one of these actions as well as you’ve gone a lengthy method towards safeguarding on your own versus a fee or irresponsible hiring. And also a lot more notably, you’ve taken the initial steps towards discovering a worker that can rely on as well as with whom you can develop an effective work connection.

Hiring as well as hiring are commonly done in rush, leaving the firm to repent in the lengthy run. Irresponsible hiring indicates you as well as your firm can be filed a claim against if one of your hires wounds various other staff members, particularly if you might have anticipated an issue yet did not do a complete check of the brand-new worker prior to employing.
This consists of asking basic perspective inquiries, exactly how you would certainly handle your employer inquiries, exactly how you would certainly handle your personnel concerns, concerns connecting to the candidate’s understanding of the economic operations of a company and also your division’s function in the company’s general success, inquiries associating to the candidate’s capacity to establish objectives and also his or her assumptions concerning accomplishing objectives, inquiries associating to details abilities needed for the task, as well as basic interactions needed by the work.
Adhere to up with a conference of every person included in the working with choice to identify if there is a team agreement concerning the candidate’s viability for job at your business.
It’s extremely simple to establish up an account with an investigatory company online and also to reasonably promptly as well as reasonably discover out if the candidate has a criminal document or a background of DMV issues, suits entailing previous companies, employees’ payment insurance claims, as well as so forth.

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