Day: October 27, 2020

How 50 Cent Becomes 20 Cent

The rapper discovers the reality of Joe Biden’s tax plan.

Justice Barrett Joins the Court

A landmark for the judiciary, without any guaranteed outcomes.

The Key to Successful Amazon Ads

In one 36-hour period, Amazon sold 100 million products. Chances are, Amazon ads spurred some of those sales.

Amazon ads allow companies to pop to the top of search results. You reap a return on your investment in the form of enhanced sales and potential customer loyalty. Amazon, in return, makes a profit on ad sales (to the tune of $3 billion in some years).

Creativity, including visual pizazz, is critical in the Amazon marketplace. Killer keyword strategies matter too.

I’ll walk you through Amazon ad setup best practices, so you’ll know just what to do to get your products flying off the shelves.

Why Your Business Should Use Amazon Ads

The average user spends less than 10 minutes on Amazon. If your product is buried low in search results, no one will see it.

People simply don’t have the time to read every product description or check out every brand. We have jobs and kids and life pulling on our attention. We need to make decisions quickly.

Think of Amazon ads as your go-to method for cutting into a long line and grabbing attention.

Jump from spot 10 (oblivion) to spot 1, and you could increase your Amazon sales. Your investment could ensure that busy shoppers find your products before they’re ready to sign out.

That could mean more products sold and higher revenue.

More than 80 percent of brands get a 4x return on investment for their work on Amazon. If it’s worked for others, it could work for you.

What Are the Amazon Ad Types?

Rather than patiently waiting for customers to find them, companies use Amazon ads to get seen right now.

Amazon ads come in several types.

Sponsored Product Amazon Ads

These ads highlight just one item in your catalog. They appear within search results, but they pop to the top of the page. Consumers see them before anything else. If the screen is small enough, sponsored product ads are all consumers will see.

Sponsored Brand Amazon Ads

These ads allow you to feature several items from your catalog. They show up at the top of Amazon search results in a banner.

Often, Sponsored Product and Sponsored Brand ads work together. Check out this search result for “baby care.” A sponsored brand banner for WaterWipes starts the page, but Seventh Generation has an ad down below.

two amazon ads

Sponsored Display Amazon Ads

With these ads, you can feature just one product and appear on websites Amazon owns or has a relationship with.

If a pesky Amazon ad for a product languishing in your shopping cart seems to follow you from website to website, you’ve encountered a Sponsored Display ad.

They may seem annoying, but they can be remarkably effective. More than 70 percent of shoppers click on ads like this while browsing the web.

What’s the Difference Between Display and Other Amazon Ads?

Sponsored Brand and Sponsored Product ads both appear on Amazon. Search for something, and they’ll pop up. Sometimes, buyers see more than one at the same time.

Sponsored Display ads are different. They appear on other websites Amazon either owns outright or has an affiliation with.

For example, plenty of bloggers make money by renting ad space to Amazon. They plug products in blog posts with Amazon affiliate links, or they run ads alongside the text.

Any Amazon ad that appears on a blog like this is a Sponsored Display ad. If you’d love to reach consumers who don’t spend all day on Amazon, this could be a smart approach.

Other Amazon Ad Types

Some Amazon ads are easy to spot, like this brand ad for ASUS at the top of a category search for electronics.

amazon ads sponsored banner

Some ads look similar to organic search results. They’re only identified by the tiny word “sponsored” somewhere inside the ad.

amazon ads sponsored product

Here’s the best part: Someone scrolling quickly may miss that tiny indication and assume your product is simply the best one available.

Lockscreen Ads

Amazon also allows you to place lockscreen ads on kindle e-readers and tablets. This is based on the users’ interests on Amazon and reading history on Kindle.

amazon lockscreen kindle ads

How to Create Amazon Ads

Whether you’re promoting a specific product or a suite of products, Amazon ad creation steps are mostly the same,

I’ll give you a very high-level overview of the ad-making process here. I’ll move quickly, but don’t worry. I’ll describe ad optimization in detail later in this article. This section works as a quick how-to for those who like to follow along while reading.

Check Your Eligibility

For any product you sell, you must complete a quick eligibility check before creating your ad. If you’re selling a product no one else offers (like a self-published book), this step is a snap. But if you’re selling something many others offer (like a brand-name antacid), verification might take longer.

Imagine you’re an Amazon shopper searching for a brand-name work shoe. You find the color and size you like, and you hit a page that looks like this. The critical part sits off to the right. Notice the “Add to Cart” and “Buy Now” buttons?

amazon ads buybox

The vendor that owns the destination for the click owns the so-called “Buy Box.” This is also called “winning” the Buy Box. You must be that vendor to run a product ad.

If you’re winning the Buy Box, customers that hit “Add to Cart” on this page will buy from you. If you’re not winning this box, your competitor can run product ads, but you can’t.

If you’re the only vendor selling a product, you own the Buy Box by default, and you need to do no work at all. But if you’re in a crowded field, you’ll need to compete to win.

Keep your price low, always ship on time, and earn excellent reviews. Higher scores capture Amazon’s attention and make a Buy Box win more likely.

Log Into Amazon Ads Campaign Manager

Once you log onto Amazon Advertising, choose an ad type: Sponsored Products or Lockscreen Ads.

Remember that the Sponsored Product and Sponsored Display options allow you to promote just one product. If you’re ready to talk about an entire suite of items, choose the Sponsored Brand option.

Choose Your Products for Amazon Ads

Every promotion starts with a product. What items resonate with your audience? What products are clogging up your stockroom shelves? Take your time choosing the focal point for your ad.

choose products for your amazon ad

Set Your Specifics

Now we’re into the nitty-gritty of ad development.

Your campaign will hold all of the ads for a specific product, and it needs a creative name. If you’re successful with Amazon ads, you’ll have dozens of campaigns running all at once. Choose a name you’ll remember.

Next, set a budget for your campaign. The number you choose represents the top-end of your monthly bill, so don’t select something you can’t afford.

Finally, determine the start and stop dates for your campaign.

Choose Your Targeting

You have two options here: manual and automatic. With automatic, you are asking Amazon to find buyers based on keywords scraped in your product listing, or type in keywords that should trigger your ad.

targeting options amazon ads

Keywords play a crucial role in Amazon, just as they do in Google.

Tips for Choosing Your Amazon Ad Target Keywords

Keywords are the terms people type into search boxes when looking for products just like yours. They’re critical to your success.

The ideal Amazon keyword has three main attributes:

  1. Specific
  2. Popular
  3. Moderately expensive

You probably know what words describe your product. If you’re using Google Ads, your reports tell you all about the terms consumers use to find you. If you’re running a website, Google Search Console has similar reports. Dig into that data to find the words that already work.

If you don’t have internal data to mine, use a keyword research tool. Insights you gain here could help you understand what words you simply must have in ads and product descriptions.

Popular, common keywords can be expensive. If you have a tight budget, and you can’t pay $5 per click for the keyword “best baby diaper,” but you can pay $2 for “great diapers,” your choice is clear.

Decide Amazon Ad Format

Amazon offers two formats. The first is custom, where you write concise product copy for the ad. You can only do this for one product per ad campaign.

Ad copy creation begins with ideal product descriptions. Your ad copy should describe one or two essential benefits, but know your shoppers will head to your page to find out more about why they should choose your product.

Ensure your ad copy and your product descriptions knit together to showcase your brand in the best light.

The other ad option is a standard ad. This is an ad without custom text, but your products’ titles and descriptions still play a role.

How to Optimize Your Amazon Ads

Blend your very best writing and photography into an irresistible, clickable morsel, and you’ve created an exceptional promotion.

Typically, ads are based on your Amazon product listing. Make your products as enticing as possible to ensure your ads work.

Your primary image options are restricted. Amazon requires that you showcase your product on a white background. You can’t include anything that doesn’t come standard with the product, and you can’t use flashy techniques to make the photo pop.

Focus on getting a crisp, clean shot of the product. Showcase features, if you can, get creative with camera angles to show off all the benefits, and make sure everything is in focus.

Taking exceptional e-commerce photos can be challenging. You want to showcase your creativity and photography skills, but rules and regulations limit you. Take your time with this step. Your photos can make or break a sale.

How Much Do Amazon Ads Cost?

Pricing structure involves interplay between three key factors: keywords, competition, and clicks.

  • Keywords are the terms that describe your brand, your product, or both. You select them, or you allow Amazon to choose them for you.
  • Competition refers to the number of companies or brands that also want your keyword. The more players, the higher the price.
  • Clicks involve a user expressing interest in your brand.

keyword price × number of clicks = your final cost

You’ll set a bill ceiling, so you won’t keep racking up charges indefinitely. At some point, you’ll spend all the money you’ve agreed to spend. Automatic targeting, which uses keywords and product types to automatically determine where your ads appear. You can set bids based on a default or what Amazon recommends.

automatic targeting amazon ads

On average, companies spend between 50 cents and 1 dollar to nail down just one click. Amazon lets you set monthly budgets as low as $5. You can pause or cancel your ads too, and you won’t face cancellation fees.

Most advertisers keep lean Amazon ad budgets. They dedicate less than a quarter of their total annual ad budgets to Amazon.

Conclusion

People come to Amazon every day to find out more about products and brands just like yours.

You could let them try to find you organically, but crossing your fingers, closing your eyes, and hoping for clicks isn’t a winning strategy.

Instead, you must put your items in front of people. You have to get there before they spend their money.

I’m a big believer in Amazon ads. I hope I’ve made you a believer too.

Have you used Amazon ads before? How well did they work for you?

The post The Key to Successful Amazon Ads appeared first on Neil Patel.

Ecommerce Consulting

In 2019, ecommerce sales were $3.53 trillion worldwide. 

According to Statista, that number is projected to grow to $6.54 trillion by 2023. Online shopping was a popular past time before the pandemic, but ecommerce has grown by 20 percent in 2020 alone. 

Are you ready? 

With the right preparation, ecommerce retailers can achieve double-digit conversion rates and consistent, year-over-year growth. Not sure how to achieve these results on your own? An ecommerce consultant can provide you with the step-by-step support you need to achieve these amazing results. 

3 Ways an Ecommerce Consultant Can Help Grow Your Business

The pandemic hasn’t been good for everyone. 

CB Insights found that the retail apocalypse that started in 2015 actually accelerated during the Covid-19 pandemic. Small, local businesses that neglected ecommerce suffered the most. Large companies with well-known ecommerce stores filed for bankruptcy in 2020. 

These are brands you’d probably recognize. 

Brooks Brothers, GNC, Neiman Marcus, Hertz, J. Crew — these companies were all leaders in their market at one point or another. But now, 30+ of these companies are on life support. 

Online customers are pessimistic and highly skeptical. They’re choosing to work with established companies like Amazon who are willing to offer free two-day shipping. 

How’s a consultant supposed to help you survive that? 

Here are three ways ecommerce consultants can help retailers address the problems they’re facing. 

1. Precise customer targeting

In many cases, 80 to 90 percent of your marketing work is done here. This is also the most difficult part to sell to you, the client. The response is typically along the lines of: “Oh, we know that already.” A good ecommerce client knows how to test that claim. 

They do it by asking questions.

Who’s your customer; how familiar are you with their desires, goals, fears, frustrations, and problems? What are their demographics and psychographics? Do you have the answer initially, as most sellers do, or consistently?

Customers change. 

What’s okay today won’t be tomorrow. 

Here’s why that’s important. Everything your ecommerce consultant does, the effort they invest to help your business grow, it all depends on this step. You can’t create a persuasive product offer or shopper incentive if you don’t know your customers as well as you think you do. 

Your ecommerce consultant will refine your audience. 

They’ll help you find the people who are willing to spend more money with your business over time. 

2. Creating profitable offers with features and benefits

CBInsights shared a list of the most common reasons for startup failure. They listed more than a dozen categories, but most of them weren’t all that important. Don’t get me wrong; they were important, just not the most important. Here’s what was the most important thing. 

No market need. 

Forty-two percent of startups failed because they created a product with features and benefits no one wanted. Those are startups, though; things are different with ecommerce stores. 

Only they’re not. 

Research shows 90 percent of ecommerce startups fail in the first 120 days; of the remaining businesses:

  • 36 percent fail in year two
  • 44 percent fail in year three
  • 50 percent fail in year four

The biggest reason? 

Ecommerce stores focus their attention on the wrong product. Customers refuse to buy those products, so eventually, the business fails. An ecommerce consultant helps you create the right product. If they’ve enabled you to do the upfront work needed to target your customers, you should have a pretty good idea of the products customers actually want. 

3. Use Customer Pessimism to Increase Sales and Average Order Values

You’re going to have two types of customers. Optimists and pessimists. Optimists are easy to sell to but harder to keep. Pessimists, on the other hand, are harder to sell to but easier to hold.  

A meta-analysis by Bart S. Vanneste shows how this works. 

  1. Trustors (your customers) start a relationship with trustees (you). 
  2. Trustors use what scientists call “perceived trustworthiness.” That’s the fuel or spark you need to take a risk. 
  3. Afterward, trustors change their impression of you to match reality.

Here’s where it gets tricky. 

  • Optimist trustors overestimate trustworthiness. At first, they give you more than you deserve. As they’re disappointed, their trust in you decreases over time. If they’re not happy with the results, their trust continues to fall. 
  • Optimist trustors overestimate trustworthiness. At first, they give you more than you deserve. As they’re disappointed, their trust in you decreases over time. If they’re not happy with the results, their trust continues to fall. 

A great ecommerce consultant knows how to build trust with skeptical or pessimistic customers. They’re able to use your customer’s natural distrust to increase sales and revenue using helpful tactics like warranties, return policies, guarantees, and promises. 

They’ll show you how to convert this trust to revenue, increasing your sales, upsells, and average order values. 

How to Get Started With an Ecommerce Consultant

Your ecommerce consultant should be a specialist with deep expertise in retail or ecommerce. Think about your needs and the specialty and experience of the consultant. Will you be working with an individual or a team? You are looking for proven knowledge and expertise that has produced successful outcomes for other clients. You want your consulting team to be able to generate the same results for you.

They should also have experience across a broad range of marketing disciplines and channels, including:

  • Analytics
  • Email marketing
  • CRM
  • Content
  • Branding
  • Direct Response
  • Email
  • Marketing automation
  • Market research
  • Mobile
  • Sales
  • SEO
  • PPC
  • Website

Once you’ve decided on the consultant you’d like to work with, ask them to answer these questions:

  • What do you need from me?
  • When do you need it?
  • What’s your role, and what’s my role?
  • Will I have a dedicated rep to contact?
  • What’s your process for communication?
  • How can we ensure a smooth experience?

You’ll want to see that your consultant follows a process. They should provide you with clear answers to each of these questions.

Measuring the ROI of Ecommerce Consulting Services

Measuring the ROI of ecommerce consulting is pretty easy. 

If you’re tracking the right metrics, you’ll be able to measure your ROI. While there are hundreds of metrics you can track, only a few of these metrics are essential. Ask your consultant to start with the essentials, then build from there. 

Here’s a shortlist you can use. 

  • Traffic (unique visitors): The number of qualified prospects who visit your site. If you’re using a tool like Google Analytics, you’ll want to make sure you’re filtering out traffic from bots or spam. Your visits should be focused on generating traffic from qualified traffic sources.
  • Conversion rate: It’s the number of conversions divided by the number of users. You can have several different conversion goals (e.g., leads, ecommerce, likes, etc.).
  • Revenue by traffic source: This shows you which traffic source is most profitable and clarifies where you should spend your marketing and advertising dollars. 
  • Cost per action: This tells you how much it costs to generate a lead, make a sale, or upsell a particular customer. It’s an important part of your breakeven calculation used to determine whether you’re profitable (or not).
  • Ecommerce churn rate: Churn measures the number of customers leaving your business in a particular period. It’s typically a SaaS metric, but it’s now commonly used as a metric for ecommerce. If your churn is going up (i.e., customers are leaving), your revenue is declining.
  • The number of returning customers: The formula is returning customers / by total customers * 100. Returning customers have a conversion rate of 60 to 70 percent. The more repeat customers you have, the greater your revenue. 
  • Average order values: This is a formula, it’s your total revenue divided by the number of orders taken. You can increase average order values using upsells, downsells, and cross-sells. 

Your ecommerce consultant should be able to help you track these metrics. If you’re just starting out, you’ll want to focus your attention on these seven essential metrics. 

7 Point Checklist For Finding the Right Ecommerce Consultant

What should you look for in a consultant? 

If you’re looking for high-quality consultants, what sort of questions should you be asking? Are there specific details you’ll need to focus on to make sure your store attracts the right people? 

Here’s a list of the qualities and characteristics you need to find the right consultant for your business. 

  1. A good reputation: You’ll want to look for reviews, references, and testimonials. You’ll want to find a consultant with positive reviews from the majority of their clients. If your consultant doesn’t have an established reputation, you’ll want to look for content that establishes credibility and authority. 
  2. No ethical grey areas: Your consultant shouldn’t have any issues with black hat SEO or questionable tactics. There shouldn’t be a history of unethical behavior, cheating, or suspicious behavior. 
  3. Clear goal setting: Your consultant should be comfortable working with your goals and objectives. They should understand your business well enough to be able to track and manage the key metrics and KPIs you need to grow. The right consultant should be able to help you set goals, objectives, and KPIs. They should be able to help you develop your goals and objectives.
  4. Consistent ROI: Your ecommerce consultant should be able to show you that they achieved consistent results over a three to five year period. Asking for case studies and the references that go along with them is a good start. But you’ll want them to provide you with detailed figures or evidence showing that they’ve either been able to do this for themselves or other clients just like you. 
  5. Experienced ecommerce sellers: You’ll want to focus your attention on consultants who have owned, managed, or grown an ecommerce store successfully. They need to have familiarity or experience with ecommerce. They should be able to show you the store, provide you with case studies, or outline the work they did for the ecommerce brand. 
  6. Focus on customers’ first, search engines second: Consultants should create high-quality content for customers first, search engines second. The emphasis should be on attracting the right customer at the right time, for the right price, whether you’re speaking to a cold audience, subscribers, customers, followers, fans, or a combination. 
  7. Deep ecommerce expertise: Your consultant should have experience in the same industry or space. Look for in-depth knowledge and expertise with your industry, business, product, or service. If they don’t have the expertise you need, they should be able to demonstrate that they have experience with a similar ecommerce topic or niche.

These are details that high-caliber consultants, including agencies like NP Digital, provide. If you’d like your company to grow, choose consultants who meet these criteria. 

Conclusion

Ecommerce sales continue to grow rapidly. 

You can achieve double-digit conversion rates and consistent, year-over-year growth. An ecommerce consultant can provide you with the step-by-step support you need to achieve these results.  

With precise customer targeting, good products, profitable features and benefits, and some customer pessimism, your ecommerce consultant can help you achieve double-digit conversion rates and consistent, year-over-year growth.

The post Ecommerce Consulting appeared first on Neil Patel.

Top 5 S.S.C. Napoli Podcasts You Must Follow in 2020

Top 5 S.S.C. Napoli Podcasts Contents [show] ⋅About this list & ranking S.S.C. Napoli Podcasts Napoli Soccer Show Far From Vesuvius | THE SSC Napoli Podcast The Forza Napoli Calcio Podcast Figli del Vesuvio Podcast Submit Blog Do you want more traffic, leads, and sales? Submit your blog below if you want to grow your traffic and […]

The post Top 5 S.S.C. Napoli Podcasts You Must Follow in 2020 appeared first on Feedspot Blog.

Top 20 Wisconsin Badgers Podcasts You Must Follow in 2020

Top 20 Wisconsin Badgers Podcasts Contents [show] ⋅About this list & ranking Wisconsin Badgers Podcasts On Wisconsin Podcasts The Camp | A Wisconsin Badgers Football Podcast Wisconsin Badgers Sports Network Bucky’s 5th Quarter | For Wisconsin Badgers Fans The BadgerBlitz.com Podcast | Wisconsin Badgers Locked On Badgers IKE Badgers Podcast Badgers Unrestricted The Red Zone | A […]

The post Top 20 Wisconsin Badgers Podcasts You Must Follow in 2020 appeared first on Feedspot Blog.

Excellent! Get the Best Balance Transfer Business Credit Cards in a Recession

Get the Most Awesome, Best Balance Transfer Business Credit Cards in a Recession Today!

You can get the best balance transfer business credit cards in a recession! We can show you how!

Per the SBA, corporate credit card limits are 10 – 100 times that of personal cards! This shows you can get a lot more cash with small business credit.

And this also means you can have personal credit cards at retail stores, and now have an additional card at the same stores for your business. And you won’t have to provide collateral, cash flow, or financials to get business credit.

Best Balance Transfer Business Credit Cards in a Recession: Card Advantages

Features vary, so make certain to select the perk you prefer from this range of choices.

The Best Balance Transfer Business Credit Cards in a Recession – You Can Get Luxurious Travel Points

Flat-rate Travel Rewards

Capital One® Spark® Miles for Business

Take a look at the Capital One® Spark® Miles for Business. It has an introductory annual fee of $0 for the first year, which then rises to $95. The regular APR is 18.49%, variable due to the prime rate. There is no introductory annual percentage rate. Pay no transfer fees. Late fees go up to $39.

This card is terrific for travel if your costs don’t come under basic bonus categories. You can get unlimited double miles on all purchases, with no limits. Get 5x miles on rental cars and hotels if you book via Capital One Travel.

Get an initial bonus of 50,000 miles. That’s the same as $500 in travel. But you only get it if you spend $4,500 in the initial 3 months from account opening. There is no foreign transaction fee. You will need a great to outstanding FICO rating to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-miles/

Bonus Travel Categories with a Sign-Up Offer

Ink Business Preferred℠ Credit Card

For an excellent sign-up offer and bonus categories, take a look at the Ink Business Preferred℠ Credit Card.

Pay an annual fee of $95. Regular APR is 17.49 – 22.49%, variable. There is no introductory APR offer.

Get 100,000 bonus points after spending $15,000 in the initial 3 months after account opening. This works out to $1,250 towards travel rewards if you redeem with Chase Ultimate Rewards.

Get 3 points per dollar of the first $150,000 you spend with this card. So this is for purchases on travel, shipping, internet, cable, and phone services. Plus it includes advertising purchases made with social media sites and search engines each account anniversary year.

You can get 25% more in travel redemption when you redeem for travel via Chase Ultimate Rewards. You will need a good to superb FICO score to qualify.

Find it here: https://creditcards.chase.com/business-credit-cards/ink/business-preferred

No Annual Fee

Bank of America® Business Advantage Travel Rewards World MasterCard® credit card

For no annual fee while still getting travel rewards, have a look at this card from Bank of America. It has no yearly fee and a 0% introductory APR for purchases during the initial nine billing cycles. After that, its regular APR is 13.74 – 23.74% variable.

You can earn 30,000 bonus points when you make a minimum of $3,000 in net purchases. So this is within 90 days of your account opening. You can redeem these points for a $300 statement credit towards travel purchases.

Get unlimited 1.5 points for every $1 you spend on all purchases, everywhere, every time. And this is no matter how much you spend.

Also get 3 points per every dollar spent when you reserve your travel (car, hotel, airline) through the Bank of America® Travel Center. There is no limit to the number of points you can earn and points do not expire.

You will need excellent credit to get this one (as in, 700s or better).

Find it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/travel-rewards-business-credit-card/

Hotel Credit Card

Marriott Bonvoy Business™ American Express® Card

Take a look at the Marriott Bonvoy Business™ Card from American Express. It has an annual fee of $125. There is no introductory APR offer. The regular APR is a variable 17.24 – 26.24%. You will need great to superb credit to get this card.

Points

You can get 75,000 Marriott Bonvoy points after using your card to make purchases of $3,000 in the initial 3 months. Get 6x the points for qualified purchases at participating Marriott Bonvoy hotels. You can get 4x the points at United States restaurants and gasoline stations. And you can get 4x the points on wireless telephone services bought straight from US service providers and on US purchases for shipping.

Get double points on all other eligible purchases.

Rewards

Also, you get a free night each year after your card anniversary. And you can earn an additional free night after you spend $60,000 on your card in a calendar year.

You get free Marriott Bonvoy Silver Elite status with your Card. Also, spend $35,000 on eligible purchases in a calendar year and get an upgrade to Marriott Bonvoy Gold Elite status through the end of the following calendar year.

Plus, each calendar year you can get credit for 15 nights towards the next level of Marriott Bonvoy Elite status.

Find it here: https://creditcard.americanexpress.com/d/bonvoy-business/

Alternatives to the Best Balance Transfer Business Credit Cards in a Recession: Business Credit Cards for Fair Credit, Not Needing a Personal Guarantee

Brex Card for Startups

Check out the Brex Card for Startups. It has no annual fee.

You will not need to provide your Social Security number to apply. And you will not need to provide a personal guarantee. They will take your EIN.

Nevertheless, they do not accept every industry.

Likewise, there are some industries they will not work with, and others where they want added documentation. For a list, go here: https://brex.com/legal/prohibited_activities/.

To determine creditworthiness, Brex checks a corporation’s cash balance, spending patterns, and investors.

You can get 7x points on rideshare. Get 4x on Brex Travel. Also, get triple points on restaurants. And get double points on recurring software payments. Get 1x points on everything else.

You can have poor credit (even a 300 FICO) to qualify.

Find it here: https://brex.com/lp/startups-higher-limits/

Check out how our reliable process will help your business get the best business credit cards, even during a recession.

Alternatives to the Best Balance Transfer Business Credit Cards in a Recession: Terrific Cards for Cash Back

Flat-Rate Rewards

Capital One ® Spark® Cash for Business

Check out the Capital One® Spark® Cash for Business. It has an introductory $0 yearly fee for the first year. After that, this card costs $95 per year. There is no introductory APR deal. The regular APR is a variable 18.49%.

You can get a $500 one-time cash bonus after spending $4,000 in the first 3 months from account opening. Get unlimited 2% cash back. Redeem any time without minimums.

You will need good to outstanding credit scores to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-cash/

Flat-Rate Rewards and No Annual Fee

Discover it® Business Card

Take a look at the Discover it® Business Card. It has no annual fee. There is an introductory APR of 0% on purchases for year. Then the regular APR is a variable 14.49 – 22.49%.

Get unlimited 1.5% cash back on all purchases, with no category restrictions or bonuses. They double the 1.5% Cashback Match™ at the end of the first year. There is no minimal spend requirement.

You can download transactions| quickly to Quicken, QuickBooks, and Excel. Keep in mind: you will need great to outstanding credit scores to qualify for this card.

https://www.discover.com/credit-cards/business/

Bonus Categories

Ink Business Cash℠ Credit Card

Take a look at the Ink Business Cash℠ Credit Card. It has no yearly fee. There is a 0% introductory APR for the first year. Afterwards, the APR is a variable 14.74 – 20.74%. You can get a $500 one-time cash bonus after spending $3,000 in the initial 3 months from account opening.

You can earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on web, cable, and phone services each account anniversary year.

Get 2% cash back on the initial $25,000 spent in combined purchases at filling stations and restaurants each account anniversary year. Get 1% cash back on all other purchases. There is no limitation to the amount you can get.

You will need excellent credit scores to qualify for this card.

Find it here: https://creditcards.chase.com/business-credit-cards/ink/cash?iCELL=61GF

Boosted Cash Back Categories

Bank of America® Business Advantage Cash Rewards MasterCard® credit card

Check out the Bank of America® Business Advantage Cash Rewards MasterCard® credit card. Get an 0% introductory APR for the initial 9 billing cycles of the account. After that, the APR is 13.74% – 23.74% variable. There is no annual fee. You can get a $300 statement credit offer.Best Balance Transfer Business Credit Cards in a Recession Credit Suite

Get 3% cash back in the category of your choice. So these are gasoline stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services. Get 2% cash back on dining. So this is for the initial $50,000 in combined choice category/dining purchases each calendar year. Then get 1% after, with no limits.

You will need outstanding credit scores to qualify.

Find it here: https://promo.bankofamerica.com/smallbusinesscards2/

Check out how our reliable process will help your business get the best business credit cards, even during a recession.

Alternatives to the Best Balance Transfer Business Credit Cards in a Recession: Credit Cards with 0% Introductory APR

Blue Business® Plus Credit Card from American Express

Check out the Blue Business® Plus Credit Card from American Express. It has no annual fee. There is a 0% introductory APR for the initial 12 months. Afterwards, the APR is a variable 14.74 – 20.74%.

Get double Membership Rewards® points on everyday company purchases like office supplies or client dinners for the first $50,000 spent each year. Get 1 point per dollar afterwards.

So you will need good to outstanding credit scores to qualify.

Find it here: https://creditcard.americanexpress.com/d/bluebusinessplus-credit-card/

American Express® Blue Business Cash Card

Also take a look at the American Express® Blue Business Cash Card. Keep in mind: the American Express® Blue Business Cash Card is identical to the Blue Business® Plus Credit Card from American Express. Yet its rewards are in cash as opposed to points.

Get 2% cash back on all eligible purchases on up to $50,000 per calendar year. Then get 1%.

It has no annual fee. There is a 0% introductory APR for the initial twelve months. Afterwards, the APR is a variable 14.74 – 20.74%.

So you will need great to superb credit to qualify.

Find it here: https://creditcard.americanexpress.com/d/business-bluecash-credit-card/

Alternatives to the Best Balance Transfer Business Credit Cards in a Recession: Cards for Rewards

Capital One® Spark® Cash Select for Business

Check out the Capital One® Spark® Cash Select for Business. It has no yearly fee. You can get 1.5% cash back on every purchase. There is no limit on the cash back you can earn. And earn a one-time $200 cash bonus once you spend $3,000 on purchases in the initial three months. Rewards never expire.

Pay a 0% introductory APR for 9 months. Then pay 14.49% – 22.49% variable APR after that.

So you will need great to excellent credit to qualify.

Find it here: https://www.capitalone.com/small-business/credit-cards/spark-cash-select/

Check out how our reliable process will help your business get the best business credit cards, even during a recession.

Alternatives to the Best Balance Transfer Business Credit Cards in a Recession: Exceptional Business Credit Cards with No Yearly Fee

No Yearly Fee/Flat Rate Cash Back

Ink Business Unlimited℠ Credit Card

Have a look at the Ink Business Unlimited℠ Credit Card. Beyond no annual fee, get an introductory 0% APR for the first one year. After that, the APR is a variable 14.74 – 20.74%.

You can earn unlimited 1.5% Cash Back rewards on every purchase made for your corporation. And get $500 bonus cash back after spending $3,000 in the initial 3 months from account opening. You can redeem your rewards for cash back, gift cards, travel and more via Chase Ultimate Rewards®. So you will need exceptional credit scores to get approval for this card.

Find it here: https://creditcards.chase.com/business-credit-cards/ink/unlimited

Your Best Balance Transfer Business Credit Cards in a Recession

Your absolute best balance transfer business credit cards in a recession will be based on your credit history and scores. Just you can decide which benefits you want and need, so be sure to do your homework. And, as always, make sure to build credit in the recommended order for the best, fastest benefits.

The economy will change again – and your prospects for getting cards will be even better.

The post Excellent! Get the Best Balance Transfer Business Credit Cards in a Recession appeared first on Credit Suite.

New comment by sangerSCB in "Ask HN: Who is hiring? (October 2020)"

Santa Cruz Bicycles | UI Designer| Salt Lake City, UT | Remote for now, Onsite later | Full Time | www.santacruzbicycles.com Santa Cruz Bicycles, Juliana Bicycles, and Cervelo Cycles’ SLC-based digital team is hiring a UI Designer to create new online experiences for customers across our brands. As the next member of our team you …

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