Day: January 5, 2021

Williams expands technical deal with Mercedes

Mercedes has expanded its technical relationship with Williams to include the supply of gearboxes and hydraulics from 2022 onward.

The post Williams expands technical deal with Mercedes appeared first on Buy It At A Bargain – Deals And Reviews.

Pelosi Keeps Her Gunpowder Dry

Democrats reserve the right to overturn an Iowa House election.

How to Use Instagram Shopping to Drive Product Sales

Have you used shops on Instagram? With over a billion active users and growing, Instagram may already be one of your favorite places to promote your e-commerce store. However, lots of opportunities exist for marketing on the channel, so it can be a great place to build a follower base and get the word out about your products and brand.

What if you could take passive interaction to the next level and actually buy and sell directly from the platform? That’s possible with Instagram shopping. This can be enticing for Instagram users and e-commerce shops who want to keep their interaction, from discovery to sale, right there on Instagram itself.

What Is an Instagram Shop?

Instagram shops are an option for Instagram account holders who have e-commerce brands to sell directly from the Instagram platform.

They provide a way for Instagram users to interact and shop with brands they love, find new brands they might like, and purchase through the Instagram app.

An Instagram shop exists like a mini e-commerce store, within Instagram, as an extension of your brand’s page. As a brand owner, you can build collections that are customizable and reflective of your style and perspective.

Shops can choose to allow purchasing directly from the app, using Facebook Pay, or they use their Instagram shop to point to an off-site e-commerce store. Either way, they can build a more interactive shopping experience for their users.

How Does Instagram Shopping Work?

Instagram Shopping is a pretty simple process for Instagram users. The whole idea of this feature is to make things more enticing, so users spend more time on the app, checking out the shops they love, as well as discovering new brands.

To find shops you want to explore or buy from, go to the little shopping icon that looks like a shopping bag on the app: 

How to Shop Shops on Instagram

From there, you will see shops from brands you already follow, as well as some that are recommended based on your interactions on Instagram. You can also check out “Editor’s Picks” to see different categories, such as Gift Guides, and to explore collections and other recommendations.

If you click “Browse Shops,” you’ll see a listing of brands you already follow who have shops on Instagram. This can be a great place to start when you’re exploring because you probably already have an interest in the products and may have even purchased from them in the past.

How to Browse Shops on Instagram

Once you click on a shop, you’ll see the products and collections they have available.

Instagram shopping example

From there, you can learn more or choose to buy, just like you would at an e-commerce site.

How to Set Up an Instagram Shop

To set up a shop on Instagram for your brand, you must have an Instagram Business account, and you must be eligible. According to Instagram, eligibility includes but is not limited to:

  • Operating in a supported market (dependent on your location)
  • Having an e-commerce website from which you sell products

Remember, an Instagram shop is an extension of your e-commerce store, not necessarily a replacement for it.

You will then have to connect your Facebook account. More later on how those two are connected and why it matters for your Instagram Shopping account.

You then follow the steps to set up your account, load your product images, and “turn on shopping.”

Here are a few tips to keep in mind as you go through those technical steps:

  • Use high-quality, editorial images for your products and collections: Think of your Instagram shop as a type of interactive catalog. Be selective about the images you are using for your products. Make sure they stand out and show lots of detail.
  • Have all your product information on hand: Again, thinking about this as a catalog, you will need to enter all the descriptive information about each product, including prices, colors, sizes, flavors, types, etc. You’ll also need information about shipping and other details. Keep it all at the ready before you dive in.
  • Get ready to tag: After getting your Instagram shop set up, the last step Instagram recommends is to start tagging. When you upload an image, select “Tag Products” and type in the name of the product you want to tag to that post. You will be able to do this in Instagram Stories as well.

Benefits of Having an Instagram Shop

Why would brand managers want to take the time to set up shops on Instagram? First, let’s look at some numbers. According to Instagram, 60% of people interviewed said they discover new products on the app. Facebook says 70% of people referred to as shopping enthusiasts turn to Instagram to shop, and 36% of all Instagram users consider shopping to be a hobby of theirs.

The best reason to set up shops on Instagram is to tap into that enthusiasm. Think of Instagram Shopping as the trendiest mall from back in the day, with eager buyers walking around and window shopping. You want to be there with your brand too, right?

Here are some more benefits of having a shop on Instagram:

  • It’s free: Yes, you can set up your Instagram shop for free. The only fees associated would be a selling fee when customers place an order and the fee for any ads you use to promote your products or shop.
  • It’s another online storefront: Don’t put all your eggs in one basket, they say, and that applies to online shopping too. If a hiccup occurs with one platform, you’re already set up somewhere else.
  • It’s a mobile catalog: Instagram has designed these shops to be very clean and scannable. They are easy to peruse and to get an overall idea of a brand’s look, as well as to dig in and learn more about the products. For this reason, you can think of shops on Instagram as a kind of mobile catalog. You may even find yourself sending people there to get a feel for what you sell, just because it’s so easy to scroll through.
  • It’s a way to build your following: As we talked about earlier, people are going on Instagram looking to shop. Setting up your shop there is a prime way to draw buyers who are ready to make a purchase, as well as to build a following for your Instagram account (which probably supports your overall social media marketing strategy).

Instagram Shopping vs. Facebook Shops

You may be wondering how shops on Instagram compare with shops on Facebook. While they are different platforms, they are both under the Facebook umbrella.

Remember that corporate Facebook owns Instagram, which means Facebook powers Instagram Shopping. To set up your Instagram shop, you will need to link to your Facebook account, and, as mentioned, payment is processed through Facebook Pay.

Should you set up an Instagram shop and a Facebook shop? Here are a couple of considerations to help you decide:

  • Link easily: Because you need Facebook to launch the Instagram shop, it may be worth having products on both platforms. You can use the same products and collections on each if that makes sense for your target market and brand.
  • Consider demographics: Your target market may spend more time on Instagram than on Facebook. If that’s the case, you’ll want to make sure you set up an Instagram shop. If your target market straddles both the demographics of Facebook and Instagram, you may want to set up a shop on each.

Submitting and Receiving Payment for Instagram Shopping Products

How do you go about actually buying and selling with Instagram Shopping? A big part of this question is how money is exchanged.

Remember you can choose to have your products point to your e-commerce site. Buyers will then be directed to your website, in a browser within the Instagram app, rather than processing the purchase through the Instagram platform.

However, if you want to save buyers that step, you can set up payment options to allow the transaction through Instagram. When you set up your shop, you’ll need to link to Facebook Pay. We noted above the relationship between Facebook and Instagram. Facebook Pay is how you receive payments for purchases made.

When you purchase something from shops on Instagram, you’ll need to submit your credit card, debit card, or PayPal information to use Facebook Pay to finalize the transaction.

How to Promote Your Instagram Shop

Once you have an Instagram shop up and running, you’ll want to find ways to promote it and draw potential customers to your new location. Here are some tips for achieving that:

  • Launch timely collections: When you create collections or groupings of products to showcase in your shop, think about the browsing buyers first and what they are searching for right now. Instagram recommends thinking about seasons, holidays, or pop culture moments to create collections that connect with and attract buyers.
  • Make it easy for shoppers: When you create posts and stories, make sure to choose the “Tag Product” option to link directly to your shop products. Also, Facebook recommends adding calls-to-action in your captions to remind buyers of what to do. Another recommendation is to update your bio with shopping information.
  • Invest in ads: Want to reach even more people with your Instagram shop? You could consider launching an ad on Instagram with clickable tags that draw people to your shop.

Alternatives to Instagram Shopping

There could be a few reasons why a shop on Instagram is not the right platform for your brand, or maybe you want to explore other shop options to find a better fit. Some of those reasons may be:

  • It’s not the right demographic: Yes, Instagram is wildly popular, but not everyone is shopping there. If the target market of your brand is not tech-savvy, doesn’t tend to use Instagram, or prefers not to shop on new platforms, you may not want to set up an Instagram shop.
  • There aren’t enough products: Shops on Instagram showcase collections of products well, allowing brands to launch or promote groups of products. If you are only selling one item, it may not be worth your time to set up a shop. However, even one product, if photographed and promoted well, could be popular there.
  • They aren’t physical products: You do need to sell a physical product. Digital products or services are not sellable with the app.
  • It’s not in the right location: As mentioned earlier, you do need to operate in a location where Instagram Shopping is available. If you don’t, you’ll need to find an alternative.

In these cases, or if you’re just looking for more customization or wider tools, you may want to choose an alternative to Instagram Shopping. Examples may include:

  • Like2Buy: With Like2Buy, you can build shoppable solutions, as well as create other calls-to-action, such as requesting email addresses of potential customers.
  • Yotpo: In addition to several e-commerce marketing tools, Yotpo offers an Instagram integration tool.
  • FourSixty: Advertising a design-centric aesthetic, FourSixty provides Instagram marketing tools, including shoppable galleries and scheduling.


Shops on Instagram allow you to interact with your followers (and new buyers!), in a seamless way. You can create collections just in time for a season or holiday and promote your products to an audience that is eager to buy.

This feature allows brand owners to sell on Instagram dynamically. While it may not be the only solution you need, it can be a great addition to your Instagram sales strategy.

Will you be shopping and selling directly on the Instagram app? Or do you prefer a more traditional e-commerce platform?

The post How to Use Instagram Shopping to Drive Product Sales appeared first on Neil Patel.

Best Task Management Software

Disclosure: This content is reader-supported, which means if you click on some of our links that we may earn a commission.

Most project managers confess to having problems with defining clear objectives. And even when goals are clear, it can be challenging to measure progress. Furthermore, it is not always clear who should be working on which tasks. By deploying the right resources at the right time, you can significantly boost team members’ productivity.

Task management software helps solve the challenges mentioned above and much more. You don’t even have to be working in a team to benefit from this software. Prioritizing your tasks helps you systematically approach your goal, increasing the chances of finishing your project on time and within budget.

Task management can be chaotic, especially when working in a team environment with complex tasks and interdependencies. To this end, I have picked out the best seven task management software tools to help you streamline this essential workflow process.

The Top 7 Options For Task Management Software

  1. ClickUp – Best Free Task Management Software
  2. Trello – Best For Individuals And Small Teams
  3. Wrike – Best For Reporting
  4. WorkFlow Max – Best For Business Management
  5. Jira – Best For Large Agile Teams
  6. Microsoft To-Do – Best For Personal Use
  7. Accelo – Best For Automation

How To Choose The Best Task Management Software For You

It helps if you have a good idea of the features to look for in task management software. What makes good task management software may vary slightly depending on your specific needs and industry. Once you have an overview of what to look out for, you can then pick out the features that seem to fit your bill and use this as the basis for choosing specific software.

When thinking of purchasing a task management software, don’t be afraid to take advantage of multiple free trials to find the one that best suits your needs. And be aware that some software on this list includes free options. 

Some of the most crucial features, and the ones I used when compiling this review include:

Task Creation

This is the most basic function of a task management tool. You should be able to create tasks and assign them accordingly. Look for custom fields. This feature helps you to define the task so that the assignee understands it easily.

It also helps if the tool allows you to add links, photos, videos, documents, and comments to tasks. Additionally, you should be able to quickly sort the job by your preferred criteria, such as by task, due date, department, or resource.

Notifications as deadlines draw close is a bonus.

Communication Tools

Communication is indispensable in a team working towards a common goal. Good task management software should have built-in communication tools. This could be a discussion board, instant messaging, or both.

Discussion boards are handy for large teams. Everyone can see what other team members are talking about. Some task management tools will even let you create task cards out of these discussions. This feature can come in handy during a productive brainstorming session.


Once the project is underway, it helps if team members can have simple visuals of the process as it unfolds. Kanban boards do this very well, offering a simple view of individual tasks and their progress. The drag-and-drop feature of kanban boards also makes them easy to work with.

Gnatt charts are also very popular for task management. These charts are familiar and offer plenty of information at a glance, including assignee, start and end dates, dependencies, and completion percentage.


Creating reports can be tedious, but it is an essential part of task management. Software with a reporting tool makes the process much more comfortable. You can insert and collect data regarding budget, expenses, performance, resource allocation, and more.

Some software has templates, automated reporting based on pre-defined criteria, and customized reporting. Look for reporting features that will provide you with the highest value information for your needs. 


You cannot expect team members to be on the dashboard at all times. You will be reassigning tasks, adding comments, or making other changes to jobs. Notifications help keep everyone in the loop in real-time of any changes. Some task management software will also notify users of upcoming deadlines or other urgent actions that need to be taken.

The Different Types Of Task Management Software

There are three basic types of task management software. 

Individual Task Management Software

A single person uses individual task management software. You may think of this as your day planner, calendar, or diary. This software is often simple and has basic features to create lists and track progress.

The software may be installed on various machines or accessed as a cloud service by multiple people. Even in these cases, the tool is for personal use. This option is perfect for coordinating simple office or personal tasks.

Collaborative Task Management Software

As the name suggests, collaborative task management software is used by a team. This software is interactive, allowing team members to change their projects’ status as they progress through the workflow cycle. Collaborative software is designed for a single team working on a joint project.

Integrated Task Management Software

You’ll often see this type of software in large organizations. A single interface collects and displays project information from a diverse group of teams. Project managers can access data for all ongoing projects and teams from a single interface. The software typically integrates with additional file-sharing tools like Outlook, email, Dropbox, Slack, and more.

#1 – ClickUp – Best Free Task Management Software

ClickUp is an excellent option if you have a small team and cannot yet justify the cost of task management software. Some companies that use this tool include Uber, Nike, Google, and Airbnb.

ClickUp has a free version with an incredible suite of features and capabilities. The free version also supports unlimited tasks and unlimited members.

You get many advanced features, including automation, mind maps, goals, portfolio, sprints, Gantt charts, real-time collaborations, workload view, and more than 50 native integrations.

The software’s layout is user-friendly and allows you to break down tasks into subtasks for easier management. One subtle but handy feature is the assignable comments feature. You can convert comments into independent tasks with the click of a button. 

The mentions feature is also quite useful for getting team members’ attention.

ClickUp is also highly customizable, and you have free reign to customize status toolbars, tasks, categories, sections, and comments. The features and functionality of the free plan are almost as good as some paid task management software.

ClickUp has a free version as well as three paid plans, including:

  • Unlimited: $5 per member per month
  • Business: $9 per member per month
  • Enterprise: Contact the ClickUp sales team for pricing.

You may need to go for a paid plan if you find that the free version is too restrictive or need more spaces. However, this is highly unlikely for a small team with a relatively simple workflow. 

#2 – Trello – Best Task Management Software for Individuals and Simple Workflow

Trello is a task management tool in the best sense. You can equally think of this software as a Kanban board app. The software includes boards, lists, and cards, allowing you to create as many projects and columns as you need to track progress.

You can assign tasks to team members, attach files to each task, create checklists, and add comments, tag members, and link files. Trello is highly customizable, allowing you to annotate cards with labels so you can quickly identify them.

The drag-and-drop feature is very handy. Team members simply slide their cards from one column to the next (e.g., from To Do to In Progress) as they hit the various milestones. The board view keeps everything clearly organized and labeled.

The Power-Up feature is worth noting. You can add integrations and features to your boards, including custom fields, social media, document management, time-tracking, and calendar view. The free version offers only one power-up, but you get more with the paid plans.

Trello’s plan tiers include:

  • Free Version
  • Business Class: $9.99 per user per month
  • Enterprise: $17.50 per user per month

Trello is a perfect tool for project managers who want a quick and straightforward overview of the workflow. The free version is equally suitable for an individual managing a startup or even a household. The software has over 19 million users worldwide, including Adobe, Fender, Pixer, and Google.

#3 – Wrike – Best Task Management Software For Reporting

Strictly speaking, Wrike is a project management tool, and you can see this with its robust and powerful features. You can see who is assigned which task, the duration for the task, dependencies, and the task’s progress from one simple dashboard.

You can view and manage projects using lists, tables, kanban boards, and Gantt charts. By default, Wrike sorts tasks by status (active or complete), but you can customize the headers for additional workflow categories.

Despite its numerous features, Wrike is straightforward to use. You can choose from templates for project scheduling, agile teamwork, marketing campaign management, product launch, professional services management, complex project with phases, and much more.

Another handy feature is the document editor. This one allows you to edit documents directly on the cloud without first having to download them. The purpose-built templates also make this software very easy to use. 

Additional features include:

  • Advanced integrations
  • File sharing
  • Collaborators
  • Calendars
  • Graphical analytics
  • Time tracking
  • Salesforce integration
  • User audit report
  • Automation engine

The Business plan or higher comes highly recommended for its reporting capabilities. You can share reports in real-time, have access to report templates, and schedule report notifications.

Wrike also has add-on features you can integrate into your account by paying an additional fee. Wrike Analyze, for example, is basically a business intelligence tool. You don’t need to export, run, or manage reports anywhere else except your account. You can create highly customized, highly visual reports. Choose from 15 different visuals, including heatmaps, pie charts, and column charts. You can also create a dashboard just for reporting.

Wrike has a free plan and three paid tiers:

  • Professional: $9.80 per user per month
  • Business: $24.80 per user per month
  • Enterprise: Contact Wrike for pricing

Wrike is straightforward to use for such a feature-rich task management tool.

#4 – WorkFlow Max – Best Task Management Software For Business Management

WorkFlow Max does everything you would need task management software to do and more. You can assign tasks complete with a to-do checklist, estimate task times, and set due dates. You can track the progress of the entire project and individual tasks making up the project.

You can also view jobs based on the assignee, important date, progress, or deadline. You can also view the completed percentage of each task in real-time. There is an automated feature for assigning recurring jobs complete with start and end dates, templates, descriptions, and categories.

The advanced time tracking feature allows you to record time in eight different ways. Additionally, you can include details of how time is spent, which is useful for creating detailed reports. Time tracking with the software also helps you compare the actual time it takes to complete tasks compared to the estimated time.

WorkFlow Max also helps with billing and payments. You can send out invoices, manage un-invoiced jobs, and track job costs. The job costing feature is particularly useful and tracks the estimated cost down to individual tasks. It also tracks quoted costs and the actual costs. WorkFlow Max all but guarantees you will be sending out accurate quotes.

Additional WorkFlow Max features include:

  • Document management
  • Lead manager
  • Client manager
  • Purchase orders
  • Custom fields
  • Xero integration
  • Reporting
  • Notifications

WorkFlow Max is owned by Xero and easily integrates with the latter’s software and systems, including Xero Accounting Software. This tool also integrates with more than 25 other products, including Dropbox, Box, Adobe Time Tracking, Actual, Google Drive, and Flexitime.

You can get WorkFlowMax starting at $45 per month. There is also a full-feature app available for iOS and Android.

#5 – JIRA – Best Task Management Software For Large Agile Teams

JIRA is designed explicitly with software developers in mind. Its kanban workflow features make it attractive to a diverse group of industries. If you are looking for task management software optimized for agile, JIRA is the best choice.

If you are already using JIRA, there is no need to sign up for a separate service. The platform works on a ticket system, making sure that tasks are completed in sequence. As is often the case in software development, some tasks may be interdependent. JIRA allows you to link tickets easily.

JIRA also supports kanban and standard sprint planning, among other workflows. You can easily switch between kanban boards, Gantt charts, and spring backlogs. Users can create and save stories and easily retrieve them, complete with estimate, weight, and priority.

Additional features include:

  • Request management
  • Problem management
  • Knowledge management
  • Incident management
  • Configuration management
  • Agile methodologies
  • Portfolio management
  • Milestone tracking

JIRA may not be the easiest task management tool to use outside software development, but this is an easy problem to overcome. JIRA integrates with other project management tools such as Proggio. You can also sync the two tools so that completing a JIRA task is marked as such on Proggio.

This task management software is also scalable and easily accommodates a fast-growing software development team. JIRA has three plans:

  • Standard: $60 per month
  • Premium: $40 per month
  • Enterprise: Contact JIRA for pricing

It’s hard to beat this task management tool for large DevOps teams.

#6 – Microsoft To-Do – Best Task Management Mobile App For Personal Tasks

If you wish you had an easier time organizing your personal life, Microsoft To-Do just might be the answer. You can do a lot, including creating tasks, setting reminders, prioritizing tasks, adding due dates, attaching notes or files to tasks, and grouping related tasks together.

This is a mobile and web app, so you can access your planner anywhere and anytime. You can also share your to-do lists with others, including colleagues, family, and friends.

Microsoft To-Do also integrates with Outlook Tasks, so you can also manage your professional tasks along with your day-to-day personal tasks. This app is also very intuitive and suggests personalized tasks that you might want to add to your list.

This is a straightforward yet effective task management app, and it is free! This is more like a daily planner and is an excellent alternative to Trello if you don’t need the latter’s more complicated features.

#7- Accelo – Best Task Management Software For Automation

If you find that you are spending a lot of time on recurring tasks, you could automate them to make task management smoother. Accelo does exceedingly well in this regard. The software provides several automated features. You can configure essential milestones and set up the system such that users are prompted to enter information or update fields.

You can also automate client communications. Accelo automatically tracks emails, giving you crucial client information in one place. Other features you can automate include routing emails, billing, and timesheets. You can also automate triggers such as closing a ticket, sending emails, or converting emails to tickets.

Setting up recurring tasks is also very easy with this software. You can configure these tasks on a calendar and have the system automatically assign them to team members on the predetermined date.

Accelo is easy to use for task management. You can reassign and reorder tasks as you go along, then send notifications to team members when you rearrange tasks.

The simple dashboard lets you sort tasks by workload, status, or due date. Additionally, you can highlight tickets that require immediate or special attention, such as overdue or unassigned tickets.

Accelo is highly customizable and serves a range of industries, including digital and creative, business consulting, information technology, engineering, marketing, property and architecture, and more. The industry-specific templates, which you can also personalize, allows Accelo to adjust your task and project management requirements seamlessly.  

Additional features include:

  • Team inbox
  • Project collaboration
  • Client database
  • Client records
  • Usage tracking
  • Quotes
  • Invoicing
  • Reporting dashboard

Accelo has five different offerings, including Projects, Sales, Retainers, and Service. These cost $39 per month. You can also go for the All-in-One ServOps for $79. This option gives you all the features of the other four options combined.


It doesn’t matter if you prefer proactive methodology like Waterfall or reactive methods like Scrum or Agile. A task management tool will help you manage the workflow cycle and increase efficiency and productivity.

It pays if you first take some time to define your task management needs. After, pick the best task management software that best fits the day-to-day problems you are attempting to solve using this guide.

Be honest about your requirements and look to the future before making your final decision. Robust (and more expensive) project management software may be more capable of handling complex tasks and is easily scalable than a simple kanban board tool like Trello.

The post Best Task Management Software appeared first on Neil Patel.

Top 25 Plant Based Instagram Influencers most followed in 2021

Top 25 Plant Based Instagram Influencers most followed in 2020 Promote Your Instagram Profile Get more people to visit your Instagram profile by featuring it in the list below. Helps you grow your business, your influence, or your audience. Submit your instagram profile below if you want to grow your traffic and revenue. Submit your […]

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Get High Limit Recession Business Credit Cards Without Personal Guarantee

A recession is looking more and more inevitable. So you may be wondering how to get recession business credit cards without personal guarantee.

Get Recession Business Credit Cards Without Personal Guarantee

You know the drill. You shopped around the major banks, and then the medium-sized banks and then the small ones. You tried the banks where you do business and any others recommended by your friends or business associates. But after your long quest, you were unable to get any sort of recession business credit cards without personal guarantee.

There are over 500 different business credit cards out there but less than fifty of them offer credit to businesses without a personal guarantee. Complicating matters, these cards are not advertised or offered to all interested clients.

You can relate to the banks’ point of view. They don’t like risk so they try to minimize it by securing a business credit card. They do this by asking you, the business owner, to guarantee payments from your personal funds, in case of business default. If worst comes to worst, and as a guarantor or co-signer you are unable to pay the debt, then your personal assets will be executed. As in, your bank accounts, your car, your home, your stocks, and anything else you may have used to guarantee that card.

But your point of view, naturally, is that you need this card to run your business better.

What You Can Do to Get Recession Business Credit Cards Without Personal Guarantee

Build business credit! Small business credit is credit in a company’s name. It doesn’t link to an owner’s personal credit, not even when the owner is a sole proprietor and the solitary employee of the company.

As a result, a business owner’s business and personal credit scores can be very different.

Get Recession Business Credit Cards Without Personal Guarantee: The Advantages of Building Business Credit

Given that small business credit is distinct from consumer, it helps to safeguard a business owner’s personal assets, in the event of legal action or business bankruptcy.

Also, with two distinct credit scores, an entrepreneur can get two different cards from the same merchant. This effectively doubles buying power.

Another advantage is that even new ventures can do this. Heading to a bank for a business loan can be a recipe for frustration. But building company credit, when done correctly, is a plan for success.

Personal credit scores are dependent on payments but also other considerations like credit use percentages.

But for business credit, the scores really only depend on if a small business pays its invoices on a timely basis.

Get Recession Business Credit Cards Without Personal Guarantee: The Process of Building Business Credit

Growing small business credit is a process, and it does not occur without effort. A business will need to actively work to build small business credit.

Nevertheless, it can be done easily and quickly, and it is much more efficient than building consumer credit scores.

Vendors are a big component of this process.

Doing the steps out of order will lead to repetitive rejections. Nobody can start at the top with small business credit. For example, you can’t start with retail or cash credit from your bank. If you do, you’ll get a denial 100% of the time.

Get Recession Business Credit Cards Without Personal Guarantee: Start with Small Business Fundability

A small business must be fundable to lenders and vendors.

That’s why, a company will need a professional-looking website and email address. And it needs to have site hosting from a vendor like GoDaddy.

And, company phone numbers ought to have a listing on

Likewise, the business telephone number should be toll-free (800 exchange or the like).

A business will also need a bank account dedicated only to it, and it needs to have every one of the licenses essential for operation.


These licenses all must be in the particular, correct name of the small business. And they need to have the same company address and telephone numbers.

So, note, that this means not just state licenses, but potentially also city licenses.

Recession Business Credit Cards Without Personal Guarantee Credit Suite

Learn more here and get started toward establishing small business credit. Get money even in a recession!

Get Recession Business Credit Cards Without Personal Guarantee and Start Dealing with the Internal Revenue Service

Visit the IRS web site and obtain an EIN for the small business. They’re free of charge. Choose a business entity like corporation, LLC, etc.

A business can begin as a sole proprietor. But they will probably want to change to a kind of corporation or an LLC.

This is in order to decrease risk. And it will make the most of tax benefits.

A business entity will matter when it pertains to tax obligations and liability in case of a lawsuit. A sole proprietorship means the owner is it when it comes to liability and tax obligations. Nobody else is responsible.

Get Recession Business Credit Cards Without Personal Guarantee: Kick off the Business Credit Reporting Process

Begin at the D&B website and obtain a free D-U-N-S number. A D-U-N-S number is how D&B gets a business into their system, to produce a PAYDEX score. If there is no D-U-N-S number, then there is no record and no PAYDEX score.

Once in D&B’s system, search Equifax and Experian’s sites for the company. You can do this at If there is a record with them, check it for correctness and completeness. If there are no records with them, go to the next step in the process.

This way, Experian and Equifax will have activity to report on.

Vendor Credit

First you need to build trade lines that report. This is also called vendor credit. Then you’ll have an established credit profile, and you’ll get a business credit score.

And with an established business credit profile and score you can begin to get retail and cash credit.

These types of accounts often tend to be for the things bought all the time, like marketing materials, shipping boxes, outdoor work wear, ink and toner, and office furniture.

But to start with, what is trade credit? These trade lines are credit issuers who will give you preliminary credit when you have none now. Terms are normally Net 30, rather than revolving.

So, if you get approval for $1,000 in vendor credit and use all of it, you need to pay that money back in a set term, like within 30 days on a Net 30 account.


Net 30 accounts need to be paid in full within 30 days. 60 accounts need to be paid fully within 60 days. Unlike with revolving accounts, you have a set time when you have to pay back what you borrowed or the credit you made use of.

To start your business credit profile the proper way, you should get approval for vendor accounts that report to the business credit reporting bureaus. When that’s done, you can then make use of the credit.

Then pay back what you used, and the account is on report to Dun & Bradstreet, Experian, or Equifax.

Vendor Credit – It Makes Sense

Not every vendor can help in the same way true starter credit can. These are merchants that will grant an approval with marginal effort. You also want them to be reporting to one or more of the big three CRAs: Dun & Bradstreet, Equifax, and Experian.

You want 3 of these to move onto the next step, which is retail credit. Here are some stellar choices from us:

Retail Credit

Once there are 3 or more vendor trade accounts reporting to at least one of the CRAs, then move to retail credit. These are companies which include Office Depot and Staples.

Only use your SSN and date of birth on these applications for verification purposes. Otherwise, use the small business’s EIN on these credit applications.

Fleet Credit

Are there more accounts reporting? Then move to fleet credit. These are service providers like BP and Conoco. Use this credit to buy fuel, and to fix and maintain vehicles. Only use your SSN and date of birth on these applications for verification purposes.

Recession Business Credit Cards Without Personal Guarantee Credit Suite

Learn more here and get started toward establishing small business credit. Get money even in a recession!

Cash Credit

Have you been sensibly managing the credit you have gotten up to this point? Then move onto more universal cash credit. These are businesses such as Visa and MasterCard. Just use your SSN and date of birth on these applications for verification purposes.

These are normally MasterCard credit cards. If you have more trade accounts reporting, then these are feasible.

Recession Business Credit Cards no PG Credit Suite

Learn more here and get started toward establishing small business credit. Get money even in a recession!

Get Recession Business Credit Cards Without Personal Guarantee: Monitor Your Business Credit

Know what is happening with your credit. Make certain it is being reported and address any mistakes as soon as possible. Get in the practice of checking credit reports. Dig into the details, not just the scores.

We can help you monitor business credit at Experian and D&B for 90% less than it would cost you at the CRAs.

Update Your Record

Update the details if there are mistakes or the information is incomplete.

Get Recession Business Credit Cards Without Personal Guarantee: Fix Your Business Credit

So, what’s all this monitoring for? It’s to dispute any problems in your records. Mistakes in your credit report(s) can be taken care of. But the CRAs normally want you to dispute in a particular way.

Get your business’s PAYDEX report at: Get your company’s Experian report at: And get your Equifax business credit report at:


Disputing credit report mistakes usually means you send a paper letter with copies of any proofs of payment with it. These are documents like receipts and cancelled checks. Never send the original copies. Always send copies and keep the original copies.

Fixing credit report errors also means you precisely itemize any charges you contest. Make your dispute letter as understandable as possible. Be specific about the issues with your report. Use certified mail so that you will have proof that you mailed in your dispute.

A Word about How to Get Recession Business Credit Cards Without Personal Guarantee

Always use credit responsibly! Don’t borrow more than what you can pay off. Keep track of balances and deadlines for payments. Paying on schedule and in full will do more to boost business credit scores than just about anything else.

Growing business credit pays off. Good business credit scores help a business get loans. Your credit issuer knows the company can pay its debts. They understand the business is for real.

The business’s EIN connects to high scores and lenders won’t feel the need to call for a personal guarantee.

Get Recession Business Credit Cards Without Personal Guarantee – They Can be Yours

With patience and in time, you can get a business credit card from a bank with no personal guarantee. All you need is what the banks ask: a solid business generating steady revenues, with a healthy cash flow. It can happen even now. The COVID-19 situation is not going to last forever.

 Learn more here and get started toward getting high limit recession business credit cards without personal guarantee.

The post Get High Limit Recession Business Credit Cards Without Personal Guarantee appeared first on Credit Suite.

How to Use Instagram Shopping to Drive Product Sales

Have you used shops on Instagram? With over a billion active users and growing, Instagram may already be one of your favorite places to promote your e-commerce store. However, lots of opportunities exist for marketing on the channel, so it can be a great place to build a follower base and get the word out about …

The post How to Use Instagram Shopping to Drive Product Sales first appeared on Online Web Store Site.

New comment by gerad in "Ask HN: Who is hiring? (January 2021)"

Guided Metrics | SF or Remote | Full-time or Contract You: love wearing many hats; want to found a company one day; realize getting some experience first is smart; are a product designer or engineer We: are a super-super-early startup helping folks optimize their finances; have plenty of experience as entrepreneurs to share; know that …

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The Election Rejectionists

The GOP stunt over the Electoral College will hurt the country and the party.

The post The Election Rejectionists appeared first on #1 SEO FOR SMALL BUSINESSES.

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