Author: Hugh Barnhart

New comment by TimonKnigge in "Ask HN: Who wants to be hired? (January 2021)"

Location: Zürich, CH Remote: open to it Willing to relocate: yes Technologies: C++, mathematical maturity CV: https://docs.google.com/document/d/1joo5-bLRA1cSCGLRlsR1ZePl… Email: ^in CV —- I would like to work on something that has (the potential to have) a positive and tangible impact on the world. In my work I would also like to be challenged intellectually, on a …

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Is an SBA Startup Loan Right for You?

Whether you are thinking of starting a business in recession chaos or during economic Shangri-La, an SBA startup loan could be just what you need to get up and going.

All You Need to Know About Getting an SBA Startup Loan, and Other Options for Right Now

The Small Business Administration is in the news big time right now in relation to COVID-19 relief for businesses.  However, if you are looking to start a business, their SBA startup loan programs are still available.

SBA Startup Loans: Why SBA Loans?

SBA loans are small-business loans guaranteed by the Small Business Administration.  The loans are issued by participating lenders, mostly banks. The  guarantee can go up to 85% of a loan of $150,000 or less, and loans that are more than $150,000 they will guarantee up to 75%.

Find out why so many companies use our proven methods to get business loans, even during a recession.

Who Qualifies for an SBA Startup Loan?

To be eligible for SBA Loans, you must meet certain qualifications. These include:

  • Your business must be for profit.
  • Your business must be inside the US.
  • Business owners must invest equity.
  • You must have exhausted all other financing options.
  • Your business must qualify as a small business.
  • Your business must be in an eligible industry.

Repaying an SBA Startup Loan

One perk of an SBA loan is that you get more time to pay it back than you would otherwise. According to the SBA, the terms depend on how you intend to use the funds.

For example, working capital loans, or funds you intend to use for daily operation, have a repayment term of seven years. However, funds for new equipment purchase have a term of 10 years, and real estate loan terms extend even longer to 25 years. Of course, the longer the term the lower the interest, which means lower regular payments.

How to Apply for an SBA Startup Loan

One of the downsides to SBA government loans is that they have a lengthy and somewhat complicated application process. There is a lot of red tape involved, but understandably so considering it is the federal government and they are guaranteeing a huge chunk of the loan.

Get Your Eggs in a Row

The first thing you have to do is gather the information you will need. This includes:

  • The SBA borrower loan information form
  • Statement of personal history
  • Personal financial statement
  • Personal income tax returns for the previous 3 years
  • Tax returns for the business for the previous 3 years
  • Business certificate or license
  • Business lease
  • Loan application history

This list, along with links to forms and templates, is available at SBA.gov. Once you have this information, you can start looking for a lender.

There may be more requirements based on your specific lender and what they deem necessary for your individual case. However, this is a general list to get you started.

Find out why so many companies use our proven methods to get business loans, even during a recession.

Find an SBA Partner Lender

There is more than one way to go about this. The first way is to contact your SBA district office. You can find contact information through the website. Another option is to use the SBA lender match option on the website.

All you have to do is enter some basic information about your business and how you plan to use the funds.  The tool then matches you with a list of potential lenders that could meet your needs.

Which Program Works Best for an SBA Startup Loan

Not all SBA loan programs work for startups.  These are your best options.

SBA Startup Loan: 7(a) Loans

This is a cornerstone program for the SBA.   It offers federally funded term loans of up to $5 million. Funds can be used for expansion, purchasing equipment, and  working capital in addition to startup. Banks, credit unions, and other specialized institutions in partnership with the SBA process these loans and disburse the funds.

The minimum credit score to qualify is 680.  There is also a required down payment of at least 10% for the purchase of a business, commercial real estate, or equipment. The minimum time in business is 2 years. If you are a startup, business experience equivalent to two years will serve this purpose.

SBA Startup Loan: 504 Loans

SBA loan Credit SuiteThese loans are also available up to $5 million.  Funds can be used to purchase machinery, facilities, or land. They are generally used for expansion.  Private sector lenders or nonprofits process and disburse funds. They work well for commercial real estate purchases especially.

Terms for 504 Loans range from 10 to 20 years, and funding can take from 30 to 90 days. They require a minimum credit score of 680.  Collateral is the asset the funds are financing. There is also a down payment requirement of 10%, which can increase to 15% for a new business.

There is also a requirement you be in business at least 2 years, or that management has equivalent experience if the business is a startup.

SBA Startup Loan: Microloans

Microloans are available in amounts up to $50,000. They work for starting a business purchasing equipment, buying inventory, or for working capital. Community based non-profits administer microloan programs as intermediaries, with financing coming directly from the Small Business Administration.

Interest rates on these loans are 7.75% to 8% above the lender’s cost to fund, and the terms go up to 6 years. They can take upwards of 90 days to fund. The minimum credit score is 640, and the collateral and down payment requirements vary by lender.

What If an SBA Startup Loan will Not Work?

What if, for some reason, an SBA startup loan will not work.  Maybe you need collateral and do not have it? Perhaps you would rather not deal with down payment requirements.  What if you need more funding? Here are some other options.

Alternative loans

These are loans that come through private lenders rather than banks.  Most  of these lenders operate online.  The process is fast and simple. Typically, borrowers fill out an application online.  Generally, they receive approval in as little as a few hours.  Once approved, funds are often in the borrower’s account in as little as a day or two.

This fast, easy process makes these alternative loans attractive for business funding.

Is There a Catch to Alternative Small Business Loans?

If these alternative loans are so fast and easy, why even bother with traditional loans or even an SBA startup loan?  There has to be some catch, right?.  The catch is, interest rates and terms are considerably less favorable than those you may get with a traditional lender.

That’s because, in an effort to extend credit to those that do not qualify with a bank, alternative lenders have to be a little more relaxed with their eligibility requirements. As a result, they are taking on significantly more risk with their loans.  To make up for this, they increase interest rates and loan terms to balance things out.

How do I Choose the Right Alternative Loan for Me?

Once you know you are in a position to need alternative small business loans, you can start looking for the right one for your situation. How do you do this?  The key is to research, research, research.  Extensive research is absolutely necessary to ensure you find the best fit for your business.

While many of them function the same with similar requirements, there are some vastly different and innovative platforms for these types of loans as well.  Read all the reviews, but don’t forget to look at the actual lender websites too.  Only you know your specific situation. Your credit score, how long you have been in business, and how much debt you can handle is information that you have at your disposal to help you make an informed decision..

How to Start Finding the Right Alternative Small Business Loans

Start by determining your eligibility factors.  You may not be able to anticipate what every single lender will require.  However, there are a few things that most lenders will want to know before approving a loan.  Things such as credit score, annual revenue, and length of time in business are pretty common.

If you know your score and what your annual revenue is before you begin looking for alternative small business loans, you will be able to weed out the ones you do not qualify for from the beginning. There are so many that you will definitely see the need to do this.

Find out why so many companies use our proven methods to get business loans, even during a recession.

Credit Line Hybrid

What if there were an option that allowed you to have an even better interest rate than a secured loan, and yet get the money faster and easier than any type of traditional funding.  What if you could get business funding without having to supply any bank statements or credit stubs? Imagine that you could get funding in a few days rather than weeks without supplying any collateral or documents? This is exactly the credit line hybrid allows you to do.

What is a Credit Line Hybrid?

A credit line hybrid is basically revolving, unsecured financing.  It allows you to fund your business without putting up collateral, and you only pay back what you use.

What are the Qualifications?

How hard is it to qualify?  Not as hard as you may think.  You do need good personal credit.  That is, your personal credit score should be at least 685.  In addition, you can’t have any liens, judgments, bankruptcies or late payments.  Also, in the past 6 months, you should have less than 5 credit inquiries, and you should have less than a 45% balance on all business and personal credit cards.  It’s also preferred that you have established business credit as well as personal credit.

If you do not meet all of the requirements, all is not lost. You can take on a credit partner that meets each of these requirements.  Many business owners work with a friend or relative to fund their business.  If a relative or a friend meets all of these requirements, they can partner with you to allow you to tap into their credit to access funding.

What are the Benefits of a Credit Line Hybrid?

There are many benefits to using a credit line hybrid.  First, it is unsecured, meaning you do not have to have any collateral to put up.  Next, the funding is “no-doc.”  This means you do not have to provide any bank statements or financials.

Not only that, but typically approval is up to 5x that of the highest credit limit on the personal credit report. Additionally, often you can get interest rates as low as 0% for the first few months, allowing you to put that savings back into your business.

The process is pretty fast, especially with a qualified expert to walk you through it.  One other benefit is this.  With the approval for multiple credit cards, competition is created.  This makes it easier, and likely even if you handle the credit responsibly, that you can get interest rates lowered and limits raised every few months.

Make Sure You’re Eligible for SBA Startup Loans and All Other Financing Options

The key to ensuring you can get the funding you need for your business when you need it is to make sure your business is fundable.  Most people think of credit score when they think of fundability, but there is so much more to it than that. Fundability is made of many pieces, and they all have to be in place for things to work the way you need them too.  If your fundability is in order, getting an SBA startup loan, or any other kind of loan, will likely never be a problem.

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New comment by lell in "Ask HN: Who is hiring? (January 2021)"

CGEn | Data Scientist | COVID-19 research | Canada (remote or onsite). https://academicpositions.com/ad/university-of-toronto/2020/… CGEn leads a nation-wide Host Genome Sequencing Initiative to sequence genomes of 10,000 Canadians to help understand the genomic architecture of the host response to SARS-CoV-2. Several roles are being considered. The skills required for these roles include any subset of the …

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Best HR Outsourcing Services

Disclosure: This content is reader-supported, which means if you click on some of our links that we may earn a commission. HR is confusing. And the legal ramifications of doing something wrong… are huge.  There’s a reason people spend their entire lives learning the ins and outs of human resources—there’s a lot to it. But …

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Metafrax, Controlled by Seyfeddin Roustamov, Strengthens its…

Metafrax, Controlled by Seyfeddin Roustamov, Strengthens its Positions on the market of East Asia Trading business need to enhance physical existence of Metafrax Group of Companies in East Asia, particularly in Korea.Newly produced trading business will certainly do initial distributions to Korea in April. We think that for PJSC Metafrax this joint endeavor is a …

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New comment by ericgong in "Ask HN: Who is hiring? (September 2020)"

Atolla | VP of Engineering | NYC | Onsite | Full-time

Atolla leverages a patented machine learning process to create custom skincare products using an easy, at-home skin test.

If you or someone you know is interested in being a VP of Engineering at an early stage company, please check out the job post below.

https://boards.greenhouse.io/atolla/jobs/4670292002

For any questions, please email eric.gong@atolla.co. Thank you!

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Top 10 Bangor (ME) Influencers, Blogs, Podcasts & Youtubers in 2020

Top 10 Bangor Blogs, Podcasts and Youtubers Contents [show] ⋅About this list & ranking Bangor Influencers Are You Screening? Mrs. Miner’s Kindergarten Monkey Business Jennifer Hooper Health Coach Fresh Eggs Daily First United Methodist Church of Bangor Frugal Recipes | Spending Less to Eat Healthy West of The Fields The Christian Woman Leadership Podcast Submit Blog Do […]

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Diversified Porfolios

Diversified Porfolios

Any individual you talk with regarding financial investments will most likely inform you the exact same point: “Don’t place all your eggs right into one basket!” This saying merely indicates that when you are spending, you need to not place every one of your cash right into a solitary business; or a solitary market. This strategy of investing is called diversity, however there is even more to diversity than simply complying with the saying.

Comprehending Diversification

Diversity implies that you develop a financial investment profile that tries to decrease threat by utilizing numerous sorts of financial investments as well as purchasing greater than one firm, as well as within greater than one sector.

With a varied profile, when one market or business falls short or takes a big hit; the remainder of your financial investments must be solid sufficient to weather the tornado and also assistance decrease the results of the loss. On the various other hand, if all of your cash was spent right into the supply of a solitary business as well as the firm does not do well, your financial investment profile as well as internet well worth is going to reduce and also take a big hit along with the worth of the supply.

A boosted approach of branching out a financial investment profile entails buying greater than simply firm supplies. If your financial investments are diverse, as well as consist of bonds as well as supplies, firm funded retirement, high passion interest-bearing accounts and also money as an example, you will certainly have a solid equilibrium in between high threat as well as tool threat financial investments.

A young financier could have a financial investment profile that has 80% supplies as well as 20% bonds, while somebody better to retired life would certainly be extra conventional and also probably have the contrary financial investment mix. No matter of your age as well as whether or not you make a decision to be conventional or hostile with financial investments, a varied profile will certainly decrease danger and also a mix of financial investment kinds will certainly produce a healthy financial investment profile.

Easy Method for Diversifying Your Portfolio

For both people with little quantities of cash to spend and also those that desire one of the most straightforward course to a varied profile, “a solitary well balanced common fund” may be a great option.

Solitary well balanced shared funds have a combination of bonds as well as supplies currently, so the capitalist merely makes financial investments within the solitary fund to develop a varied profile.

If you are a person that appreciates picking your very own supplies as well as bonds from numerous firms as well as markets- you are not mosting likely to be pleased with the solitary well balanced common funds as the real financial investments within the fund are selected for you. For people that desire to spend however do not understand what to spend in, these funds are the excellent remedy!

For people with large amounts of cash readily available for spending, a solitary well balanced common fund is most likely not the very best alternative, either. Huge capitalists ought to decrease funding gains tax obligations by picking financial investments that can aid you in establishing trustworthy streams of revenue.

Additional Diversification

One means to additional expand your financial investment profile is to prolong your financial investments past supplies, bonds, retired life funds as well as cash money. You can have financial investments in actual estate counts on, or bush funds.

With a varied profile, when one sector or business stops working or takes a big hit; the remainder of your financial investments must be solid sufficient to weather the tornado as well as assistance reduce the results of the loss. On the various other hand, if all of your cash was spent right into the supply of a solitary firm and also the business does not be successful, your financial investment profile as well as internet well worth is going to reduce and also take a big hit along with the worth of the supply. In addition, if you spend in several business that are all within the very same brand-new modern technology market and also that certain innovation does not take off- your pocket will certainly really feel the discomfort of an unsuccessful modern technology and also you might shed your financial investments!

A young capitalist could have a financial investment profile that has 80% supplies and also 20% bonds, while somebody more detailed to retired life would certainly be a lot more conventional and also maybe have the contrary financial investment mix. No matter of your age as well as whether or not you make a decision to be traditional or hostile with financial investments, a varied profile will certainly lower threat as well as a mix of financial investment kinds will certainly develop a healthy financial investment profile.

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35 Public Health Youtube Channels To Follow in 2020

Top 35 Public Health Youtube Channels

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Public Health Youtube Channels

Harvard T.H. Chan School of Public Health

Boston, Massachusetts, United States About Youtuber The overarching mission of the Harvard T.H. Chan School of Public Health is to advance the public’s health through learning, discovery, and communication. Programs and projects range from the molecular biology of AIDS vaccines to the epidemiology of cancer; from risk analysis to violence prevention; from maternal and children’s health to quality of care measurement; from health care management to international health and human rights.
Frequency 4 videos / day
Since Jan 2009
Channel youtube.com/user/HarvardPubl.. View Latest Videos Get Email Contact

Johns Hopkins Bloomberg School of Public Health

Johns Hopkins Bloomberg School of Public Health Baltimore, Maryland, United States About Youtuber Welcome to the Johns Hopkins Bloomberg School of Public Health. We are Protecting Health, Saving Lives—Millions at Time. Click subscribe for the latest updates about our students, new research, and life in Baltimore.
Frequency 1 video / day
Since Mar 2009
Channel youtube.com/user/JohnsHop.. View Latest Videos Get Email Contact

American Public Health Association

American Public Health Association United States About Youtuber The American Public Health Association champions the health of all people and all communities. We strengthen the public health profession. We speak out for public health issues and policies backed by science. We are the only organization that influences federal policy, has a 140-plus year perspective and brings together members from all fields of public health.
Frequency 3 videos / week
Since Mar 2009
Channel youtube.com/user/aphadc/videos View Latest Videos Get Email Contact

Let’s Learn Public Health

Let's Learn Public Health About Youtuber Public health focuses on improving the health of a population and preventing health problems before they happen. It is a broad field and covers a range of topics such as air pollution, epidemiology, communicable disease control, risk assessment and health promotion. The aim of this channel is to provide an introduction to the principles and concepts of public health.
Frequency 2 videos / quarter
Since Sep 2015
Channel youtube.com/channel/UC6ls.. View Latest Videos Get Email Contact

Public Health Collaboration

Public Health Collaboration United Kingdom About Youtuber A charity dedicated to informing and implementing healthy decisions.
Frequency 15 videos / week
Since Nov 2015
Channel youtube.com/channel/UCZO0.. View Latest Videos Get Email Contact

Public Health England

Public Health England United Kingdom About Youtuber This is the official Youtube channel of Public Health England. Public Health England was set up on 1 April 2013 to protect and improve the nation’s health and support healthier choices.
Frequency 1 video / week
Since Apr 2013
Channel youtube.com/user/PublicHealt.. View Latest Videos Get Email Contact

Oregon Public Health Division

Oregon Public Health Division Oregon, United States About Youtuber The Oregon Public Health Division works to protect and promote the health of all Oregonians and the communities where they live, work, play, and learn.
Frequency 9 videos / month
Since Apr 2009
Channel youtube.com/user/healthorego.. View Latest Videos Get Email Contact

UW School of Medicine and Public Health

UW School of Medicine and Public Health Madison, Wisconsin, United States About Youtuber Watch lectures and learn about education and research advances at the University of Wisconsin School of Medicine and Public Health in Madison.
Frequency 2 videos / quarter
Since Nov 2007
Channel youtube.com/user/UWMedicine/.. View Latest Videos Get Email Contact

University of Michigan School of Public Health

University of Michigan School of Public Health Ann Arbor, Michigan, United States About Youtuber The University of Michigan School of Public Health is pursuing a healthier, more equitable world through education, research, and action. We work with compassion, innovation, and inclusion to create a meaningful, lasting impact.
Frequency 1 video / month
Since Mar 2008
Channel youtube.com/user/sphweb/videos View Latest Videos Get Email Contact

Maricopa County Public Health

Maricopa County Public Health Phoenix, Arizona, United States About Youtuber This is the official YouTube channel for the Maricopa County Department of Public Health in Arizona.
Frequency 5 videos / month
Since Mar 2010
Channel youtube.com/user/MCDPHaz/.. View Latest Videos Get Email Contact

Public Health Scotland

Public Health Scotland Scotland, United Kingdom About Youtuber Public Health Scotland is the national agency for improving and protecting the health and wellbeing of the people of Scotland.
Frequency 1 video / month
Since Jul 2008
Channel youtube.com/user/NHSHealt.. View Latest Videos Get Email Contact

uncpublichealth

uncpublichealth Chapel Hill, North Carolina, United States About Youtuber Welcome to the Gillings School of Global Public Health. Our mission is to improve public health, promote individual well-being, and eliminate health inequities across North Carolina and around the world. Dedicated to its mission, the School is constantly moving forward to anticipate future health threats and accelerate public health solutions. Our commitment to excellence is part of everything we do: teaching, research, scholarship, practice, and bridging the gap between academic research and practical public health solutions.
Frequency 1 video / week
Since Mar 2009
Channel youtube.com/user/uncpubliche.. View Latest Videos Get Email Contact

University of Washington School of Public Health

University of Washington School of Public Health Seattle, Washington, United States About Youtuber The UW School of Public Health is dedicated to education – preparing outstanding, innovative, and diverse public health leaders and scientists; research – advancing public health science and policies; and service – promoting the health and well-being of communities locally, nationally, and globally.
Frequency 9 videos / year
Since Feb 2007
Channel youtube.com/user/uwsph/videos View Latest Videos Get Email Contact

CK Public Health

CK Public Health Ontario, Canada About Youtuber We provide programs and services to the citizens of Chatham-Kent in accordance with the Ontario Public Health Standards. These programs are provincially funded by the Ontario Ministry of Health and Long-Term Care, Ministry of Health Promotion and Sport, Ministry of Child and Youth, Health Canada, and the Municipality of Chatham-Kent.
Frequency 1 video / week
Since May 2011
Channel youtube.com/user/ckphu/videos View Latest Videos Get Email Contact

Yale School of Public Health

Yale School of Public Health United States About Youtuber Follow this channel to get the latest videos on public health.
Frequency 1 video / week
Since Oct 2010
Channel youtube.com/user/YSPH1/videos View Latest Videos Get Email Contact

BU School of Public Health

BU School of Public Health About Youtuber Get the latest videos on public health from BU School of Public Health.
Frequency 1 video / week
Since Oct 2013
Channel youtube.com/channel/UCSPS.. View Latest Videos Get Email Contact

Dalla Lana School of Public Health

Dalla Lana School of Public Health Canada About Youtuber Follow this channel to get the latest videos on public health.
Frequency 6 videos / month
Since Jun 2014
Channel youtube.com/channel/UCx3R.. View Latest Videos Get Email Contact

School of Public Health, University of Alberta

School of Public Health, University of Alberta Edmonton, Alberta, Canada About Youtuber The official feed of Canada’s first, and only, an accredited school of public health. Through our research, education, and community engagement programs, we continue to work toward comprehensive solutions to protect and improve the health of people locally and globally.
Frequency 1 video / quarter
Since Apr 2010
Channel youtube.com/user/SPHUofA/.. View Latest Videos Get Email Contact

College of Public Health and Human Sciences

College of Public Health and Human Sciences Corvallis, Oregon, United States About Youtuber Built on a strong foundation of public health, the college integrates its tradition in the health sciences, including nutrition, exercise science, and human development and family sciences. This model allows us to take a holistic approach to disease prevention and health promotion – from cellular to environmental factors to the biological, physical, social, and emotional needs of individuals across the lifespan.
Frequency 1 video / week
Since Oct 2011
Channel youtube.com/user/CPHHSore.. View Latest Videos Get Email Contact

Institute of Public Health (IPH)

Institute of Public Health (IPH) Bangalore, Karnataka, India About Youtuber The Institute of Public Health, Bengaluru is a public health research and training institute based in Bengaluru, India. We are a non-profit organization established with a vision of creating an equitable, integrated, decentralized, and participatory health system within a just and empowered society. IPH wants to strengthen the health system to ensure quality health care especially for the poor. A lot of health factors are still unknown in India. So IPH focuses on research into urban and rural public health issues.
Frequency 3 videos / year
Since Jun 2010
Channel youtube.com/user/iphindia/vi.. View Latest Videos Get Email Contact

Royal Society for Public Health

Royal Society for Public Health About Youtuber The Royal Society for Public Health is an independent, multi-disciplinary charity organization, dedicated to the promotion and protection of collective human health and well-being.
Frequency 4 videos / month
Since Mar 2012
Channel youtube.com/user/RoyalSocPub.. View Latest Videos Get Email Contact

University of Maryland School of Public Health

University of Maryland School of Public Health About Youtuber The mission of the University of Maryland (UMD) School of Public Health (SPH) is to promote and protect the health and well-being of citizens of Maryland, the nation and the world through interdisciplinary education, research, public policy and practice.
Frequency 1 video / day
Since Jun 2010
Channel youtube.com/user/healthyturt.. View Latest Videos Get Email Contact

Tulane School of Public Health

Tulane School of Public Health About Youtuber Our videos feature our students, alumni, and faculty and staff doing what they know and love: teaching, research, travel, learning, and enjoying New Orleans!
Frequency 1 video / week
Since Jul 2012
Channel youtube.com/user/TulaneGloba.. View Latest Videos Get Email Contact

Temple University College of Public Health

Temple University College of Public Health Philadelphia, Pennsylvania, United States About Youtuber The College of Public Health is one of the largest and most diverse colleges of its kind in the country, incorporating healthcare and health services disciplines as well as traditional public health programs. At our college, teams of professionals work together on innovative designs and delivery solutions for healthcare, disease prevention, and social welfare.
Frequency 1 video / week
Since Feb 2016
Channel youtube.com/channel/UCOAd.. View Latest Videos Get Email Contact

Public Health Sudbury & Districts

Public Health Sudbury & Districts Greater Sudbury, Ontario, Canada About Youtuber Public Health Sudbury & Districts is a progressive public health agency committed to improving health and reducing social inequities in health through evidence-informed practice.
Frequency 2 videos / month
Since May 2011
Channel youtube.com/user/TheHealthUn.. View Latest Videos Get Email Contact

FIU Robert Stempel College of Public Health & Social Work

FIU Robert Stempel College of Public Health & Social Work Miami, Florida, United States About Youtuber We are the FIU Robert Stempel College of Public Health & Social Work, a unique accredited college of public health, nutrition, and social work.
Frequency 2 videos / week
Since Jun 2012
Channel youtube.com/user/rscphsw/videos View Latest Videos Get Email Contact

Network for Public Health Law

Network for Public Health Law United States About Youtuber The Network for Public Health Law helps local, tribal, state, and federal public health officials and practitioners, as well as attorneys, policymakers, and advocates use the law as a tool to improve community health.
Frequency 1 video / day
Since Feb 2017
Channel youtube.com/channel/UC484.. View Latest Videos Get Email Contact

Columbia Public Health

Columbia Public Health New York, United States About Youtuber For 100 years, we have been addressing the critical and complex public health issues of populations through innovative science, education, and leadership – locally & globally.
Frequency 22 videos / quarter
Since Apr 2010
Channel youtube.com/user/ColumbiaMai.. View Latest Videos Get Email Contact

NYU School of Global Public Health

NYU School of Global Public Health New York, United States About Youtuber At the School of Global Public Health (GPH) at New York University (NYU), we are preparing the next generation of public health pioneers with the critical thinking skills, acumen, and entrepreneurial approaches necessary to reinvent the public health paradigm.
Frequency 6 videos / week
Since Apr 2015
Channel youtube.com/channel/UCHSv.. View Latest Videos Get Email Contact

University of Minnesota School of Public Health

University of Minnesota School of Public Health Minneapolis, Minnesota, United States About Youtuber As the only top 10 schools of public health between Chicago and Seattle, the University of Minnesota School of Public Health is the center of public health research and education for a major part of our country. We are dedicated to discovering creative and far-reaching solutions to the world’s most serious public health problems, and we support alumni, students, faculty, and the public health community in our shared commitment to giving each person the chance for a better, healthier life.
Frequency 6 videos / week
Since Nov 2006
Channel youtube.com/user/UMSPH/vi.. View Latest Videos Get Email Contact

Public Health Madison & Dane County

Public Health Madison & Dane County Madison, Wisconsin, United States About Youtuber Public Health Madison & Dane County (PHMDC) is the public health agency for the City of Madison and Dane County. The Department serves almost 500,000 people in an area that includes 1,200 square miles of urban, suburban, small town, and rural environments.
Frequency 1 video / month
Since Oct 2014
Channel youtube.com/user/PublicHe.. View Latest Videos Get Email Contact

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Stock Exchange Trading Tip – Personal Balanced Stock Portfolios Defend Against Recession

Stock Exchange Trading Tip – Personal Balanced Stock Portfolios Guard Against Recession

Producing an uniformly well balanced financial investment profile by separating properties amongst such varied courses as supplies both residential and also international, bonds, common funds, realty, cash money matchings, as well as exclusive equity can assist defend against economic downturns. Figuring out just how much to buy each property team relies on the financier’s specific scenario as well as future demands.

There have actually been times when supplies are unpleasant contrasted to various other possessions. The careful financier might have weathered this circumstance by expanding supply financial investments right into actual estate financial investments or various other kinds confirmed to be much less dangerous.

Making significant modifications in one’s profile need to be done at different phases in the financier’s life. This capitalist’s profile would certainly be primarily spent in the riskier possessions such as meticulously investigated residential as well as international supplies.

As retired life techniques, possibly 10 years in the past, the financier needs to begin expanding holdings right into income-oriented possessions. Specific blue chip supplies with lengthy, tried and tested track documents of reward settlements can likewise be consisted of as an income-oriented property. Annual, as retired life methods, a bigger percent of the capitalist’s profile need to be income-oriented till that total amount is 100% at retired life.

There have actually been times when supplies are unsightly contrasted to various other possessions. The cautious capitalist might have weathered this scenario by branching out supply financial investments right into genuine estate financial investments or various other kinds shown to be much less dangerous.

Specific blue chip supplies with lengthy, tried and tested track documents of returns repayments can additionally be consisted of as an income-oriented property.

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