Day: February 4, 2021

The Post-Covid Boom

More evidence that 2021 is going to be a year of prosperity.

Shopify Vs. Wix

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Is the clothing niche more profitable than accessories? Which theme would be better: Wokiee or Porto? Is Shopify better than Wix, or is it the other way around?

Decisions, decisions!

As an ecommerce seller, you’ll find yourself making a lot of choices. But out of the plethora of answers you need to figure out, choosing the best ecommerce platform remains the most crucial. More so, when your options have overlapping features.

Although Shopify and Wix have overlapping features, Shopify edges forward in the race if you’re specifically looking for ecommerce functionality. Still, it’s a close call between the two that boils down to your intent.

Small businesses or brand-conscious entrepreneurs will love Wix with its easy-to-use, cheap features, and greater design flexibility.

But if you’re looking for a serious ecommerce solution to scale and sell worldwide and have the bigger budget and technical knowledge to flatten the learning curve, stick with Shopify.

Shopify or Wix: Which Is Better?

Shopify is a solid option for ecommerce applications with its fully responsive templates, AMP support on product pages, and dropshipping features. It also supports multi-currency selling functionality and offers useful integrations with other essential apps. Overall, it’s a more professional choice for anyone who wants to build an online store. If this is exactly what you’re looking for, make sure you sign up for a free trial ASAP.

Wix has a drag-and-drop interface and a wide range of bundled templates, making it a great choice for those who want to build a general-purpose website. It also comes loaded with page layout tools, data capture, and email marketing features. Plus, it’s cheaper, and you don’t have to worry about paying transaction fees. Ready to check out Wix? Give it a try with a free trial.

A Review of the Best Ecommerce Platforms

People want to dabble with good ecommerce platforms considering their rising popularity. But what’s the best one out there?

We reviewed dozens of ecommerce platforms and narrowed them down to the seven best options that tick off all the right things on an ecommerce seller’s checklist. Wix and Shopify both made the list.

Head over to our best ecommerce platforms guide for an in-depth look at where every product stands, along with what criteria do we think they are best for.

Shopify Wins 

Several Useful Ecommerce Features: As it’s specially designed to be for ecommerce, Shopify sites come with many useful ecommerce features to cover every little aspect of the sales process. It has multiple payment gateways, inventory management tools, third-party platform integrations, and shopping carts. The platform is also scalable, allowing you to grow with your expanding business needs.

Fluid Themes and Greater Flexibility: Shopify offers 60+ professionally-designed and customized themes, giving you the liberty to add individual product pages based on your needs. Moreover, this customization and flexibility extend to changing page elements too. You can move, add, remove, or resize page elements to make your shop more on-brand. Tweaking themes is also possible—provided you know HTML and CSS. If you’re tired of how your site looks, you simply have to choose a new theme, and you’ll have a brand new store within minutes!

Custom Domain Name: Every Shopify user gets a custom domain name that allows them to brand their respective stores and online business more efficiently and effectively. You can handle your domain on the same site location as your domain store, which, in turn, allows you to make changes to either with ease while simultaneously managing your domain.

Excellent Built-In Analytics: Shopify goes the extra mile by offering you plenty of built-in analytics features like Google Analytics, customer behavior, stock levels, and conversion tracking to know exactly how your store is doing and which aspects need a bit of tweaking for better results. You can also view online store sessions, total sales, top-selling products, returning customer rate, average order value, and behavior reports (phew!) on the platform to make better decisions.

Shopify App Market: Nearly every ecommerce plugin and feature are developed for Shopify first due to its vast popularity. Whether it’s free or premium add-ons for marketing to content management, you get all kinds of unique features with this platform. Case in point: An augmented reality feature that allows you to use your smartphone to navigate the product and see every little detail. What’s more, even other marketplaces like AliExpress and Oberlo offer compatible apps to make your store management easier.

Faster Checkout Options: Shopify has prioritized customer preference when designing login and checkout options. You can make the registering of users before heading to checkout mandatory, optional, or prohibited. Plus, registration is also incredibly easy as users only have to fill out basic information. As a seller, you can add users manually or import the list via CSV and sort them through a tag system.

More Payment Options: Shopify gives you several options to sell items anywhere in the world thanks to its Amazon FBA or a 3PL order fulfillment support, along with multiple-currency support through a complex, non-supported HTML, CSS, JavaScript, and Liquid hack. This may not be ideal, but it’s definitely there. You also get direct access to 100+ different payment gateways, including PayPal, Stripe, and Shopify’s fully integrated payment system.

No Cap on Products and Inventory: Most web servers or external platforms restrict the number of products you can add to your store—but not Shopify. You can add unlimited products to your Shopify store. Even the lowest subscription package does not put any restriction on the number of products you can add to your inventory.

Shopify Losses

Learning Curve: Shopify developers claim the platform is the best for creating and managing online stores, but they don’t claim to be the easiest, and rightfully so. Although Shopify uses templates that eliminate the need to edit HTML code and CSS styling, its websites are harder to edit than Wix. It’s because the focus is on the products and how you present the page. If you want to make additional changes, you’ll have to learn to edit the backend code.

Limited Free Themes: While we love how modern and responsive Shopify themes are, it’s the limited number can restrict your options. You have to pay a one-time fee for most themes, ranging between $140 to $180, as only ten themes are free.

Expensive: Shopify gives you a wide range of subscription plans starting at $29 per month. However, not only is it more expensive, but you also don’t get a free plan (only a 14-day free trial). The basic plan includes only the barest of features, so if you want access to advanced features like fraud analysis and reports, you have to pay a higher price. Further, unless you use Shopify Payments—something that isn’t available everywhere—you have to pay a transaction fee on top of the payment processor fee.

Lacks Email Hosting Facility: You don’t get an email hosting feature despite web hosting being included in all Shopify plans. So, you can’t host a domain-based email address like What you can do, however, is set up email forwarding. This will forward all emails sent to automatically to your regular email account. You’ll have to set up other third-party email hosting connections to use the email forwarding function.

Wix Wins

Massive Template Collection: The basic Wix editor lets you pick from 500+ beautiful templates for your site and populate it with any content of your choice. There are several built-in dynamic templates—from homepages to blogs to landing pages—suitable for novices and experts. People on a tight budget will be happy to know the platform offers 60 completely free, modern, and stylish ecommerce templates.

Intuitive Drag-and-Drop Interface: The drag-and-drop interface is the heart of Wix, making it incredibly user-friendly. Because of this, not only people with all levels of skills can use the platform, but it also gives you enough options to convert your side into a real powerhouse by extending its functionality. You can use the mobile editor to review and edit your site to optimize it for mobile devices.

Free Plan: Wix is definitely the cheaper platform, with prices starting at $23 per month. There’s also an entirely free plan and a free domain name facility (for the first year) that further boosts its appeal. Plus, you don’t have to worry about paying any extra fees with the platform.

Built-In Video Function: Wix seriously lets your products shine, which is one of its biggest USPs. It has a built-in product video function that helps improve customer experience by allowing them to see the product live. You’ll also appreciate the product zoom feature and the fact you can build a distinctive checkout page to make the checking out process as hassle-free as possible.

Efficient SEO Guidance: Wix helps you optimize your ecommerce site for SEO by highlighting areas that require your attention. It then does the hard work by letting you fill in keyboard tags and other metadata. You can also modify the URL of each page, so it best fits what Google needs to know.

Tons of Extra Features: Aside from the core functions, Wix is built with an entire ecosystem of useful tools and products to make website building easier. It offers your free HTTPS to ensure visitor interactions with your website remain secure, templates to create quotations for customers, and integrated payment options like PayPal and Stripe. There’s also a logo maker to make branding even easier!

Online Store Integration: You can include an online store with your website at no additional cost with Wix. As the interface is easy to use, the integration process is very straightforward, and you don’t even require an external shopping solution.

Wix Losses

Harder to Redesign: The intuitive drag-and-drop interface of Wix makes designing your site simple, but it’s the redesigning where you have to pay the price. You don’t have the flexibility to make any major changes by just selecting a new theme. Instead, the redesigning process is extremely manual. If you want to make any drastic changes to your online store, you practically have to rebuild your entire website. Besides that, you don’t have access to HTML and CSS, which makes the overall process more time-consuming and tough.

Limited Integration With Third-Party Apps: When we talk about app integrations, it isn’t even a fair fight as Wix has far fewer ecommerce developers creating apps for its platform. For instance, you won’t find a Google Shopping Feed or Facebook Product Feed. This means you can’t run Google shopping ads or run dynamic product ads on Facebook from the platform. Native integration with email marketing applications is also absent, making it troubling for owners who rely on email marketing for revenue. The only way you can integrate a Wix store to an email marketing add-on is to use either Zapier or write the code yourself.

Forced Wix Branding: They say there’s no such thing as a free lunch, and Wix very well proves it. If you decide to choose and stay on Wix’s free plan, be prepared to carry Wix branding—right at the top of your site. It isn’t too obnoxious, but it isn’t exactly discreet. What makes it more annoying is it appears before your website header!

Non-Transferrable Site: While some may justify Wix not wanting users to export websites created with their technology, it’s a con for those who want to migrate. And the fact that scalability isn’t Wix’s biggest forte, makes this an even bigger problem. If you want to recreate and transfer your website away from Wix, you have to pay some serious amount of cash. In short, if you sign up for Wix, they might just have you for life.

Comparing the Top Ecommerce Platforms

While Shopify and Wix are excellent ecommerce platforms, there are several other alternatives with their own advantages. Make sure you check our top picks for the best ecommerce platforms to find the right option based on your specific needs.

  1. Wix – Best for flexibility and customization
  2. Squarespace – Best ecommerce platform for creatives
  3. BigCommerce – Best for medium to large stores
  4. Shopify – Best all-in-one ecommerce platform
  5. WooCommerce – Best for WordPress websites
  6. OpenCart – Best for selling digital products 
  7. Ecwid – Best for integrating with your current platform


Shopify is the more obvious choice since we’re concerned with ecommerce functionalities in particular. But that doesn’t mean Wix has lost its charm.

Shopify is the best solution for sizable online stores that need all the bells and whistles of scaling and selling everywhere around the globe, while Wix is more appropriate for general-use cases and for owners who rely on content creation to acquire more traffic. It also offers more creative freedom as opposed to Shopify.

In the end, the choice is yours—just make sure you make the right one.

The post Shopify Vs. Wix appeared first on Neil Patel.

Top 10 Gin Podcasts You Must Follow in 2021

Top 10 Gin Podcasts Contents [show] ⋅About this list & ranking Gin Podcasts Gintonica Gin Podcast Gin and Sometimes Whiskey The Scottish Alchemists Podcast The Craft Gin Podcast Talk Gin Podcast The fabulous Gin Show Submit Blog Do you want more traffic, leads, and sales? Submit your blog below if you want to grow your traffic and […]

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Top 10 Genetics Magazines, Publications & Journals in 2021

Top 10 Genetics Magazines Contents [show] ⋅About this list & ranking Genetics Magazines Neurology Genetics Nature » Journal of Human Genetics MDPI » Genes GEN News Springer » Journal of Genetics PLOS | Genetics Journals Genetics Society of America G3 Journal Submit Blog Do you want more traffic, leads, and sales? Submit your blog below if you […]

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Need to Expand or Grow Your Business? Try an SBA 504 Loan

When raising capital for a business, consider the SBA.  The Small Business Administration offers many funding options for small businesses. Honestly, these options often have easier to deal with rates and terms than traditional bank financing.  Microloans are available if you only need a small amount.  Disaster loans are available to help businesses with losses due to hurricanes, tornados, and other emergencies. Express loans are an option if you need funds fast. The 7(a) loan program can help with working capital needs.   For expansion, or to replace or purchase heavy equipment, a SBA 504SBA 504 loan is going to be your best bet.

Is a SBA 504 Loan the Business Funding You Need?

The long title for the SBA 504 loan program is “The U.S. Small Business Administration 504 Certified Development Company Loan Program.” Truly, the goal of the program is to allow companies to preserve working capital by only requiring a contribution from the borrower of 10%, rather than the traditional 20% or more that most banks require. Also, as with all SBA loans, there is a government guarantee.

SBA 504 Loan: How Does It Work? 

The SBA gives authority to Certified Development Companies, or CDCs, to provide financing to small businesses through 3rd party lenders.  Usually, these are banks. These CDCs are nonprofit organizations designed to promote economic development in their communities. 

Loans are typically limited to no more than $5 million.  Still, some manufacturing projects or certain energy-efficient projects may qualify for more, up to $5.5 million. 

Interest rates are below market, and they do not change for the life of the loan. 

Terms of 10,20, or 25 years are available, and as mentioned, the down payment is 10%.  Startups and some certain other projects may require up to 20% of the total project cost as down payment.

After the 10% from the borrower, 50% is financing from the bank or credit union in the form of a first mortgage, and 40% is through the CDC in the form of a second mortgage.  The CDC submits a package to the SBA.

Demolish your funding problems with 27 killer ways to get cash for your business.

SBA 504 Loan: How Do You Get It?

To apply for a SBA 504 loan, you start with a lender that works with the program. Each lender does have their own eligibility requirements, but at a minimum you must meet SBA standards which include: 

  • Meeting size standards
  • Able to repay
  • Sound business purpose
  • Being a for profit business, officially registered and operating legally
  • Physically located and operate in the U.S. or its territories
  • Owner equity invested in the business
  • Having no funds from any other financial lender

Furthermore, you will also need a business plan, and the SBA offers guidance and help with this as well. 

If you meet these requirements, and the unique requirements set by the specific lender you use, you will likely qualify.  

Most lenders relax on the credit scores requirements due to the government guarantee, but you still need 650+ for most SBA loans.  There are some that will go as low as 620, and these types of requirements can change frequently, so always double check with the specific lender.

SBA 504 Loan: What Can You Use it For?

Funding from a SBA 504 loan can purchase real estate or replace heavy equipment for your small business.  Alternatively, you can purchase additional equipment rather than replacing what you already have.  So, if you are looking to expand or relocate, or if you need more or new equipment, this is the type of SBA loan you would look for. 

SBA 504 Loan: Will It Work for You?

504 loan Credit SuiteNow, will it work for you? That depends.  First, it depends on what you need funding for. If it’s real estate or heavy equipment, you’re good with a SBA 504 loan.  Also, you need to meet all of the requirements set forth above, as well as those set by the specific lender you use. 

Then, there is the question of credit score, and being able to mee the 10% down payment, or 20% if you are a startup or specific special purpose company.

These requirements are much easier to meet for many small businesses than those of conventional loans.  However, 504 loans do not work for everyone. So, if you need funding for real estate and heavy equipment and you cannot get a SBA 504 loan, what do you do? 

What if You Cannot Get a SBA 504 Loan? 

If you need to buy real estate or purchase heavy equipment, but you do not qualify, what can you do? As it turns out, there are options if you cannot get an SBA loan.

Credit Line Hybrid

The credit line hybrid is unsecured business financing.  It is available to pretty much anyone for any type of business expense.  It can be used for real estate, equipment, working capital, and even startup expenses.  Not only that, but there is no security required.  Furthermore, there is no down payment, and you do not have to provide income documentation. It is completely no-doc financing.

Demolish your funding problems with 27 killer ways to get cash for your business.

Now, you do have to have strong personal credit.  A credit score of 680+ is required.  Also, there cannot be any late payments in the past 12 months, there can be no open collections or bankruptcies, and there should be less than 4 inquiries in the past 6 months on your consumer credit report.  There also has to be at least 2 open credit cards with a $2,000 limit or higher with 2 years of good payment history. 

Doesn’t sound all that easy to get, right?  Here is the secret. If you do not meet these requirements, you can take on a credit partner that does meet them. The payments will still be reported on the business’s credit report, so business credit will build whether you get the financing yourself or through a credit partner. 

The best part is, amounts can range from $10,000 to $150,000, and often interest rates are as low as 0% for the first 6 to 18 months.  

Business Revenue Lending

If your business has consistent revenue of $120,000 per year or more, you may qualify for this type of funding.  The income is verified using bank statements.  There can be no recent bankruptcies, but the minimum credit score to qualify is as low as 500.  

A business must also be in operation for a year or more, and they must do over 5 small transactions each month to get business revenue financing. 

Equipment-Leasing Financing

You can secure this type of financing by using existing equipment or new equipment you want to purchase as collateral.  Funding is available up to $10 million. Terms range from 5 to 60 months, and you need a minimum 550 FICO. 

The equipment must be new, and most types of equipment are acceptable, including software. 

You’ll need to provide details on the equipment to be financed and, depending on the loan amount and certain risk factors, you may need to show 2 years corporate and personal tax returns.

Demolish your funding problems with 27 killer ways to get cash for your business.

Get Help Making the Best Funding Decision for Your Business

These are only a few of the options available.  The number of options can be extremely overwhelming for business owners. Having help from a business credit expert to guide you and help you make the best decisions for your business is vital.  

A business credit expert can not only help you find and get the funding for which you currently qualify, but they can also help you set up and build business credit so that you can qualify for even more funding in the future. 

An expert will be able to get information from lenders that you may not be able to.  For example, they will be able to help you figure out why you are being denied funding, and what changes you need to make to avoid future denials.

A SBA 504 Loan Can Help You Expand and Grow

If you are at the point in your business that you need to add real estate, equipment, or replace equipment, a SBA 504 loan could be exactly what you need. If, however, you see that this type of loan will not work for you, these other options might.  Even if you do qualify for a 504 loan, you may find one of these other options works better.  A business credit expert can help you figure that out.

The post Need to Expand or Grow Your Business? Try an SBA 504 Loan appeared first on Credit Suite.

Carupi (YC W20) Is Hiring

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Fathom (YC W21) is hiring first SRE to scale our write-heavy app

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New comment by adamvig in "Ask HN: Who is hiring? (February 2021)"

6 River Systems (part of Shopify) | REMOTE | 6 River Systems is making fulfillment faster by building solutions to power winning warehouses of the future. The team I lead builds the user interface that runs on all of our hardware in the warehouse. We have plenty of interesting problems to solve and we …

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Circle Medical (YC S15) Is Hiring Fullstack Engineers in Montreal

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Circle Medical (YC S15) Is Hiring Fullstack Engineers in Montreal

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