Author: Jessica Moorman

Online Marketing Services

Online Marketing Services Several of these web advertising solutions make assurances they can not and also will certainly not supply on. Lots of individuals have actually shed a heap of cash on these web advertising solutions. Numerous great and also dedicated individuals are attempting to make a living online as well as these sham web …

The post Online Marketing Services first appeared on Online Web Store Site.

The post Online Marketing Services appeared first on ROI Credit Builders.

The Fastest (and Cheapest) Way to Beat Your Competition

If you want to outrank your competition, what do you do?

First off, you need to keep track of everything they are doing. From their rankings to the content they are writing to even the links they are building and the keywords they are targeting, understanding what they are up to is key.

And after you figure out their strategy, you need to write more content, build more links, and optimize your site. Or you can hire an SEO agency, but most of us can’t afford that.

There must be a better way, right?

Well, over the next 60 days, I am going to make life easier for you with a major upgrade to Ubersuggest.

Here’s what I am thinking of doing and it will make it easier for you to outrank your competition.

Competitor analysis

First off, I’ve learned that many people don’t know who their competition really is when it comes to SEO.

Because of that, I’m going to create a competitor analysis report that shows you your competition.

Here’s a rough sketch of what that will look like:

You’ll be able to see who your competitors are based on common keywords you both rank for.

You’ll also be able to see how your rankings compare to theirs over time as well as their SEO traffic, backlinks, domain scores, and, best of all, keyword opportunities (or keyword gap).

What the keyword opportunities will break down is all of the keywords your competition ranks for that you don’t.

This way, you’ll be able to dive in and see everyone one of the keywords they are targeting and the ones you aren’t (but should be).

Again, the key to the report above (although the design needs to be tweaked) is that it will show you all of the keywords your competition ranks for that you aren’t targeting or ranking for… yet. The ones at the top will be the most lucrative keywords and the ones at the bottom will be the least lucrative.

Competitor rank tracking

On top of showing you new keyword opportunities without you having to do any work or searching, we are also going to start tracking your competitors’ rankings for you. 😉

So, in your rank tracking dashboard, you’ll see your rankings as well as your competitors’ rankings.

Currently, we show you if your rankings are going up or down each day (if you aren’t tracking this, go and set up a project).

We’ll be modifying that report to also show your competitors’ rankings… we are still working on the design.

That way if things are going bad for you, you can see if you were the only one who got affected or if your competition did as well.

But there is more

I know 60 days is a long time to wait, but I am also releasing something in the next week to also make your life easier when it comes to competitor analysis.

I will be releasing version 2.0 of the Ubersuggest Chrome Extension. If you haven’t already installed it, go here and do that now. It’s free!

Currently, you get data whenever you do a search. But it doesn’t provide enough data, especially on your competition, so I’m about to go and fix that.

First off, you’ll get data on traffic. Not only on your site but your competition as well.

So, whenever you perform a search, you will quickly be able to see how much SEO traffic any given domain gets.

And if you want more details, on the right-hand side of the Google search results you will see a graph containing an overview of how your competition stacks up against you.

You’ll also have a similar overview with backlink data.

And of course, I’m not stopping there.

The most popular e-commerce site on the web is Amazon. So, wouldn’t it be great to get data on keywords on Amazon?

Anytime you perform a search on Amazon, you’ll see data on all of the suggested keywords that they are providing you.

And then when you head to the second most popular search engine, YouTube, I’ll give you keyword data and competition data.

For example, whenever you search for a keyword, you’ll see data on all of the suggestions.

And if you click the “view all” button, you’ll see historical data on that keyword as well.

On a YouTube search listings page, you’ll start to get recommendations on other keywords that you could be targeting with your YouTube SEO.

And if you click on a video (even a competitor’s video!) you’ll start to see more data on their performance as well as keywords that they are targeting.

So, if you haven’t already, make sure you go and install the Chrome extension before the release next week.

Conclusion

I hope you are looking forward to the new release to Ubersuggest in the upcoming months.

I am really excited about the competitive analysis features within the application because it should make it a lot easier to see which keywords your competition ranks for that you don’t.

On top of that, the extension is making a lot of progress. My goal is to release a new version of the extension each month with new features that will make SEO easier and more convenient for you. 🙂

So, what do you think of the changes?

The post The Fastest (and Cheapest) Way to Beat Your Competition appeared first on Neil Patel.

Just How To Save Money On A Mobile Home Owner Insurance Quote

Just How To Save Money On A Mobile Home Owner Insurance Quote

A house is a residence, whether it is a practice block residence developed from scratch, or a produced mobile residence you have actually chosen and also had actually customized to your requirements. Simply due to the fact that your residence is a mobile residence does not imply you should not buy a residence proprietor’s insurance coverage plan for it.

Simply discover a Web website had by an insurance coverage firm that specializes in mobile house proprietor insurance policy, or a Web website that has accessibility to lots of various insurance coverage firms that specialize in mobile residence proprietor insurance policy. Occasionally there are elements that go right into mobile house proprietor insurance policy plans that do not go right into routine residence proprietor insurance policy plans, so make certain the business you pick does undoubtedly specialize in mobile residence proprietor insurance policy prior to concurring to anything.

You’ll after that start getting in the essential info. When you look for a mobile house proprietor insurance policy quote online, you are typically asked inquiries regarding your get in touch with details; the producer of the mobile residence as well as the year it was made; the dimension; the present lien owner if there is one; just how much the mobile house is from the shore; as well as just how close the mobile residence is to the local fire division.

Some Web websites that supply mobile residence proprietor insurance policy quotes will certainly use the quote promptly online; others will certainly pass your details to an insurance coverage representative that concentrates on mobile residence proprietor insurance coverage. No matter exactly how you obtain your mobile house proprietor insurance coverage quote and also from what insurer, make certain you chat straight to an online insurance policy representative and also get complete documents regarding your mobile house proprietor insurance policy quote– and also plan, need to you pick to buy one– prior to accepting anything.

The post Just How To Save Money On A Mobile Home Owner Insurance Quote appeared first on ROI Credit Builders.

The post Just How To Save Money On A Mobile Home Owner Insurance Quote appeared first on Business Marketplace Product Reviews.

A Business Loan for Every Situation

Are you a startup? Do you have a temporary cash shortage you need to cover?  Is your credit not so great, or do you need cash to purchase in bulk? Whatever is going on rest assured, there is pretty much a business loan for every situation. Yes, you can even get a business loan now. Pandemic or no pandemic, you can get business money.

Sometimes a Business Loan Is Not What You Need

Even if, somehow, there isn’t a business loan in the traditional sense to help, there are still options.  Sometimes, a traditional business loan isn’t even the right answer. Something else might actually be better. 

Going on the assumption that most folks understand what a standard term loan from a traditional lender is, we are going to discuss alternatives to this solution.  After all, if you don’t know what’s out there, you’ll never know what might work best for you.

Business Loans and Other Options for Startup

When it comes to starting a business, you can get a business loan if you qualify.  There are other options too though.

Check out our best webinar with its trustworthy list of seven vendors to help you build business credit.

Investors

You probably know what investors are.  Finding traditional investors for your business involves a number of things.  First, you have to find investors with deep enough pockets that are willing to hear your pitch.  Then, you have to actually create a pitch, and hope they like it.  

Then there are angel investors.  They work a little differently.  Angels are usually more informal than other investors. They can be people you know. They can be people you connect with through networking or other means. Even your mom can be an angel investor.

Crowdfunding

While the average person that wants to start a business needs funding, it is not always possible to find one or two large investors. With crowdfunding, you can access a lot of investors to fund your business $5 and $10 at the time. 

There are many crowdfunding sites.  Still, the most popular are Kickstarter and Indiegogo. They are similar to each other.  However, there are some major differences as well. The most obvious is the timing of when you get the money that others give your company.

Kickstarter requires you to set a goal first.  You do not receive your funds until you reach your goal. For example, if you set a goal of $5,000 when you start your campaign, you will not receive any money that investors offer up until you reach that $5,000. 

Indiegogo requires a goal as well.  However, they offer the option to receive funds as you go. In addition, they have an option called InDemand. This program lets you keep raising funds even after your original campaign is over.  That means you do not have to start a whole new campaign. It’s more like an extension. 

There are other crowdfunding sites out there also. Different ones work better for certain businesses and vendors. To figure out which one might work best for your needs, you’ll have to do some research. Keep in mind your type of business and the specific business each one appeals too. 

Crowdfunding is a good starting point for a new business.  Yet, don’t put all your eggs in this basket. You need a backup plan.  Only a small percentage of campaigns are successful.  Furthermore, take into account the state of the economy before you rely too heavily on crowdfunding.  If it isn’t strong, people will not be as likely to invest. 

Business Loans and Other Options for Getting Back on Your Feet

If you are struggling for a season to keep things going, these options could help.  Remember though, none of them are a permanent solution. To be successful your business has to eventually support itself.  Be sure to use the time these funds may buy you to figure out the problem and how to fix it. 

Non-Traditional Business Loans

These are business loans from companies other than banks.  Typically, they are referred to as private lenders or alternative lenders.  A lot of them have popped up in the past decade as starting your own business has become more popular.  A need for financing options from somewhere other than traditional banks has encouraged this growth. 

There are a few benefits to using private business loans over traditional loans.  The first is that they often have more flexible credit score minimums.  Even though they still rely on your personal credit, they will usually accept a score much lower than what traditional lenders require. Another benefit is that they will sometimes report to the business credit reporting agencies.  As a result, they can help build or improve business credit if you pay them responsibly. 

The tradeoff is that private business loans tend to have higher interest rates and less favorable terms.  However, the ability to get funding and the potential increase in business credit score can make it well worth it. 

Business Credit Cards

Credit cards often get a bad rap all around.  It’s no wonder. If you are irresponsible, they can cause a lot of problems.  However, if you handle them properly, they can be an amazing business tool. The thing is, using them to get back on your feet does propose a new set of potential issues.  Since most of them come with fairly high interest rates, you need to be especially diligent to find and solve the issues that cause you to need this additional funding. 

Grants

While there are not a lot out there, grants are probably more common that you think. Usually, these are offered by professional organizations. There are some government grants available as well. Competition can be tough, but they are definitely worth trying for if you think you may qualify. 

Requirements vary from grant to grant.  Most are only awarded to a certain number of recipients.  If you fit into one of these basic categories however, they are worth considering. 

  • Businesses in low income areas

There are also some corporations that offer grants in the form of contests.   These usually don’t require much other than that you meet the corporation’s definition of a small business and win the contest. For example, FedEx offers such a context each year. 

Check out our best webinar with its trustworthy list of seven vendors to help you build business credit

Business Loans and Other Options for Bridging Cash Gaps

Sometimes you aren’t really down on your luck.  You may just have a cash gap that is obviously temporary. Seasonal businesses see this on a regular basis. Another situation that may cause this is that you have some large invoices that just do not get pain fast enough.  These things can easily be handled with some of the following tools. 

Lines of Credit

The most basic definition of a line of credit is that it is a revolving line of credit, similar to a credit card. You have a limit, but you have access to funds at all times.  You only make payments on the portion you use each month. 

For example, if you have a $10,000 line of credit, you can use however much of those funds you need each month for whatever you want.  That is, unless your lender issues some sort of restriction. Access is most typically granted through checks or a card connected to the line of credit account.

Invoice Factoring

If you are an established business with accounts receivable, invoice factoring is one of the available business funding types that you have access to. This is where the lender buys your outstanding invoices at a premium, and then collects the full amount themselves. You get cash without waiting for your customers to pay the invoices.

This is a good option if you need cash fast.  It’s also good if you don’t qualify for other available funding types. The interest rate varies based on the age of the receivables.

Merchant Cash Advance

If you accept credit cards, you may be able to get a merchant cash advance.  This is similar to invoice factoring, but instead of buying your open invoices, the lender advances cash based on average expected credit card sales.  

Business Credit Cards

Credit cards can help in this instance as well, and they work a lot better here.  In the case of a temporary cash gap, you know the money is coming. Using credit to cover a gap temporarily, and maybe collecting some rewards while you do so, isn’t terrible.  This is also useful in the discount inventory situation. If you can get a great deal on bulk inventory, you can use a credit card to take advantage and buy at the lower cost. In theory, when you sell this lower cost inventory, you will actually increase your profit.

Open the Door to Any Type of Business Loan and Other Options by Building Great Fundability

Fundability is the ability of your business to get the funding it needs.  Highly fundable businesses are able to get business loans quickly and easily.  The thing is, few businesses start out fundable. There are many, many factors that affect the fundability of a business.  This includes details ranging from something as simple as your business address to things as complicated as liens on your personal record from years ago.  

Each and every aspect of fundability is important, and you need to know where you stand with each one.  However, one specific piece of the fundability puzzle that is often neglected is business credit. This neglect typically stems from the fact that so few business owners really understand what it is. Many are under the belief that business credit is just debt that is in the business name.  That isn’t really the case however. 

About Business Credit

Credit cards and loans with your business name on them are still going on your personal credit report unless you take some very specific steps to build separate business credit.  First, you have to set up your business to be a separate entity from yourself. Coincidently, this setup process is also what needs to happen to begin building strong business fundability.

Check out our best webinar with its trustworthy list of seven vendors to help you build business credit

Set Up Your Business to Be Fundable

To set up your business to be fundable you need to ensure you have the following: 

  • Separate contact information including phone number, address, and email
  • EIN
  • D-U-N-S number
  • Separate bank account
  • Business Website

In addition, you absolutely have to incorporate.  You can choose to be an LLC, S-corp, or corporation, but you must choose one.  Any of them work when it comes to separating business from owner, so talk to your attorney or tax specialist about which option will work best for your business’s other needs. 

How to Build Business Credit to Strengthen Fundability

Once you are all set up, you can start to get accounts reporting to your business credit report. You can ask vendors that you already work with if they will extend credit and report payments.  They don’t have to, but they might.  

You can also ask those companies you already pay monthly, like utilities and rent, to report your payments.  Again, they do not have to, but they may.

Another secret to getting accounts reporting is to work with starter vendors. These are certain vendors that will extend net invoices without a credit check, and then report your payments to the business credit reporting agencies. When you get enough of these reporting, your score will be strong enough to apply for store cards like those offered by Best Buy or Office Depot.  

After you get enough of those store cards and make on time payments, you’ll be able to get fleet cards like those offered by Shell and Fuelman.  After more of those cards are reporting on-time payments, you should be able to get approval for any business cards out there. For example, those standard credit cards that are not tied to where or what you purchase will be an option.  These are the credit cards that can really help bridge a cash gap or, as a last resort, help you get back on your feet.Biz Loan Credit Suite

Get a Business Loan – Conclusion

Getting a business loan doesn’t have to be hard.  There are options to cover any situation that may come up.  The problem is being eligible for the loans that best fit your needs.  You need to be aware of non-financing options and which situations they are best suited for as well.  Then, if your work to build business credit makes your fundability stronger, you can be sure that eventually you will be able to get funding to fit any situation that may come up.

The post A Business Loan for Every Situation appeared first on Credit Suite.

Net Business Marketing Methods

Net Business Marketing Methods On the internet companies are less expensive to run than conventional retail services due to the fact that running approaches are typically low-priced, and also net services have extremely little overhead costs. A web organisation can be run at house, and also marketing a net organisation has lots of affordable alternatives …

Homeowner Insurance Price Quote

Homeowner Insurance Price Quote

It is difficult to acquire a homeowner insurance policy protection quote for a straight citizen insurance policy protection because of the truth that there is virtually no “straight” local insurance policy protection. The house owner insurance policy strategy you get is probably to be personalized to fit your needs; subsequently, your house in addition to its parts, along with your lifestyle, your family pet canines, along with your treasured belongings need to be thought about before you can get a specific homeowner insurance policy protection price quote. This is a great concept, as you want a resident insurance policy protection customized simply for you as well as additionally not a home owner insurance policy protection produced for typical purposes.

You may have treasured properties that are not covered under routine homeowner insurance policy strategy, or treasured belongings that are covered under common house owner insurance policy protection nevertheless not to the level you would absolutely such as for them to be covered. You may have a number of expensive things of valuable fashion jewelry, an antique collection of dinnerware supplied your relative, an uncommon tool collection, or maybe a variety of hairs you have in fact collected throughout the years. These type of expensive, sometimes irreplaceable points would definitely ask for a referral to your property owner insurance policy strategy, in addition to would absolutely transform your homeowner insurance coverage quote.

Buying suggestions for your citizen insurance policy protection does not merely guard them from being swiped; it in addition protects them from problems. If one of the rocks goes down out, you may obtain a referral that would absolutely deal with a favored collection of precious jewelry.

You ought to take right into factor to consider acquiring home owner insurance policy protection strategy referrals if you have valuable points such as these. While house owner insurance plan referrals will definitely more than likely surge your home owner insurance coverage price quote, you will absolutely have the ability to unwind ensured that you in addition to your vital points are protected.

It is tough to get a house owner insurance plan price quote for a straight home owner insurance policy protection strategy considering that there is virtually no “straight” residence owner insurance policy protection strategy. The home owner insurance policy protection strategy you purchase is mosting likely to be personalized to fit your needs; consequently, your home as well as likewise its parts, in addition to your lifestyle, your household animals, in addition to your personal belongings need to be thought of before you can acquire an accurate residence owner insurance plan price quote. You could have items that are not covered under normal residence owner insurance plan strategies, or personal belongings that are covered under normal residence owner insurance policy protection intends nevertheless not to the level you would definitely such as for them to be covered.

It is difficult to get a residential property proprietor insurance policy protection price quote for a straight local insurance policy protection due to the truth that there is almost no “straight” local insurance policy protection. It is tough to get a house owner insurance coverage plan price quote for a straight residence owner insurance policy protection strategy considering that there is almost no “straight” residence owner insurance policy protection strategy. You may have items that are not covered under normal residence owner insurance coverage plan strategies, or valuables that are covered under regular home owner insurance policy protection intends nonetheless not to the level you would absolutely such as for them to be covered.

The post Homeowner Insurance Price Quote appeared first on ROI Credit Builders.

Top 10 PDF (Portable Document Format) Editor Blogs and Websites To Follow in 2019

Top 10 PDF (Portable Document Format) Editor Blogs

PDF (Portable Document Format) Editor Blogs List.
The Best PDF (Portable Document Format) Editor Blogs from thousands of PDF (Portable Document Format) Editor blogs on the web using search and social metrics. Subscribe to these websites because they are actively working to educate, inspire, and empower their readers with frequent updates and high-quality information.

These blogs are ranked based on following criteria

  • Google reputation and Google search ranking
  • Influence and popularity on Facebook, twitter and other social media sites
  • Quality and consistency of posts.
  • Feedspot’s editorial team and expert review

PDF (Portable Document Format) Editor Newsletter

PDF (Portable Document Format) Editor newsletter is a comprehensive summary of the day’s most important blog posts and news articles from the best PDF (Portable Document Format) Editor websites on the web, and delivered to your email inbox each morning. To subscribe, simply provide us with your email address.

PDF (Portable Document Format) Editor Blogs

1. Investintech PDF Solutions

Investintech PDF Solutions Toronto, Ontario, Canada About Blog Investintech PDF Solutions provide PDF to Word, Excel, PowerPoint conversion. Quickly convert, create and edit PDF files on the spot. Follow us to get expert advice on working with PDF files.
Frequency about 2 posts per month.
Since Jun 2006
Blog investintech.com/resources/blog
Facebook fans n/a. Twitter followers 2,704.

2. Readdle

Readdle About Blog Readdle’s PDF Expert is a fast, robust and beautiful PDF editor. It is also the best PDF writer for Mac. You can easily edit text, images, and links. It will automatically detect the font, size, and opacity of the original text, so you can make edits easily. Follow our blog to stay updated.
Frequency about 1 post per month.
Since Aug 2016
Blog pdfexpert.com/blog
Facebook fans n/a. Twitter followers 24,410.

3. Soda PDF

Soda PDF Montreal, Quebec, Canada About Blog Soda PDF is trusted by thousands of clients and businesses to securely manipulate pdf files online. Our reliable and fast solutions allow you to edit, read, convert and sign your documents easily on your web browser or computer. Follow us to get the latest updates.
Frequency about 2 posts per week.
Since May 2014
Blog sodapdf.com/blog
Facebook fans n/a. Twitter followers 1,835.

4. PDFTables

PDFTables London, England, United Kingdom About Blog PDFTables converts PDFs to Excel, CSV, XML or HTML. Our API allows you to integrate PDF conversion into your operations. Follow our latest blog posts around PDF conversion and how you can automate your processes.
Frequency about 1 post per month.
Blog pdftables.com/blog
Facebook fans n/a. Twitter followers 700.

5. PDF Converter

PDF Converter Vancouver, British Columbia, Canada About Blog How-to guides, ultimate lists of online tools and software tips, everything you need to know about managing MS Office and PDF documents.
Frequency about 2 posts per month.
Since Nov 2009
Blog pdfconverter.com/resources/blog
Facebook fans n/a. Twitter followers 1,156.

6. PDF2Go

PDF2Go About Blog PDF2Go is an online PDF editor. Follow us to get the information and tutorial about online PDF editing, merging and splitting PDFs, deleting and rotating pages, document conversion and more!
Frequency about 2 posts per month.
Since Jul 2016
Blog blog.pdf2go.com
Facebook fans n/a. Twitter followers 108.

7. PDF Pro

PDF Pro London, England, United Kingdom About Blog PDF Pro is a fast, secure, easy and entirely online free PDF editor for editing PDFs. Follow and get tutorials and information on PDF
Frequency about 1 post per month.
Since Jun 2015
Blog pdfpro.co/blog
Facebook fans n/a. Twitter followers 307.

8. Datalogics » PDF

Datalogics » PDF Chicago, Illinois, United States About Blog At Datalogics, our focus is to provide innovative technologies to software developers, enabling them to bring their products to market faster and with superior eBook and PDF capabilities. Follow us to learn more about PDF solution.
Frequency about 2 posts per month.
Since Sep 2012
Blog blogs.datalogics.com/categor..
Facebook fans n/a. Twitter followers 345.

9. PDF Association

PDF Association Berlin, Germany About Blog The PDF Association is an international association of companies and subject matter experts interested in PDF technology for digital document applications. Follow us to get the latest updates.
Frequency about 1 post per month.
Since Aug 1990
Blog pdfa.org/resource
Facebook fans n/a. Twitter followers 957.

The post Top 10 PDF (Portable Document Format) Editor Blogs and Websites To Follow in 2019 appeared first on Feedspot Blog.

How To Get Out From An Underwater Car Loan

MoneyTips

Few things are more satisfying than driving your brand-new car – until you realize that it lost value immediately after you left the dealership. Thanks to depreciation, it’s possible for a car to lose over 20% of its starting value within the first year. According to CARFAX data, cars can lose over 10% of their value after the first month.

During the early stages of car ownership, it’s easy for a car loan to be underwater – meaning that you owe more on the loan than the current value of the car. With a down payment of 20% or less, you’re very likely to have an underwater period.

If all goes well, it’s okay to be underwater. You’ll continue to make payments and the car’s value should overtake the remaining loan balance as the balance decreases. Early payments are mostly dedicated to interest and not principal – so it takes time to go from negative to positive equity. As long as you hold onto the car long enough, you should be fine.

What happens when all …

Get Credit Cards with 0 APR

The Very Best Credit Cards with 0 APR

We checked out a number of company credit cards, and did the research for you. So here are our choices for the best credit cards with 0 APR.

Per the SBA, business credit card limits are a whopping 10 – 100 times that of personal cards!

This shows you can get a lot more money with business credit. And it also shows you can have personal credit cards at retail stores. So you would now have an added card at the same retailers for your company.

And you will not need collateral, cash flow, or financial data in order to get company credit.

Business Credit Cards with 0 APR: Benefits

Perks can vary. So, make sure to select the benefit you prefer from this assortment of options.

Business Credit Cards with 0 APR – Pay Zero!

Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card

The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card has no yearly fee and comes with a 0% introductory APR on purchases for the initial nine months. Thereafter, the card has a 13.24 – 23.24% variable APR

Earn 3 points/dollar spent when you book travel with the Bank of America Travel Center and 1.5 points/dollar on all other purchases. You can get unlimited points and points will never expire.

Details

There is a 25,000-point sign-up bonus when you spend $1,000 within the first 60 days of starting the account. Cardholders get travel accident insurance, and lost luggage reimbursement.

They likewise get trip cancellation coverage, trip delay reimbursement and other perks.

There is no introductory rate for balance transfers. Also, bonus categories are limited.

Get it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/travel-rewards-business-credit-card/

Capital One® Quicksilver® Card

Take a look at the Capital One® Quicksilver® Card. It features flat-rate rewards of 1.5% on all purchases. There are no limits how much in cash back rewards that cardholders can get. Also, the card has a $0 annual fee.

Details

New cardholders have a 0% APR on purchases and balance transfers for the first 15 months after starting the account. And then they have a 14.74 – 24.74% (variable) APR after that. A cash bonus of $150 is available for those who make at least $500 on purchases within 3 months of account opening.

Also, cash back rewards do not expire for the life of the account. And there is no limit to how much you can earn.

Moreover, there is a cash bonus of $150 is available to cardholders who make a minimum of $500 on purchases within 3 months of account opening.

The card also offers travel accident insurance. And you can get an auto rental collision damage waiver. There are no foreign transaction fees. And there is extended warranty coverage.

Downsides are the flat reward rate, not allowing for any more than that. And then there’s the increased APR after the first 15 months.

Get it here: https://www.capitalone.com/credit-cards/quicksilver/

Discover it® Student Cash Back

Also, make sure to check out the Discover it® Student Cash Back which has a 0% APR for an introductory six-month period.

It has no yearly fee. And there is an APR of 14.99 – 23.99% variable on all purchases after the introductory period.

One distinct feature is that it provides an incentive for scholars to maintain good grades with a $20 statement credit. If students earn a GPA of 3.0 or better each academic year, the card will award the $20 statement credit annually for up to five years.

Details

Use the card to build personal credit. While this is a personal card versus a business card, for new credit users, their FICO scores will be important.

And this credit card offers an excellent way to raise FICO while also earning rewards.

You can get 5% cash back at different places each quarter like grocery stores, filling stations, restaurants or Amazon.com up to the quarterly max. Afterwards, the card offers unlimited 1% cash back on all purchases.

In the very first year, all cash back rewards are matched 100%.

Downsides a cash advance fee of either $10 or 5% of the amount of each cash advance, whichever is greater. And although they waive the first late payment fee, a fee of up to $37 applies on all other late payments. There is also a returned payment fee of up to $37.

Get it here: https://www.discover.com/credit-cards/cash-back/it-card.html

Ink Business Cash℠ Credit Card

Have a look at the Ink Business Cash ℠ Credit Card. Small businesses can get cash back with every purchase. Spend $3,000 in the initial three months from account opening. And you’ll earn a $500 bonus cash back.

There is a $0 annual fee with a 0% introductory APR for 12 months on purchases and balance transfers. After that, the APR is a 15.24 – 21.24% variable.

The credit card features travel and purchase coverage benefits. So, this includes an auto rental collision damage waiver and extended warranty protection.

Details

Earn additional cash back on business categories. So, these include office supply stores, telecommunications, gas stations and restaurants.

Note: this credit card has a balance transfer fee. Pay 5% of the amount transferred or $5, whichever is more. Also, there is a foreign transaction fee of 3%.

Get it here: https://creditcards.chase.com/small-business-credit-cards/ink-cash

JetBlue Plus Card

Take a look at the JetBlue Plus Card for another offer of a 0% introductory APR

Earn six points/dollar on JetBlue purchases, two points/dollar at eating establishments and grocery stores. And get one point/dollar on all other purchases.

Details

Spend $1,000 in the first 90 days and pay the yearly fee, and get 40,000 bonus points. New cardholders get a 12 month, 0% initial APR on balance transfers made within 45 days of account opening.

Thereafter, the variable APR on purchases and balance transfers is 17.99%, 21.99% or 26.99%, based on creditworthiness. Benefits include a free first checked bag and 50% savings on in-flight purchases.

There is a $99 yearly fee for this card.

Get it here: https://cards.barclaycardus.com/cards/jetblue-card/

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

SimplyCash Plus Business Credit Card from American Express

Check out the SimplyCash Plus Business Credit Card from American Express. There is a $0 yearly fee. And there is a 0% APR on purchases. So this is for the initial 15 months an account is open.

But when the introductory period expires, the APR for purchases is 14.24 to 21.24%. So, this is variable and based on creditworthiness.

Details

This card has various benefits. These include purchase protection, car rental loss and damage insurance. And they also include a baggage insurance plan, extended warranty coverage and a global assist hotline.

Also, earn 5% cash back at US office supply stores and on wireless telephone services. So, these must be bought from US service providers. But this applies to the initial $50,000 of yearly spending. Then, you earn 1% cash back.

You also get 3% cash back on spending category of your choice. So, this is from eight distinct categories. They include airfare, gas, advertising and computer purchases. But it applies to the first $50,000 of annual spending. Then, you earn 1% cash back.

Cash-back bonuses are automatically credited to the customer’s billing statement.

Note: you cannot use this credit card for balance transfers. There is a foreign transaction fee of 2.7%. The card charges up to $38 in late fees. And the returned check fee is also $38. The penalty APR is 29.99%.

And, it kicks in if you have two or more late payments within 12 months. It can also apply if you fail to make the minimum payment on time or have a returned payment.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/simply-cash-plus-business-credit-card/44279

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Reliable Low APR/Balance Transfers Business Credit Cards

Discover it® Cash Back

Have a look at the Discover it® Cash Back card. There is a 10.99% introductory APR for six months from date of first transfer. So, this is for transfers under this offer which post to your account by January 10, 2019.

After the introductory APR expires, your APR will be 14.99% to 23.99%. So, this is based on your creditworthiness. Your APR will vary with the market, which is based on the Prime Rate.

Details

You can earn 5% cash back at different places each quarter. So, these are places like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs. But this is up to the quarterly maximum each time you activate. Additionally, automatically get unlimited 1% cash back on all other purchases.

You will earn an unlimited dollar-for-dollar match of all the cash back you have gotten at the end of your first year, automatically.

Get it here: https://www.discover.com/credit-cards/cash-back/it-card.html

Outstanding Business Credit Cards with No Annual Fee

Capital One® Spark® Classic for Business

Try the Capital One Spark Classic for Business. There are cash-back rewards. The card earns an unlimited 1% cash back on all purchases.

With this card, you will get benefits including an auto rental collision damage waiver, and purchase security. And you also get extended warranty coverage. Also get travel and emergency assistance services.

But REMEMBER: the ongoing APR is 24.74% variable APR. And the penalty APR is even higher, 31.15%. Also, there is no sign-up bonus.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/

Uber Visa Card

Check out the Uber Visa Card. Uber is the very first ride-sharing service to offer a credit card, in a partnership with Visa and Barclays.

The card provides 4% back per dollar spent at restaurants, takeout and bars, including UberEATS. Also, earn 3% back on hotel, airfare and vacation home rentals. And get 2% back on online purchases.

So, this includes retailers and subscription services such as Uber and Netflix. And earn 1% back on all other purchases. Each percent/point has a value of 1 cent. Redeem points for cash back, gift cards or Uber credits directly in the app.

By spending a minimum of $500 in the first 90 days, users can earn a $100 sign-up bonus. Cardholders spending a minimum of $5,000 annually are eligible to receive a $50 credit toward online subscription services.

Details

If you pay your cellphone bill with this card, you are insured up to $600 for cellphone damage or theft.

Cardholders are eligible for exclusive access to specific events and offers. Uber expects the majority of these offers to be available in major cities like New York, San Francisco, Los Angeles, Chicago and DC. There is no foreign transaction fee.

But there is no introductory rate. The APR is a variable 16.99%, 22.74% or 25.74%, based on your creditworthiness. Cardholders with less than stellar credit will be on the higher end of the range.

Also, there are restrictions on Uber credits. To redeem points as credits within the Uber app, accumulate a minimum of 500 points, or $5. Cardholders can convert a maximum of 50,000 points, or $500, in a given day.

Get it here: https://www.uber.com/c/uber-credit-card/

Costco Anywhere Visa® Business Card by Citi

Not taking Uber? Then you’ll need to fill your gas tank somehow. Why not do so with the Costco Anywhere Visa® Business Card by Citi?

This card earns cash back with every purchase. Get 4% cash back on the first $7,000 spent on eligible gas purchases annually (1% after that). Get 3% cash back at restaurants and on eligible travel purchases. Also, get 2% cash back at Costco and Costco.com. And earn 1% cash back on all other purchases.

Note: the $0 yearly fee is only for Costco members. And an active Costco membership is required. Cardholders will get access to damage and theft purchase protection, extended warranty coverage and travel accident insurance.

Also, there is no sign-up bonus available with this card.

Get it here: https://www.citi.com/credit-cards/credit-card-details/citi.action?ID=Citi-costco-anywhere-visa-business-credit-card

United MileagePlus Explorer Business Card

Get a good look at the United MileagePlus Explorer Business Card.

Earn 2 miles/dollar with United and at restaurants, filling stations and office supply stores. All other purchases earn 1 mile/dollar. Earn a 50,000-mile sign-up bonus after spending $3,000 in the first three months from account opening.

Benefits include priority boarding, a free first checked bag for you and a companion on the same reservation.

Details

Also, get two United Club passes annually. And get hotel and resort perks including upgrades. On top of that, get early check-in and late checkout. And get an auto rental collision damage waiver.

Also, get baggage delay insurance, lost luggage reimbursement, trip cancellation and interruption insurance. Finally, get trip delay reimbursement, purchase protection, price protection and concierge service.

After the first year, the card has an annual fee of $95. APR of 17.99% – 24.99%, based on creditworthiness.

Get it here: https://creditcards.chase.com/small-business-credit-cards/united-mileageplus-explorer-business

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

The Best Business Credit Cards with 0 APR for You

Your outright best business credit cards with 0 APR will hinge on your credit history and scores.

Only you can pick which features you want and need. So be sure to do your homework. What is excellent for you could be disastrous for another person. Not everyone will do well with credit cards with 0 APR.

And, as always, be sure to develop credit in the recommended order for the best, fastest benefits.

 

 

The post Get Credit Cards with 0 APR appeared first on Credit Suite.

The post Get Credit Cards with 0 APR appeared first on Business Marketplace Product Reviews.

Get Business Credit Cards with EIN Only

The Absolute Best Business Credit Cards with EIN Only

We checked out a number of business credit cards with EIN only, and did the research for you. So here are our top picks.

Per the SBA, small business credit card limits are a whopping 10 – 100 times that of personal credit cards!

This reveals you can get a lot more money with small business credit. And it also means you can have personal credit cards at retailers. So you would now have an extra card at the same stores for your company.

And you will not need collateral, cash flow, or financial data in order to get business credit.

Business Credit Cards with EIN Only: Benefits

Benefits vary. So, make sure to choose the benefit you would prefer from this array of alternatives.

Business Credit Cards with EIN Only for Credit Building

Discover it® Student Cash Back

Make sure to take a look at the Discover it® Student Cash Back card. It has no annual fee. The card also offers a six-month introductory period of 0% APR on purchases. And there is an APR of 14.99 – 23.99% variable on all purchases after that period.

One one-of-a-kind feature is that it offers an incentive for scholars to maintain good grades with a $20 statement credit. If scholars earn a GPA of 3.0 or higher each school year, the card will award the $20 statement credit each year for up to five years.

Details

Use this credit card to build personal credit. While this is a personal credit card versus a business card, for new credit users, their FICO scores will be important. And this credit card offers an excellent way to raise FICO while also getting rewards.

You can earn 5% cash back at different places each quarter like grocery stores, gas stations, restaurants or Amazon.com up to the quarterly maximum. After that, this credit card offers unlimited 1% cash back on all purchases.

In the initial year, all cash back rewards are matched 100%.

Downsides include a cash advance fee of either $10 or 5% of the amount of each cash advance, whichever is greater. And although they waive the first late payment fee, a fee of up to $37 applies on all other late payments. There is also a returned payment fee of up to $37.

Get it here: https://www.discover.com/credit-cards/cash-back/it-card.html

Business Credit Cards with EIN Only for Average Credit

Capital One® Spark® Classic for Business

For average credit, we like the Capital One Spark Classic for Business. It has no annual fee. There are cash-back rewards. The card gets an unlimited 1% cash back on all purchases. There is an annual fee of $0.

With this card, you will get benefits including an auto rental collision damage waiver, and purchase security. And you also get extended warranty coverage. And you get travel and emergency assistance services.

But REMEMBER: the ongoing APR is 24.74% variable APR. And the penalty APR is even higher, 31.15%. Also, there is no sign-up bonus.

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-classic/

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Ironclad Secured Business Credit Cards with EIN Only

Wells Fargo Business Secured Credit Card

Check out the Wells Fargo Business Secured Credit Card. It charges a $25 yearly fee per card (up to 10 employee cards). It also requires a minimum security deposit of $500 (up to $25,000) and it is meant to help cardholders establish or rebuild their credit.

Pick this credit card if you want to get 1.5% per dollar in purchases with no limits or get one point for every dollar in purchases. You also earn 1,000 bonus points for every month your company makes $1,000 in purchases on the card.

Details

Also, you get free FICO scores every month. There are no foreign transaction fees. It is possible to upgrade to unsecured credit. Your account is regularly reviewed. And you may become eligible for an upgrade to an unsecured card with responsible use over time. Approval is not guaranteed and depends on factors including how you manage this and your other accounts.

APR is the current prime rate plus 11.90%. There is no introductory APR period and no sign-up bonus. This is not a card for balance transfers.

Get it here: https://www.wellsfargo.com/biz/business-credit/credit-cards/secured-card/

Business Credit Cards with EIN Only – 0% APR – Pay Absolutely Nothing!

Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card

The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card has no annual fee and comes with a 0% introductory APR on purchases for the initial nine months. Thereafter, the card has a 13.24 – 23.24% variable APR

Earn 3 points/dollar spent when you book travel with the Bank of America Travel Center and 1.5 points/dollar on all other purchases. You can get unlimited points and points will never expire.

Details

There is a 25,000-point sign-up bonus when you spend $1,000 within the first 60 days of opening the account. Cardholders get travel accident insurance, and lost luggage reimbursement.

They also get trip cancellation coverage, trip delay reimbursement and other benefits.

There is no introductory rate for balance transfers. Also, bonus categories are limited.

Get it here: https://www.bankofamerica.com/smallbusiness/credit-cards/products/travel-rewards-business-credit-card/

JetBlue Plus Card

Have a look at the JetBlue Plus Card for one more offer of a 0% introductory APR

Get six points/dollar on JetBlue purchases, two points/dollar at dining establishments and grocery stores. And get one point/dollar on all other purchases.

Details

Spend $1,000 in the initial 90 days and pay the annual fee, and get 40,000 bonus points. New cardholders receive a 12 month, 0% introductory APR on balance transfers made in 45 days of account opening.

Thereafter, the variable APR on purchases and balance transfers is 17.99%, 21.99% or 26.99%, based upon creditworthiness. Benefits include a free first checked bag and 50% savings on in-flight purchases.

There is a $99 annual fee for this card.

Get it here: https://cards.barclaycardus.com/cards/jetblue-card/

Uber Visa Card

Check out the Uber Visa Card. Uber is the very first ride-sharing service to offer a credit card, in a partnership with Visa and Barclays.

The card offers 4% back per dollar spent at restaurants, takeout and bars, including UberEATS. Also, get 3% back on hotel, airfare and vacation home rentals. And get 2% back on online purchases.

So, this includes retailers and subscription services such as Uber and Netflix. And get 1% back on all other purchases. Each percent/point has a value of 1 cent. Redeem points for cash back, gift cards or Uber credits directly within the app.

By spending a minimum of $500 in the first 90 days, users can earn a $100 sign-up bonus. Cardholders spending a minimum of $5,000 per year are eligible to receive a $50 credit toward online subscription services.

Details

If you pay your cellphone bill with this card, you are insured up to $600 for cellphone damage or theft.

Cardholders are eligible for exclusive access to certain events and offers. Uber expects most of these offers to be available in major cities like New York, San Francisco, Los Angeles, Chicago and DC. There is no foreign transaction fee.

But there is no introductory rate. The APR is a variable 16.99%, 22.74% or 25.74%, based on your creditworthiness. Cardholders with less than stellar credit will be on the higher end of the range.

Also, there are restrictions on Uber credits. To redeem points as credits within the Uber app, accrue at least 500 points, or $5. Cardholders can convert a maximum of 50,000 points, or $500, in a given day.

Get it here: https://www.uber.com/c/uber-credit-card/

Costco Anywhere Visa® Business Card by Citi

Not taking Uber? Then you’ll need to fill your gas tank in some way. Why not do so with the Costco Anywhere Visa® Business Card by Citi?

This credit card earns cash back with every purchase. Earn 4% cash back on the first $7,000 spent on eligible gas purchases annually (1% after that). Earn 3% cash back at restaurants and on eligible travel purchases. Also, earn 2% cash back at Costco and Costco.com. And earn 1% cash back on all other purchases.

Note: the $0 yearly fee is only for Costco members. And an active Costco membership is required. Cardholders will get access to damage and theft purchase protection, extended warranty coverage and travel accident insurance.

Also, there is no sign-up bonus available with this card.

Get it here: https://www.citi.com/credit-cards/credit-card-details/citi.action?ID=Citi-costco-anywhere-visa-business-credit-card

EIN Business Credit Cards Credit Suite

Ink Business Cash℠ Credit Card

Look at the Ink Business Cash ℠ Credit Card. Companies can get cash back with each purchase. Spend $3,000 in the initial three months from account opening. And you’ll earn a $500 bonus cash back.

There is a $0 yearly fee with a 0% introductory APR for 12 months on purchases and balance transfers. Afterwards, the APR is a 15.24 – 21.24% variable.

The card features travel and purchase coverage benefits. So, this includes an auto rental collision damage waiver and extended warranty protection.

Details

Earn extra cash back on business categories. So, these include office supply stores, telecommunications, gas stations and restaurants.

Note: this credit card has a balance transfer fee. Pay 5% of the amount transferred or $5, whichever is more. Also, there is a foreign transaction fee of 3%.

Get it here: https://creditcards.chase.com/small-business-credit-cards/ink-cash

United MileagePlus Explorer Business Card

Get a good look at the United MileagePlus Explorer Business Card.

Get 2 miles/dollar with United and at restaurants, gas stations and office supply stores. All other purchases get 1 mile/dollar. Earn a 50,000-mile sign-up bonus after spending $3,000 in the initial three months from account opening.

Benefits include priority boarding, a free first checked bag for you and a companion on the same reservation.

Details

Also, get two United Club passes annually. And get hotel and resort perks including upgrades. On top of that, get early check-in and late checkout. And get an auto rental collision damage waiver.

Plus, get baggage delay insurance, lost luggage reimbursement, trip cancellation and interruption insurance. Finally, get trip delay reimbursement, purchase protection, price protection and concierge service.

After the first year, the card has an annual fee of $95. APR of 17.99% – 24.99%, based on creditworthiness.

Get it here: https://creditcards.chase.com/small-business-credit-cards/united-mileageplus-explorer-business

Starwood Preferred Guest® Business Credit Card from American Express

Another choice is the Starwood Preferred Guest Business Credit Card from American Express.

This credit card is for those who stay at Starwood Preferred Guest and Marriott hotels often. Get six points per dollar of eligible purchases at participating SPG and Marriott Rewards hotels.

And get four points per dollar at American restaurants, US filling stations, and on US purchases for shipping.

Also, earn four points to the dollar on wireless telephone services purchased directly from US service providers. For all other eligible purchases, get two points per dollar.

Details

Get 75,000 bonus points when you spend $3,000 in the first three months of account opening. Benefits include free in-room premium internet access, Sheraton Club lounge access, and purchase protection.

Plus you get car rental loss and damage insurance. And you get baggage insurance. There is also a global assistance hotline. And there is a roadside assistance hotline. And get travel accident insurance and extended warranty coverage.

The most significant issue is the yearly fee. There is a $0 introductory annual fee for the first year, then it’s $95 after that. Plus there is no 0% introductory APR. Instead, there is a 17.74 – 26.74% variable APR

Get it here: https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/spg-amex-starwood-credit-card

Business Credit Cards with EIN Only for Low APR/Balance Transfers

Discover it® Cash Back

Check out the Discover it® Cash Back card. There is a 10.99% introductory APR for six months from date of first transfer. So, this is for transfers under this offer which post to your account by January 10, 2019.

After the introductory APR expires, your APR will be 14.99% to 23.99%. So, this is based on your creditworthiness. Your APR will vary with the market, which is based upon the Prime Rate.

Details

You can earn 5% cash back at different places every quarter. So, these are places like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs. But this is up to the quarterly maximum each time you activate. Also, automatically earn unlimited 1% cash back on all other purchases.

You will earn an unlimited dollar-for-dollar match of all the cash back you have earned at the end of your first year, automatically.

Get it here: https://www.discover.com/credit-cards/cash-back/it-card.html

Business Credit Cards with EIN Only for Cash Back

SimplyCash Plus Business Credit Card from American Express

Look at the SimplyCash Plus Business Credit Card from American Express. There is a $0 annual fee. And there is a 0% APR on purchases So this is for the initial 15 months an account is open.

But when the introductory period runs out, the APR for purchases is 14.24 to 21.24%. So, this is variable and based on creditworthiness.

Details

This credit card has numerous benefits. These include purchase protection, car rental loss and damage insurance. And they also include a baggage insurance plan, extended warranty coverage and a global assist hotline.

Also, earn 5% cash back at US office supply stores and on wireless phone services. So, these must be purchased from US service providers. But this pertains to the initial $50,000 of yearly spending. Then, you earn 1% cash back.

You also earn 3% cash back on spending category of your choice. So, this is from eight distinct categories. They include airfare, gas, advertising and computer purchases. But it applies to the first $50,000 of yearly spending. Then, you get 1% cash back.

Cash-back bonuses are automatically credited to the customer’s billing statement.

Note: you cannot use this credit card for balance transfers. There is a foreign transaction fee of 2.7%. The card charges up to $38 in late fees. And the returned check fee is also $38. The penalty APR is 29.99%.

And, it kicks in if you have two or more late payments within 12 months. It can also apply if you fail to make the minimum payment on time or have a returned payment.

Get it here: https://www.americanexpress.com/us/small-business/credit-cards/simply-cash-plus-business-credit-card/44279

Capital One® Quicksilver® Card

Take a look at the Capital One® Quicksilver® Card. It offers flat-rate rewards of 1.5% on all purchases. There are no limits to the amount of cash back rewards that cardholders can earn. Also, the card has a $0 yearly fee.

New cardholders have a 0% APR on purchases and balance transfers for the first 15 months after opening the account. And then they have a 14.74 – 24.74% (variable) APR after that.

A cash bonus of $150 is on offer for those who make at the very least $500 in purchases within 3 months of account opening.

Details

Also, cash back rewards do not expire for the life of the account. And there is no limit to how much you can earn.

This card also offers travel accident insurance. And you get an auto rental collision damage waiver. There are no foreign transaction fees. And there is extended warranty coverage.

Downsides are the flat reward rate, not allowing for any more than that. And the higher APR after the first 15 months.

Get it here: https://www.capitalone.com/credit-cards/quicksilver/

Business Credit Cards with EIN Only for Luxurious Travel Points

Capital One® Spark® Miles for Business

Be sure to check out the Capital One® Spark® Miles for Business card. With this card, you can get 2 miles per dollar on all purchases. When you spend $4,500 within the first 3 months of opening an account, you can earn 50,000 miles. So, that is worth $500 in travel.

Benefits for cardholders include an auto rental collision damage waiver, and purchase security. And they also include extended warranty coverage. And you get travel and emergency assistance services.

Cardholders will pay $0 introductory for first year. But they will pay $95 after that for the annual fee.

There is no 0% APR for purchases or balance transfers with this card. The APR is 18.74% (variable).

Get it here: https://www.capitalone.com/small-business/credit-cards/spark-miles/

The Business Platinum® Card from American Express OPEN

Check out the Business Platinum® Card from American Express OPEN if you’re comfortable with an exorbitant yearly fee. This card gets 5 points per dollar on flights and prepaid hotels booked on the American Express Travel website.

It also earns 2 points per dollar on travel purchases booked on the American Express Travel website.

Furthermore, it earns 1.5 points per dollar on purchases of $5,000 or more. So, this is with up to one million additional points per calendar year. All other eligible purchases get one point per dollar.

Details

With this card’s welcome offer, you can earn 50,000 bonus points when you spend $10,000. And get another 25,000 points when you spend an additional $10,000 in that same period.

Cardholder benefits include global lounge access and a $200 airline fee credit. And you get a fee credit for Global Entry or TSA Precheck.

Benefits also include complimentary Wi-Fi hotspot internet access, privileges including early check-in and daily breakfast at participating hotels and resorts. Plus, the card offers travel accident insurance and roadside assistance.

This card does not offer bonus point earnings in other categories like gas, office supplies or advertising. Additionally, all of these benefits do not come cheap. Note: the card has an annual fee of $450!

Get it here: https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/american-express-business-platinum-credit-card-amex

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Chase Sapphire Reserve®

For travel points, take a look at the Chase Sapphire Reserve® credit card. You can earn 3 points/dollar on travel and dining at restaurants and 1 point/dollar on other purchases.

Spend $4,000 in the first 3 months, and you will get 50,000 bonus points. This card provides a $300 annual travel credit. And you get airport lounge access, perks at luxury hotels and resorts including upgrades.

It also offers a fee credit for Global Entry or TSA Precheck, early check-in and late checkout. And it provides trip cancellation and interruption insurance, an auto rental collision damage waiver.

Details

Plus lost luggage reimbursement, trip delay reimbursement, and purchase protection. Finally, it also has return protection and extended warranty protection.

This credit card also offers cardholders a 25% higher points value when redeemed for travel through Chase Ultimate Rewards. With this card, points are worth 50% more when redeemed for travel through Chase Ultimate Rewards.

The biggest issues are the yearly fee of $450 and $75 for every authorized user. Another factor to consider should be that the card has a 17.99 – 24.99% variable APR.

So, consider this one carefully and be sure to read the fine print.

Get it here: https://www.chase.com/card-benefits/sapphirereserve/travel

IHG ® Rewards Club Premier Credit Card

Have a look at the IHG ® Rewards Club Premier Credit Card. it gets hotel rewards worldwide. For every dollar spent at participating IHG hotels, earn 10 points. Get two points per dollar spent at gas stations, grocery stores and restaurants.

Plus all other purchases earn one point. New cardholders can get an 80,000-point sign-up bonus when they spend $2,000 in the first three months of account opening.

Details

This card offers a free one-night hotel stay each year. Plus there is a wide array of benefits like travel and purchase coverage and an upgrade to Platinum Elite status with the IHG Rewards Club. The club offers complimentary room upgrades when available and guaranteed room availability.

The biggest issue is that the card does not have a zero percent APR introductory rate. And the standard APR is 17.99 – 24.99% variable. Also, the yearly fee is $89.

Get it here: https://creditcards.chase.com/a1/ihg/premiernaep

Marriott Rewards® Premier Plus Credit Card

This card earns six points/dollar spent at participating Marriott and SPG hotels. And get two points/dollar on all other purchases.

Spend $3,000 in the first three months from account opening and get two free night awards (each worth up to 35,000 points).

Cardholders get access to perks including a free one-night stay every year after account anniversary. Also get travel and purchase protection. So, this includes free standard in-room Wi-Fi and priority late checkout.

Details

Perks include baggage delay reimbursement, and lost luggage reimbursement. There is also trip delay reimbursement. And there is purchase protection. In addition there are concierge service and automatic Silver Elite status, which includes a 20% bonus on points.

Spend $35,000 each account year, and get an upgrade to Gold Elite status. So, that includes a complimentary room upgrade, free daily breakfast and 4 PM late checkout.

There is an annual fee of $95. The APR is a 17.99 – 24.99% variable.

Get it here: https://creditcards.chase.com/marriott/apply

Business Credit Cards with EIN Only for Jackpot Rewards

Chase Sapphire Preferred® Card

Take a look at the Chase Sapphire Preferred® Card for travel points.

You can earn two points to the dollar spent on travel and dining at restaurants. And you can earn one point per dollar on all other purchases. Points can be traded in for cash back, gift cards, or travel.

The card’s benefits include trip cancellation insurance, travel and emergency assistance services. They also include an auto rental collision damage waiver, purchase protection and extended warranty protection.

When you spend $4,000 in the initial 3 months from account opening, you will earn 50,000 bonus points. These points are worth $625 if you redeem them for travel through Chase Ultimate Rewards.

Details

You can get an unlimited two points per dollar for travel and dining at restaurants. And after that earn one point per dollar for all other purchases. Points will transfer equally to 13 leading frequent travel programs with partners. So these include British Airways, Southwest Airlines, United, and Marriott.

There is no 0% introductory APR on purchases or balance transfers. The card’s standard APR is 17.74 – 24.74% variable. Also, the card has an annual fee of $0 introductory for the first year. And then it skyrockets to $95.

Get it here: https://creditcards.chase.com/rewards-credit-cards/chase-sapphire-preferred

Ink Business Preferred ℠ Credit Card

Get a look at the Ink Business Preferred Credit Card from Chase. Cardholders earn 3 points for every dollar spent on travel, shipping, internet, cable, phone and qualifying advertising with the card. So, this is up to $150,000 each year. And all other purchases earn an unlimited one point per dollar spent.

This is a Visa credit card.

Cardholders get benefits like purchase protection, trip cancellation or interruption insurance. They also get cellphone protection. And they get extended warranty coverage. And they get an auto rental collision damage waiver.

Details

Get 80,000 bonus points when you spend $5,000 in the first 3 months from account opening. There is an annual fee of $95. You can add employee credit cards at no additional cost.

This credit card only offers 3 points per dollar to a limit of $150,000 a year. So, this is for travel, shipping, internet, cable, phone and qualifying advertising. All other purchases earn an unlimited flat rate of one point per dollar. And there is no introductory APR

Get it here: https://creditcards.chase.com/small-business-credit-cards/ink-business-preferred

Establish business credit fast with our research-backed guide to 12 business credit cards and lines.

Hilton Honors American Express Ascend Card

Take a look at the Hilton Honors American Express Ascend Card, which earns hotel rewards points. Earn up to 12 points per dollar of eligible purchases at participating Hilton hotels or resorts.

Automatically get Hilton Honors Gold status. And this includes room upgrades when available. Also, get a 5th night free when you book a rewards stay of 5 nights or more.

And get free internet access and late checkout. It also includes a 25% bonus on base points earned with Hilton Honors.

This credit card has a variable purchase APR of 17.74 – 26.74%. There is an annual fee of $95.

Details

Cardholders can get a 125,000-point welcome offer after making $2,000 in eligible purchases in 3 months from account opening. Earn a free weekend night award after making $15,000 in eligible purchases on your card in a calendar year.

Benefits include purchase protection. And there is extended warranty coverage. They also include car rental loss and damage insurance and travel accident insurance.

If you spend $40,000 on eligible purchases with the card within a calendar year, you can earn Hilton Honors Diamond status. So this is through the end of the next calendar year. This status includes all of the benefits of Gold status.

It also includes a 50% bonus on base points earned with Hilton Honors. And get exclusive floor lounge access at select properties. But that is extremely high spending required for elite status. Only you can decide if that’s worth it.

Get it here: https://www.americanexpress.com/us/credit-cards/card/hilton-honors-ascend/

The Perfect Business Credit Cards with EIN Only for You

So your absolute best business credit cards hinge on your credit history and scores.

Only you can select which features you want and need. So make sure to do your homework. What is outstanding for you could be catastrophic for other people.

And, as always, make certain to build credit in the recommended order for the best, fastest benefits.

 

 

 

The post Get Business Credit Cards with EIN Only appeared first on Credit Suite.